Table Data - Financial Soundness Indicator, Households; Debt Service and Principal Payments as a Percent of Income, Level
| Title | Financial Soundness Indicator, Households; Debt Service and Principal Payments as a Percent of Income, Level |
|---|---|
| Series ID | BOGZ1FL010000346Q |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Z.1 Financial Accounts of the United States |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Period |
| Units | Percent |
| Date Range | 1980-01-01 to 2025-04-01 |
| Last Updated | 2026-01-09 11:57 AM CST |
| Notes | For more information about the Flow of Funds tables, see the Financial Accounts Guide. |
| DATE | VALUE |
|---|---|
| 1980-01-01 | 10.608840700583820 |
| 1980-04-01 | 10.629770432943795 |
| 1980-07-01 | 10.402557845859988 |
| 1980-10-01 | 10.253134248036847 |
| 1981-01-01 | 10.291828409506918 |
| 1981-04-01 | 10.424709553335708 |
| 1981-07-01 | 10.316157417873850 |
| 1981-10-01 | 10.392577879293832 |
| 1982-01-01 | 10.461077218293353 |
| 1982-04-01 | 10.516046332418044 |
| 1982-07-01 | 10.418209471350776 |
| 1982-10-01 | 10.383343006732924 |
| 1983-01-01 | 10.345867926747385 |
| 1983-04-01 | 10.371099691388844 |
| 1983-07-01 | 10.377254803950056 |
| 1983-10-01 | 10.427211171154555 |
| 1984-01-01 | 10.489143582221782 |
| 1984-04-01 | 10.623458388788634 |
| 1984-07-01 | 10.736226489068082 |
| 1984-10-01 | 10.894843292937734 |
| 1985-01-01 | 11.235090929144260 |
| 1985-04-01 | 11.319948808654470 |
| 1985-07-01 | 11.600977003997563 |
| 1985-10-01 | 11.725943424737574 |
| 1986-01-01 | 11.735736817497140 |
| 1986-04-01 | 11.810739125543073 |
| 1986-07-01 | 11.925127576834900 |
| 1986-10-01 | 12.086693929134768 |
| 1987-01-01 | 11.976938265228815 |
| 1987-04-01 | 12.125106391766568 |
| 1987-07-01 | 11.995995554571763 |
| 1987-10-01 | 11.851838549621212 |
| 1988-01-01 | 11.777942842368429 |
| 1988-04-01 | 11.748125284910090 |
| 1988-07-01 | 11.697139097602577 |
| 1988-10-01 | 11.573971457520814 |
| 1989-01-01 | 11.577245019817235 |
| 1989-04-01 | 11.746947654683744 |
| 1989-07-01 | 11.810190144847237 |
| 1989-10-01 | 11.760291789447540 |
| 1990-01-01 | 11.659904949303067 |
| 1990-04-01 | 11.606481759071660 |
| 1990-07-01 | 11.583359395417768 |
| 1990-10-01 | 11.598392708840786 |
| 1991-01-01 | 11.565499562032954 |
| 1991-04-01 | 11.419613816981782 |
| 1991-07-01 | 11.306849756737671 |
| 1991-10-01 | 11.110789194794105 |
| 1992-01-01 | 10.857965217878872 |
| 1992-04-01 | 10.689022836578408 |
| 1992-07-01 | 10.551217350320890 |
| 1992-10-01 | 10.467593170019567 |
| 1993-01-01 | 10.430756907381737 |
| 1993-04-01 | 10.365689219002292 |
| 1993-07-01 | 10.417199841458832 |
| 1993-10-01 | 10.380148086929820 |
| 1994-01-01 | 10.401058559674040 |
| 1994-04-01 | 10.466117094979190 |
| 1994-07-01 | 10.600213726518366 |
| 1994-10-01 | 10.713320055862075 |
| 1995-01-01 | 10.903623843034149 |
| 1995-04-01 | 11.096814853682092 |
| 1995-07-01 | 11.203233143963509 |
| 1995-10-01 | 11.242810357707036 |
| 1996-01-01 | 11.263454030380576 |
| 1996-04-01 | 11.292640249667665 |
| 1996-07-01 | 11.341345437928908 |
| 1996-10-01 | 11.400384534240940 |
| 1997-01-01 | 11.356019791806304 |
| 1997-04-01 | 11.353055807181980 |
| 1997-07-01 | 11.361195187084808 |
| 1997-10-01 | 11.310702129812215 |
| 1998-01-01 | 11.163958787845935 |
| 1998-04-01 | 11.183290166959724 |
| 1998-07-01 | 11.170660617105488 |
| 1998-10-01 | 11.239233844698864 |
| 1999-01-01 | 11.293475267947278 |
| 1999-04-01 | 11.461400451978763 |
| 1999-07-01 | 11.580531194196000 |
| 1999-10-01 | 11.588996328965807 |
| 2000-01-01 | 11.568335986714850 |
| 2000-04-01 | 11.713653318826088 |
