Table Data - Financial Soundness Indicator, Households; Debt Service and Principal Payments as a Percent of Income, Level
| Title | Financial Soundness Indicator, Households; Debt Service and Principal Payments as a Percent of Income, Level |
|---|---|
| Series ID | BOGZ1FL010000346Q |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Z.1 Financial Accounts of the United States |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Period |
| Units | Percent |
| Date Range | 1980-01-01 to 2026-01-01 |
| Last Updated | 2026-09-11 11:52 AM CDT |
| Notes | For more information about the Flow of Funds tables, see the Financial Accounts Guide. |
| DATE | VALUE |
|---|---|
| 1980-01-01 | 10.6088407006 |
| 1980-04-01 | 10.6297704329 |
| 1980-07-01 | 10.4025578459 |
| 1980-10-01 | 10.2531342480 |
| 1981-01-01 | 10.2918284095 |
| 1981-04-01 | 10.4247095533 |
| 1981-07-01 | 10.3161574179 |
| 1981-10-01 | 10.3925778793 |
| 1982-01-01 | 10.4610772183 |
| 1982-04-01 | 10.5160463324 |
| 1982-07-01 | 10.4182094714 |
| 1982-10-01 | 10.3833430067 |
| 1983-01-01 | 10.3458679267 |
| 1983-04-01 | 10.3710996914 |
| 1983-07-01 | 10.3772548040 |
| 1983-10-01 | 10.4272111712 |
| 1984-01-01 | 10.4891435822 |
| 1984-04-01 | 10.6234583888 |
| 1984-07-01 | 10.7362264891 |
| 1984-10-01 | 10.8948432929 |
| 1985-01-01 | 11.2350909291 |
| 1985-04-01 | 11.3199488087 |
| 1985-07-01 | 11.6009770040 |
| 1985-10-01 | 11.7259434247 |
| 1986-01-01 | 11.7357368175 |
| 1986-04-01 | 11.8107391255 |
| 1986-07-01 | 11.9251275768 |
| 1986-10-01 | 12.0866939291 |
| 1987-01-01 | 11.9769382652 |
| 1987-04-01 | 12.1251063918 |
| 1987-07-01 | 11.9959955546 |
| 1987-10-01 | 11.8518385496 |
| 1988-01-01 | 11.7779428424 |
| 1988-04-01 | 11.7481252849 |
| 1988-07-01 | 11.6971390976 |
| 1988-10-01 | 11.5739714575 |
| 1989-01-01 | 11.5772450198 |
| 1989-04-01 | 11.7469476547 |
| 1989-07-01 | 11.8101901448 |
| 1989-10-01 | 11.7602917894 |
| 1990-01-01 | 11.6599049493 |
| 1990-04-01 | 11.6064817591 |
| 1990-07-01 | 11.5833593954 |
| 1990-10-01 | 11.5983927088 |
| 1991-01-01 | 11.5654995620 |
| 1991-04-01 | 11.4196138170 |
| 1991-07-01 | 11.3068497567 |
| 1991-10-01 | 11.1107891948 |
| 1992-01-01 | 10.8579652179 |
| 1992-04-01 | 10.6890228366 |
| 1992-07-01 | 10.5512173503 |
| 1992-10-01 | 10.4675931700 |
| 1993-01-01 | 10.4307569074 |
| 1993-04-01 | 10.3656892190 |
| 1993-07-01 | 10.4171998415 |
| 1993-10-01 | 10.3801480869 |
| 1994-01-01 | 10.4010585597 |
| 1994-04-01 | 10.4661170950 |
| 1994-07-01 | 10.6002137265 |
| 1994-10-01 | 10.7133200559 |
| 1995-01-01 | 10.9036238430 |
| 1995-04-01 | 11.0968148537 |
| 1995-07-01 | 11.2032331440 |
| 1995-10-01 | 11.2428103577 |
| 1996-01-01 | 11.2634540304 |
| 1996-04-01 | 11.2926402497 |
| 1996-07-01 | 11.3413454379 |
| 1996-10-01 | 11.4003845342 |
| 1997-01-01 | 11.3560197918 |
| 1997-04-01 | 11.3530558072 |
| 1997-07-01 | 11.3611951871 |
| 1997-10-01 | 11.3107021298 |
| 1998-01-01 | 11.1639587878 |
| 1998-04-01 | 11.1832901670 |
| 1998-07-01 | 11.1706606171 |
| 1998-10-01 | 11.2392338447 |
| 1999-01-01 | 11.2934752679 |
| 1999-04-01 | 11.4614004520 |
| 1999-07-01 | 11.5805311942 |
| 1999-10-01 | 11.5889963290 |
| 2000-01-01 | 11.5683359867 |
| 2000-04-01 | 11.7136533188 |
