Table Data - Bankrate Consumer Survey Poll: Do You Have More Credit Card Debt or Emergency Savings? My Credit Card Debt
| Title | Bankrate Consumer Survey Poll: Do You Have More Credit Card Debt or Emergency Savings? My Credit Card Debt |
|---|---|
| Series ID | AMTCCDEBT0101 |
| Source | Bankrate, LLC |
| Release | Bankrate Consumer Polls |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Annual, As of January |
| Units | Percent |
| Date Range | 2011-01-01 to 2025-01-01 |
| Last Updated | 2026-01-21 11:26 AM CST |
| Notes | This series reports the share of U.S. adults who carry more credit card debt than emergency savings. This survey is typically polled in January or February. Current observation as of January 3rd, 2025. Bankrate has been tracking consumer opinion on financial topics since 2011. Surveys were initially conducted by Princeton Survey Research Associates International (PSRAI), later by YouGov Plc. and SSRS. Data are collected via telephone (landline/cell) and web surveys, with demographic weighting to ensure representativeness. Margins of error generally range between 2–4 percentage points. Polling Dates: February 03, 2011 – February 06, 2011 February 02, 2012 – February 05, 2012 February 07, 2013 – February 10, 2013 February 06, 2014 – February 09, 2014 February 05, 2015 – February 08, 2015 February 04, 2016 – February 07, 2016 February 02, 2017 – February 05, 2017 February 07, 2018 – February 11, 2018 January 29, 2019 – February 03, 2019 January 21, 2020 – January 26, 2020 January 19, 2021 – January 24, 2021 January 18, 2022 – January 24, 2022 January 20, 2023 – January 23, 2023 January 19, 2024 – January 21, 2024 January 03, 2025 – January 05, 2025 Copyright Bankrate, LLC. Bankrate Do you have more credit card debt or emergency savings? |
| DATE | VALUE |
|---|---|
| 2011-01-01 | 23 |
| 2012-01-01 | 25 |
| 2013-01-01 | 24 |
| 2014-01-01 | 28 |
| 2015-01-01 | 24 |
| 2016-01-01 | 22 |
| 2017-01-01 | 24 |
| 2018-01-01 | 21 |
| 2019-01-01 | 29 |
| 2020-01-01 | 28 |
| 2021-01-01 | 27 |
| 2022-01-01 | 22 |
| 2023-01-01 | 36 |
| 2024-01-01 | 36 |
| 2025-01-01 | 33 |