| 2000-07-01 | 11.869410440235546 |
| 2000-10-01 | 12.057701652475220 |
| 2001-01-01 | 12.160953893521803 |
| 2001-04-01 | 12.371983547223069 |
| 2001-07-01 | 12.315147025526114 |
| 2001-10-01 | 12.667312970424188 |
| 2002-01-01 | 12.441437831076300 |
| 2002-04-01 | 12.347853010282618 |
| 2002-07-01 | 12.359373716576895 |
| 2002-10-01 | 12.326369163372650 |
| 2003-01-01 | 12.342585352023804 |
| 2003-04-01 | 12.284122094431014 |
| 2003-07-01 | 12.130404327013498 |
| 2003-10-01 | 12.201542401478582 |
| 2004-01-01 | 12.205876056727176 |
| 2004-04-01 | 12.143765959008880 |
| 2004-07-01 | 12.258214966622456 |
| 2004-10-01 | 12.262732812359598 |
| 2005-01-01 | 14.799800664123982 |
| 2005-04-01 | 14.828566242908100 |
| 2005-07-01 | 15.139966210373682 |
| 2005-10-01 | 15.028544490005636 |
| 2006-01-01 | 14.989425949295864 |
| 2006-04-01 | 15.044276284012238 |
| 2006-07-01 | 15.367225124948320 |
| 2006-10-01 | 15.509694029186322 |
| 2007-01-01 | 15.526596126999452 |
| 2007-04-01 | 15.632513335231582 |
| 2007-07-01 | 15.712108629901175 |
| 2007-10-01 | 15.846378618716733 |
| 2008-01-01 | 15.775861249782700 |
| 2008-04-01 | 15.326604432880360 |
| 2008-07-01 | 15.546538735606092 |
| 2008-10-01 | 15.721361649765006 |
| 2009-01-01 | 15.597511453849435 |
| 2009-04-01 | 15.251976777020978 |
| 2009-07-01 | 15.085898473594636 |
| 2009-10-01 | 14.896380306811595 |
| 2010-01-01 | 14.514951143305760 |
| 2010-04-01 | 14.069781057222286 |
| 2010-07-01 | 13.917809817473076 |
| 2010-10-01 | 13.580863322629430 |
| 2011-01-01 | 13.308455417504298 |
| 2011-04-01 | 13.057715558912042 |
| 2011-07-01 | 12.944582583893500 |
| 2011-10-01 | 12.749669487617382 |
| 2012-01-01 | 12.237062540840078 |
| 2012-04-01 | 12.034055155142545 |
| 2012-07-01 | 12.083099086608480 |
| 2012-10-01 | 11.754014516506157 |
| 2013-01-01 | 12.006583296093924 |
| 2013-04-01 | 11.794401409770426 |
| 2013-07-01 | 11.837710103696333 |
| 2013-10-01 | 11.985284214102297 |
| 2014-01-01 | 11.883751049892002 |
| 2014-04-01 | 11.621125277927860 |
| 2014-07-01 | 11.646926859395720 |
| 2014-10-01 | 11.631962213855235 |
| 2015-01-01 | 11.556598133165606 |
| 2015-04-01 | 11.485098099080780 |
| 2015-07-01 | 11.606453824760840 |
| 2015-10-01 | 11.738951428334325 |
| 2016-01-01 | 11.763214632042200 |
| 2016-04-01 | 11.766075133567970 |
| 2016-07-01 | 11.769811630895180 |
| 2016-10-01 | 11.865782076426898 |
| 2017-01-01 | 11.723718508189580 |
| 2017-04-01 | 11.756950553588783 |
| 2017-07-01 | 11.818394548259018 |
| 2017-10-01 | 11.816670107189662 |
| 2018-01-01 | 11.644518689544611 |
| 2018-04-01 | 11.598333631614220 |
| 2018-07-01 | 11.619534889877425 |
| 2018-10-01 | 11.666349417023662 |
| 2019-01-01 | 11.499862726869480 |
| 2019-04-01 | 11.626943032256609 |
| 2019-07-01 | 11.646513139486563 |
| 2019-10-01 | 11.727525287540567 |
| 2020-01-01 | 11.587384824466012 |
| 2020-04-01 | 9.739375946028913 |
| 2020-07-01 | 10.067058194559100 |
| 2020-10-01 | 10.404477252806794 |
| 2021-01-01 | 9.084990926065675 |
| 2021-04-01 | 9.889162709766480 |
| 2021-07-01 | 10.057426140715926 |
| 2021-10-01 | 10.281328173017494 |
| 2022-01-01 | 10.512937872632229 |
| 2022-04-01 | 10.719191885116322 |
| 2022-07-01 | 10.598606693300033 |
| 2022-10-01 | 10.780186661880045 |
| 2023-01-01 | 10.635343038581963 |
| 2023-04-01 | 10.675250456163930 |
| 2023-07-01 | 10.866172731450831 |
| 2023-10-01 | 11.230817780011751 |
| 2024-01-01 | 11.160286549100457 |
| 2024-04-01 | 11.159184021029876 |
| 2024-07-01 | 11.313149088829334 |
| 2024-10-01 | 11.286820506897012 |
| 2025-01-01 | 11.257753831333570 |
| 2025-04-01 | 11.249185376850702 |