Annual Tables

S.63.a Insurance Companies

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/

   

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    1945    
 
 
    2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
Current account
line 1
Gross value added 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 2
Less: Consumption of fixed capital 		2025 0 Millions of U.S. Dollars 59,609 Millions of U.S. Dollars 59,609 Millions of U.S. Dollars Mil. of U.S. $
line 3
Equals: Net value added 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 4
Compensation of employees (paid) 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 5
Wages and salaries 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 6
Employers’ social contributions 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 7
Taxes on production and imports less subsidies 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 8
Operating surplus, net 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 9
Net national income/Balance of primary incomes, net 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 10
Operating surplus, net 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 11
Property income (received) 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 12
Interest 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 13
Distributed income of corporations (dividends) 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 14
Reinvested earnings on U.S. direct investment abroad 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 15
Less: Uses of property income (paid) 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 16
Interest 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 17
Distributed income of corporations 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 18
Dividends 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 19
Withdrawals from income of quasi-corporations 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 20
Reinvested earnings on foreign direct investment 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 21
Rents on land and natural resources 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 22
Net national income/Balance of primary incomes, net 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 23
Less: Current taxes on income, wealth, etc. (paid) 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 24
Less: Other current transfers (paid) 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 25
Equals: Disposable income, net 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 26
Equals: Net saving 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
Capital account
line 27
Net saving less capital transfers 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 28
Net saving 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 29
Less: Capital transfers paid (net) 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 30
Capital formation, net 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 31
Gross fixed capital formation (nonresidential) 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 32
Less: Consumption of fixed capital 		2025 0 Millions of U.S. Dollars 59,609 Millions of U.S. Dollars 59,609 Millions of U.S. Dollars Mil. of U.S. $
line 33
Net lending (+) or borrowing (-), capital account (lines 27-30) 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
Financial account
line 34
Net lending (+) or borrowing (-) (line 33) 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 35
Net acquisition of financial assets 		2025 531,171 Millions of U.S. Dollars 448,076 Millions of U.S. Dollars 448,076 Millions of U.S. Dollars Mil. of U.S. $
line 36
Currency and deposits 		2025 31,355 Millions of U.S. Dollars 9,446 Millions of U.S. Dollars 9,446 Millions of U.S. Dollars Mil. of U.S. $
line 37
Debt securities 		2025 455,458 Millions of U.S. Dollars 429,385 Millions of U.S. Dollars 429,385 Millions of U.S. Dollars Mil. of U.S. $
line 38
