Federal Reserve Economic Data

Quarterly

L.226 Life Insurance Reserves


The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/


   

Please select a date range

    Q4 1945    
 
 
    Q4 2024
Line Name Q4 2024 Q3 2024 Q4 2023 Units
line 1
Total liabilities
2,742,420 Millions of Dollars 2,747,582 Millions of Dollars 2,669,507 Millions of Dollars Mil. of $
line 2
Federal government
56,507 Millions of Dollars 56,311 Millions of Dollars 54,333 Millions of Dollars Mil. of $
line 3
Life insurance companies
2,536,465 Millions of Dollars 2,541,745 Millions of Dollars 2,468,195 Millions of Dollars Mil. of $
line 4
Rest of the world
149,448 Millions of Dollars 149,526 Millions of Dollars 146,979 Millions of Dollars Mil. of $
line 5
Total assets
2,742,420 Millions of Dollars 2,747,582 Millions of Dollars 2,669,507 Millions of Dollars Mil. of $
line 6
Household sector
2,119.582 Billions of Dollars 2,126.514 Billions of Dollars 2,060.475 Billions of Dollars Bil. of $
line 7
U.S.-chartered depository institutions
207,026 Millions of Dollars 206,083 Millions of Dollars 202,687 Millions of Dollars Mil. of $
line 8
Life insurance companies
330,365 Millions of Dollars 330,537 Millions of Dollars 324,906 Millions of Dollars Mil. of $
line 9
Holding companies
85,019 Millions of Dollars 84,018 Millions of Dollars 81,018 Millions of Dollars Mil. of $
line 10
Rest of the world
429 Millions of Dollars 430 Millions of Dollars 422 Millions of Dollars Mil. of $
   

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