Annual

S1M.e.b Balance sheet of households and nonprofit organizations with debt and equity holdings detail

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

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    1945    
 
 
    2025
Line Name 2025 Preceding
Period 		Year Ago
from Period 		Units
line 1
Assets 		204,373,493 Millions of U.S. Dollars 190,620,928 Millions of U.S. Dollars 190,620,928 Millions of U.S. Dollars Mil. of U.S. $
line 2
Nonfinancial assets 		61,755,054 Millions of U.S. Dollars 60,076,307 Millions of U.S. Dollars 60,076,307 Millions of U.S. Dollars Mil. of U.S. $
line 3
Financial assets 		142,618,439 Millions of U.S. Dollars 130,544,621 Millions of U.S. Dollars 130,544,621 Millions of U.S. Dollars Mil. of U.S. $
line 4
Deposits 		20,178,535 Millions of U.S. Dollars 19,172,913 Millions of U.S. Dollars 19,172,913 Millions of U.S. Dollars Mil. of U.S. $
line 5
Debt securities 		6,198,847 Millions of U.S. Dollars 5,825,635 Millions of U.S. Dollars 5,825,635 Millions of U.S. Dollars Mil. of U.S. $
line 6
Loans 		1,238,996 Millions of U.S. Dollars 1,201,068 Millions of U.S. Dollars 1,201,068 Millions of U.S. Dollars Mil. of U.S. $
line 7
Equity shares at market value 		66,618,265 Millions of U.S. Dollars 57,426,217 Millions of U.S. Dollars 57,426,217 Millions of U.S. Dollars Mil. of U.S. $
line 8
Directly held 		45,986,820 Millions of U.S. Dollars 39,020,000 Millions of U.S. Dollars 39,020,000 Millions of U.S. Dollars Mil. of U.S. $
line 9
Indirectly held 		20,631,445 Millions of U.S. Dollars 18,406,217 Millions of U.S. Dollars 18,406,217 Millions of U.S. Dollars Mil. of U.S. $
line 10
Life insurance companies 		1,726,447 Millions of U.S. Dollars 1,711,683 Millions of U.S. Dollars 1,711,683 Millions of U.S. Dollars Mil. of U.S. $
line 11
Private pension funds 		8,111,259 Millions of U.S. Dollars 7,029,273 Millions of U.S. Dollars 7,029,273 Millions of U.S. Dollars Mil. of U.S. $
line 12
Federal govt. retirement funds 		715,715 Millions of U.S. Dollars 633,784 Millions of U.S. Dollars 633,784 Millions of U.S. Dollars Mil. of U.S. $
line 13
State and local govt. retirement funds 		159,763 Millions of U.S. Dollars 132,921 Millions of U.S. Dollars 132,921 Millions of U.S. Dollars Mil. of U.S. $
line 14
Mutual funds 		9,918,261 Millions of U.S. Dollars 8,898,556 Millions of U.S. Dollars 8,898,556 Millions of U.S. Dollars Mil. of U.S. $
line 15
Other 		42,381,386 Millions of U.S. Dollars 41,411,460 Millions of U.S. Dollars 41,411,460 Millions of U.S. Dollars Mil. of U.S. $
line 16
Liabilities 		21,506,681 Millions of U.S. Dollars 20,860,228 Millions of U.S. Dollars 20,860,228 Millions of U.S. Dollars Mil. of U.S. $
line 17
Net worth 		182,866,812 Millions of U.S. Dollars 169,760,700 Millions of U.S. Dollars 169,760,700 Millions of U.S. Dollars Mil. of U.S. $
Memo:
Equity shares (line 7) as a percent of
line 18
Total assets (line 1) 		32.59633 Percent 30.12587 Percent 30.12587 Percent %
line 19
Financial assets (line 3) 		46.71084 Percent 43.98972 Percent 43.98972 Percent %
Debt securities (line 5) as a percent of
   

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