Open market paper 		2025 -12,520 Millions of U.S. Dollars 4,719 Millions of U.S. Dollars 4,719 Millions of U.S. Dollars Mil. of U.S. $
line 39
Treasury securities 		2025 76,435 Millions of U.S. Dollars 112,300 Millions of U.S. Dollars 112,300 Millions of U.S. Dollars Mil. of U.S. $
line 40
Agency- and GSE-backed securities 		2025 60,166 Millions of U.S. Dollars 41,031 Millions of U.S. Dollars 41,031 Millions of U.S. Dollars Mil. of U.S. $
line 41
Municipal securities 		2025 4,399 Millions of U.S. Dollars -24,913 Millions of U.S. Dollars -24,913 Millions of U.S. Dollars Mil. of U.S. $
line 42
Corporate and foreign bonds 		2025 326,978 Millions of U.S. Dollars 296,248 Millions of U.S. Dollars 296,248 Millions of U.S. Dollars Mil. of U.S. $
line 43
Loans 		2025 73,000 Millions of U.S. Dollars 75,300 Millions of U.S. Dollars 75,300 Millions of U.S. Dollars Mil. of U.S. $
line 44
Short term 		2025 9,081 Millions of U.S. Dollars 9,105 Millions of U.S. Dollars 9,105 Millions of U.S. Dollars Mil. of U.S. $
line 45
Long term (mortgages) 		2025 65,371 Millions of U.S. Dollars 66,636 Millions of U.S. Dollars 66,636 Millions of U.S. Dollars Mil. of U.S. $
line 46
Equity and investment fund shares 		2025 -291,746 Millions of U.S. Dollars -265,396 Millions of U.S. Dollars -265,396 Millions of U.S. Dollars Mil. of U.S. $
line 47
Corporate equities 		2025 -134,960 Millions of U.S. Dollars -178,163 Millions of U.S. Dollars -178,163 Millions of U.S. Dollars Mil. of U.S. $
line 48
Mutual fund shares 		2025 -133,868 Millions of U.S. Dollars -129,340 Millions of U.S. Dollars -129,340 Millions of U.S. Dollars Mil. of U.S. $
line 49
Money market fund shares 		2025 18,164 Millions of U.S. Dollars 10,473 Millions of U.S. Dollars 10,473 Millions of U.S. Dollars Mil. of U.S. $
line 50
Equity in government-sponsored enterprises 		2025 2,111 Millions of U.S. Dollars 1,721 Millions of U.S. Dollars 1,721 Millions of U.S. Dollars Mil. of U.S. $
line 51
U.S. direct investment abroad 		2025 -44,645 Millions of U.S. Dollars 29,472 Millions of U.S. Dollars 29,472 Millions of U.S. Dollars Mil. of U.S. $
line 52
Insurance, pension and standardized guarantee schemes 		2025 84,185 Millions of U.S. Dollars 156,493 Millions of U.S. Dollars 156,493 Millions of U.S. Dollars Mil. of U.S. $
line 53
Other accounts receivable 		2025 178,919 Millions of U.S. Dollars 42,848 Millions of U.S. Dollars 42,848 Millions of U.S. Dollars Mil. of U.S. $
line 54
Net incurrence of liabilities 		2025 565,327 Millions of U.S. Dollars 430,349 Millions of U.S. Dollars 430,349 Millions of U.S. Dollars Mil. of U.S. $
line 55
Currency and deposits (funding agreements) 		2025 59,311 Millions of U.S. Dollars 30,897 Millions of U.S. Dollars 30,897 Millions of U.S. Dollars Mil. of U.S. $
line 56
Loans (short term) 		2025 11,109 Millions of U.S. Dollars 23,082 Millions of U.S. Dollars 23,082 Millions of U.S. Dollars Mil. of U.S. $
line 57
Equity and investment fund shares 		2025 -40,862 Millions of U.S. Dollars -25,512 Millions of U.S. Dollars -25,512 Millions of U.S. Dollars Mil. of U.S. $
line 58
Corporate equity issues 		2025 -43,624 Millions of U.S. Dollars -42,304 Millions of U.S. Dollars -42,304 Millions of U.S. Dollars Mil. of U.S. $
line 59
Foreign direct investment in the United States 		2025 2,808 Millions of U.S. Dollars 16,761 Millions of U.S. Dollars 16,761 Millions of U.S. Dollars Mil. of U.S. $
line 60
Investment by parent 		2025 0 Millions of U.S. Dollars -72 Millions of U.S. Dollars -72 Millions of U.S. Dollars Mil. of U.S. $
line 61
Insurance, pension and standardized guarantee schemes 		2025 193,274 Millions of U.S. Dollars 341,528 Millions of U.S. Dollars 341,528 Millions of U.S. Dollars Mil. of U.S. $
line 62
Other accounts payable 		2025 360,898 Millions of U.S. Dollars 66,064 Millions of U.S. Dollars 66,064 Millions of U.S. Dollars Mil. of U.S. $
Addendum:
line 63
Net lending (+) or borrowing (-), financial account (lines 35-54) 		2025 6,706 Millions of U.S. Dollars 43,239 Millions of U.S. Dollars 43,239 Millions of U.S. Dollars Mil. of U.S. $