| 2000-07-01 | 11.8694104402 |
| 2000-10-01 | 12.0577016525 |
| 2001-01-01 | 12.1609538935 |
| 2001-04-01 | 12.3719835472 |
| 2001-07-01 | 12.3151470255 |
| 2001-10-01 | 12.6673129704 |
| 2002-01-01 | 12.4414378311 |
| 2002-04-01 | 12.3478530103 |
| 2002-07-01 | 12.3593737166 |
| 2002-10-01 | 12.3263691634 |
| 2003-01-01 | 12.3425853520 |
| 2003-04-01 | 12.2841220944 |
| 2003-07-01 | 12.1304043270 |
| 2003-10-01 | 12.2015424015 |
| 2004-01-01 | 12.2058760567 |
| 2004-04-01 | 12.1437659590 |
| 2004-07-01 | 12.2582149666 |
| 2004-10-01 | 12.2627328124 |
| 2005-01-01 | 14.7998006641 |
| 2005-04-01 | 14.8285662429 |
| 2005-07-01 | 15.1399662104 |
| 2005-10-01 | 15.0285444900 |
| 2006-01-01 | 14.9894259493 |
| 2006-04-01 | 15.0442762840 |
| 2006-07-01 | 15.3672251249 |
| 2006-10-01 | 15.5096940292 |
| 2007-01-01 | 15.5265961270 |
| 2007-04-01 | 15.6325133352 |
| 2007-07-01 | 15.7121086299 |
| 2007-10-01 | 15.8463786187 |
| 2008-01-01 | 15.7758612498 |
| 2008-04-01 | 15.3266044329 |
| 2008-07-01 | 15.5465387356 |
| 2008-10-01 | 15.7213616498 |
| 2009-01-01 | 15.5975114538 |
| 2009-04-01 | 15.2519767770 |
| 2009-07-01 | 15.0858984736 |
| 2009-10-01 | 14.8963803068 |
| 2010-01-01 | 14.5149511433 |
| 2010-04-01 | 14.0697810572 |
| 2010-07-01 | 13.9178098175 |
| 2010-10-01 | 13.5808633226 |
| 2011-01-01 | 13.3084554175 |
| 2011-04-01 | 13.0577155589 |
| 2011-07-01 | 12.9445825839 |
| 2011-10-01 | 12.7496694876 |
| 2012-01-01 | 12.2370625408 |
| 2012-04-01 | 12.0340551551 |
| 2012-07-01 | 12.0830990866 |
| 2012-10-01 | 11.7540145165 |
| 2013-01-01 | 12.0065832961 |
| 2013-04-01 | 11.7944014098 |
| 2013-07-01 | 11.8377101037 |
| 2013-10-01 | 11.9852842141 |
| 2014-01-01 | 11.8837510499 |
| 2014-04-01 | 11.6211252779 |
| 2014-07-01 | 11.6469268594 |
| 2014-10-01 | 11.6319622139 |
| 2015-01-01 | 11.5565981332 |
| 2015-04-01 | 11.4850980991 |
| 2015-07-01 | 11.6064538248 |
| 2015-10-01 | 11.7389514283 |
| 2016-01-01 | 11.7632146320 |
| 2016-04-01 | 11.7660751336 |
| 2016-07-01 | 11.7698116309 |
| 2016-10-01 | 11.8657820764 |
| 2017-01-01 | 11.7237185082 |
| 2017-04-01 | 11.7569505536 |
| 2017-07-01 | 11.8183945483 |
| 2017-10-01 | 11.8166701072 |
| 2018-01-01 | 11.6445186895 |
| 2018-04-01 | 11.5983336316 |
| 2018-07-01 | 11.6195348899 |
| 2018-10-01 | 11.6663494170 |
| 2019-01-01 | 11.4998627269 |
| 2019-04-01 | 11.6269430323 |
| 2019-07-01 | 11.6465131395 |
| 2019-10-01 | 11.7275252875 |
| 2020-01-01 | 11.5910660580 |
| 2020-04-01 | 9.7397961576 |
| 2020-07-01 | 10.0584451112 |
| 2020-10-01 | 10.3892899534 |
| 2021-01-01 | 9.0513943006 |
| 2021-04-01 | 9.8409438325 |
| 2021-07-01 | 10.0095435265 |
| 2021-10-01 | 10.2287322047 |
| 2022-01-01 | 10.4723160275 |
| 2022-04-01 | 10.6846405324 |
| 2022-07-01 | 10.5677247041 |
| 2022-10-01 | 10.7368283873 |
| 2023-01-01 | 10.5639940150 |
| 2023-04-01 | 10.5768727441 |
| 2023-07-01 | 10.7477117460 |
| 2023-10-01 | 11.0959918821 |
| 2024-01-01 | 11.0587262507 |
| 2024-04-01 | 11.0190764086 |
| 2024-07-01 | 11.1385331553 |
| 2024-10-01 | 11.1222504426 |
| 2025-01-01 | 11.1053850958 |
| 2025-04-01 | 11.1242348028 |
| 2025-07-01 | 11.2294575009 |
| 2025-10-01 | 11.3227622284 |
| 2026-01-01 | 11.1641391040 |