Table Data - Households and Nonprofit Organizations; Consumer Credit as a Percentage of Disposable Personal Income; Liability, Level
| Title | Households and Nonprofit Organizations; Consumer Credit as a Percentage of Disposable Personal Income; Liability, Level |
|---|---|
| Series ID | BOGZ1FL153166006A |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Z.1 Financial Accounts of the United States |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Annual, End of Period |
| Units | Percent |
| Date Range | 1946-01-01 to 2025-01-01 |
| Last Updated | 2026-03-19 11:24 AM CDT |
| Notes | For more information about the Flow of Funds tables, see the Financial Accounts Guide. |
| DATE | VALUE |
|---|---|
| 1946-01-01 | 5.913841910430428 |
| 1947-01-01 | 7.612298286689068 |
| 1948-01-01 | 8.405947779361885 |
| 1949-01-01 | 9.969228869289587 |
| 1950-01-01 | 11.147316628107792 |
| 1951-01-01 | 10.688220189984694 |
| 1952-01-01 | 12.186669009079512 |
| 1953-01-01 | 13.013515799763145 |
| 1954-01-01 | 13.218726682618971 |
| 1955-01-01 | 14.743957239812014 |
| 1956-01-01 | 14.962481369173048 |
| 1957-01-01 | 14.955074308946548 |
| 1958-01-01 | 14.538649776882108 |
| 1959-01-01 | 15.867244635621637 |
| 1960-01-01 | 16.286329672667320 |
| 1961-01-01 | 16.127925069408427 |
| 1962-01-01 | 16.618058334791183 |
| 1963-01-01 | 17.769532337491043 |
| 1964-01-01 | 18.346519701841753 |
| 1965-01-01 | 19.003777792506010 |
| 1966-01-01 | 18.669579030976970 |
| 1967-01-01 | 18.315414423639805 |
| 1968-01-01 | 18.530729510424350 |
| 1969-01-01 | 18.572182038454740 |
| 1970-01-01 | 17.541280936094930 |
| 1971-01-01 | 17.957739276290223 |
| 1972-01-01 | 18.733750879755960 |
| 1973-01-01 | 19.137778518245250 |
| 1974-01-01 | 18.344068243138896 |
| 1975-01-01 | 16.942110880482968 |
| 1976-01-01 | 17.215410492061142 |
| 1977-01-01 | 18.126464822031608 |
| 1978-01-01 | 19.050874135289020 |
| 1979-01-01 | 19.551051800231008 |
| 1980-01-01 | 17.681639232217320 |
| 1981-01-01 | 16.739574478264316 |
| 1982-01-01 | 16.294207378431505 |
| 1983-01-01 | 16.923003184679455 |
| 1984-01-01 | 18.090939104928232 |
| 1985-01-01 | 19.663725033638450 |
| 1986-01-01 | 20.233121707227240 |
| 1987-01-01 | 20.208149960994660 |
| 1988-01-01 | 19.745363175830090 |
| 1989-01-01 | 19.966200171466284 |
| 1990-01-01 | 19.089169903802876 |
| 1991-01-01 | 18.119951273169520 |
| 1992-01-01 | 17.165900679627047 |
| 1993-01-01 | 17.708816269499962 |
| 1994-01-01 | 19.458795300473643 |
| 1995-01-01 | 21.105155221789680 |
| 1996-01-01 | 21.853704428989847 |
| 1997-01-01 | 21.884253672488946 |
| 1998-01-01 | 21.984222547559170 |
| 1999-01-01 | 22.625512583806850 |
| 2000-01-01 | 23.578540995116430 |
| 2001-01-01 | 24.397782642304826 |
| 2002-01-01 | 24.660892476222767 |
| 2003-01-01 | 24.803938752223640 |
| 2004-01-01 | 24.758412111790506 |
| 2005-01-01 | 24.862248408955600 |
| 2006-01-01 | 24.702937224158863 |
| 2007-01-01 | 24.995876290634826 |
| 2008-01-01 | 24.214562173285690 |
| 2009-01-01 | 23.411947472552765 |
| 2010-01-01 | 23.383769727544166 |
| 2011-01-01 | 23.247745148589130 |
| 2012-01-01 | 23.475491891261970 |
| 2013-01-01 | 24.940754502556928 |
| 2014-01-01 | 25.461147389527305 |
| 2015-01-01 | 25.125742138354560 |
| 2016-01-01 | 26.107147887794145 |
| 2017-01-01 | 26.213243118038747 |
| 2018-01-01 | 25.928765168928960 |
| 2019-01-01 | 25.934558928743650 |
| 2020-01-01 | 23.867702424884985 |
| 2021-01-01 | 24.002678488546437 |
| 2022-01-01 | 25.691725067909623 |
| 2023-01-01 | 24.040485949079834 |
| 2024-01-01 | 22.575677963045184 |
| 2025-01-01 | 22.316810293379262 |