Other changes in volume account
line 64
Total other volume changes 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 65
Disaster losses 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 66
Other volume changes 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 67
Less: Statistical discrepancy (lines 33-63) 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
Revaluation account
line 68
Nonfinancial assets 		2025 8,274 Millions of U.S. Dollars 7,920 Millions of U.S. Dollars 7,920 Millions of U.S. Dollars Mil. of U.S. $
line 69
Structures (nonresidential) 		2025 5,454 Millions of U.S. Dollars 4,216 Millions of U.S. Dollars 4,216 Millions of U.S. Dollars Mil. of U.S. $
line 70
Equipment 		2025 2,773 Millions of U.S. Dollars 1,208 Millions of U.S. Dollars 1,208 Millions of U.S. Dollars Mil. of U.S. $
line 71
Intellectual property products 		2025 48 Millions of U.S. Dollars 2,496 Millions of U.S. Dollars 2,496 Millions of U.S. Dollars Mil. of U.S. $
line 72
Financial assets 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 73
Debt securities 		2025 184,467 Millions of U.S. Dollars -62,828 Millions of U.S. Dollars -62,828 Millions of U.S. Dollars Mil. of U.S. $
line 74
Corporate equities 		2025 231,023 Millions of U.S. Dollars 232,344 Millions of U.S. Dollars 232,344 Millions of U.S. Dollars Mil. of U.S. $
line 75
Mutual fund shares 		2025 204,288 Millions of U.S. Dollars 201,404 Millions of U.S. Dollars 201,404 Millions of U.S. Dollars Mil. of U.S. $
line 76
U.S. direct investment abroad 		2025 74,385 Millions of U.S. Dollars 13,711 Millions of U.S. Dollars 13,711 Millions of U.S. Dollars Mil. of U.S. $
line 77
Liabilities 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 78
Corporate equity issues 		2025 183,620 Millions of U.S. Dollars 378,147 Millions of U.S. Dollars 378,147 Millions of U.S. Dollars Mil. of U.S. $
line 79
Foreign direct investment in the United States 		2025 61,801 Millions of U.S. Dollars 68,103 Millions of U.S. Dollars 68,103 Millions of U.S. Dollars Mil. of U.S. $
line 80
Investment by parent 		2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 81
Insurance, pension and standardized guarantee schemes 		2025 320,563 Millions of U.S. Dollars 288,618 Millions of U.S. Dollars 288,618 Millions of U.S. Dollars Mil. of U.S. $
line 82
Changes in net worth due to nominal holding gains/losses 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
Changes in balance sheet account
line 83
Change in net worth (lines 30+33+64+82) 		2025 146,283 Millions of U.S. Dollars -291,049 Millions of U.S. Dollars -291,049 Millions of U.S. Dollars Mil. of U.S. $
Balance sheet account (end of period)
line 84
Total assets 		2025 15,544,784 Millions of U.S. Dollars 14,299,502 Millions of U.S. Dollars 14,299,502 Millions of U.S. Dollars Mil. of U.S. $
line 85
Nonfinancial assets 		2025 474,324 Millions of U.S. Dollars 454,463 Millions of U.S. Dollars 454,463 Millions of U.S. Dollars Mil. of U.S. $
line 86
Structures (nonresidential) 		2025 251,818 Millions of U.S. Dollars 250,135 Millions of U.S. Dollars 250,135 Millions of U.S. Dollars Mil. of U.S. $
line 87
Equipment 		2025 88,165 Millions of U.S. Dollars 82,353 Millions of U.S. Dollars 82,353 Millions of U.S. Dollars Mil. of U.S. $
line 88
Intellectual property products 		2025 134,341 Millions of U.S. Dollars 121,975 Millions of U.S. Dollars 121,975 Millions of U.S. Dollars Mil. of U.S. $
line 89
Financial assets 		2025 15,070,460 Millions of U.S. Dollars 13,845,039 Millions of U.S. Dollars 13,845,039 Millions of U.S. Dollars Mil. of U.S. $
line 90
Currency and deposits 		2025 242,264 Millions of U.S. Dollars 210,909 Millions of U.S. Dollars 210,909 Millions of U.S. Dollars Mil. of U.S. $
line 91
Debt securities 		2025 6,385,919 Millions of U.S. Dollars 5,745,994 Millions of U.S. Dollars 5,745,994 Millions of U.S. Dollars Mil. of U.S. $
line 92
Open market paper 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 93
Treasury securities 		2025 639,409 Millions of U.S. Dollars 549,750 Millions of U.S. Dollars 549,750 Millions of U.S. Dollars Mil. of U.S. $
line 94
Agency- and GSE-backed securities 		2025 530,392 Millions of U.S. Dollars 458,576 Millions of U.S. Dollars 458,576 Millions of U.S. Dollars Mil. of U.S. $
line 95
Municipal securities 		2025 385,037 Millions of U.S. Dollars 377,603 Millions of U.S. Dollars 377,603 Millions of U.S. Dollars Mil. of U.S. $
line 96
Corporate and foreign bonds 		2025 4,801,561 Millions of U.S. Dollars 4,318,025 Millions of U.S. Dollars 4,318,025 Millions of U.S. Dollars Mil. of U.S. $
line 97
Loans 		2025 1,180,785 Millions of U.S. Dollars 1,107,578 Millions of U.S. Dollars 1,107,578 Millions of U.S. Dollars Mil. of U.S. $
line 98
Short term 		2025 195,356 Millions of U.S. Dollars 186,275 Millions of U.S. Dollars 186,275 Millions of U.S. Dollars Mil. of U.S. $
line 99
Long term (mortgages) 		2025 989,577 Millions of U.S. Dollars 924,206 Millions of U.S. Dollars 924,206 Millions of U.S. Dollars Mil. of U.S. $
line 100
Equity and investment fund shares 		2025 3,751,141 Millions of U.S. Dollars 3,532,780 Millions of U.S. Dollars 3,532,780 Millions of U.S. Dollars Mil. of U.S. $
line 101
Corporate equities 		2025 1,442,541 Millions of U.S. Dollars 1,346,478 Millions of U.S. Dollars 1,346,478 Millions of U.S. Dollars Mil. of U.S. $
line 102
Mutual fund shares 		2025 1,711,466 Millions of U.S. Dollars 1,641,046 Millions of U.S. Dollars 1,641,046 Millions of U.S. Dollars Mil. of U.S. $
line 103
Money market fund shares 		2025 176,320 Millions of U.S. Dollars 158,156 Millions of U.S. Dollars 158,156 Millions of U.S. Dollars Mil. of U.S. $
line 104
Equity in government-sponsored enterprises 		2025 12,995 Millions of U.S. Dollars 10,884 Millions of U.S. Dollars 10,884 Millions of U.S. Dollars Mil. of U.S. $
line 105
U.S. direct investment abroad 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 106
Insurance, pension and standardized guarantee schemes 		2025 1,657,280 Millions of U.S. Dollars 1,573,016 Millions of U.S. Dollars 1,573,016 Millions of U.S. Dollars Mil. of U.S. $
line 107
Other accounts receivable 		2025 1,853,071 Millions of U.S. Dollars 1,674,762 Millions of U.S. Dollars 1,674,762 Millions of U.S. Dollars Mil. of U.S. $
line 108
Total liabilities and net worth 		2025 15,544,784 Millions of U.S. Dollars 14,299,502 Millions of U.S. Dollars 14,299,502 Millions of U.S. Dollars Mil. of U.S. $
line 109
Liabilities 		2025 15,697,715 Millions of U.S. Dollars 14,598,716 Millions of U.S. Dollars 14,598,716 Millions of U.S. Dollars Mil. of U.S. $
line 110
Currency and deposits (funding agreements) 		2025 280,472 Millions of U.S. Dollars 221,161 Millions of U.S. Dollars 221,161 Millions of U.S. Dollars Mil. of U.S. $
line 111
Loans (short term) 		2025 216,068 Millions of U.S. Dollars 204,959 Millions of U.S. Dollars 204,959 Millions of U.S. Dollars Mil. of U.S. $
line 112
Equity and investment fund shares 		2025 2,403,923 Millions of U.S. Dollars 2,198,058 Millions of U.S. Dollars 2,198,058 Millions of U.S. Dollars Mil. of U.S. $
line 113
Corporate equity issues 		2025 1,891,133 Millions of U.S. Dollars 1,751,137 Millions of U.S. Dollars 1,751,137 Millions of U.S. Dollars Mil. of U.S. $
line 114
Foreign direct investment in the United States 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 115
Investment by parent 		2025 0 Millions of U.S. Dollars 4,669 Millions of U.S. Dollars 4,669 Millions of U.S. Dollars Mil. of U.S. $
line 116
Insurance, pension and standardized guarantee schemes 		2025 10,902,774 Millions of U.S. Dollars 10,388,937 Millions of U.S. Dollars 10,388,937 Millions of U.S. Dollars Mil. of U.S. $
line 117
Other accounts payable 		2025 2,162,646 Millions of U.S. Dollars 1,794,001 Millions of U.S. Dollars 1,794,001 Millions of U.S. Dollars Mil. of U.S. $
line 118
Net worth 		2025 -152,931 Millions of U.S. Dollars -299,214 Millions of U.S. Dollars -299,214 Millions of U.S. Dollars Mil. of U.S. $
   

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