Table Data - Households and Nonprofit Organizations; Consumer Credit as a Percentage of Disposable Personal Income; Liability, Level
| Title | Households and Nonprofit Organizations; Consumer Credit as a Percentage of Disposable Personal Income; Liability, Level |
|---|---|
| Series ID | BOGZ1FL153166006Q |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Z.1 Financial Accounts of the United States |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Period |
| Units | Percent |
| Date Range | 1946-10-01 to 2026-04-01 |
| Last Updated | 2026-09-11 11:52 AM CDT |
| Notes | For more information about the Flow of Funds tables, see the Financial Accounts Guide. |
| DATE | VALUE |
|---|---|
| 1946-10-01 | 5.9138419104 |
| 1947-01-01 | . |
| 1947-04-01 | . |
| 1947-07-01 | . |
| 1947-10-01 | 7.6122982867 |
| 1948-01-01 | . |
| 1948-04-01 | . |
| 1948-07-01 | . |
| 1948-10-01 | 8.4059477794 |
| 1949-01-01 | . |
| 1949-04-01 | . |
| 1949-07-01 | . |
| 1949-10-01 | 9.9692288693 |
| 1950-01-01 | . |
| 1950-04-01 | . |
| 1950-07-01 | . |
| 1950-10-01 | 11.1473166281 |
| 1951-01-01 | . |
| 1951-04-01 | . |
| 1951-07-01 | . |
| 1951-10-01 | 10.6882201900 |
| 1952-01-01 | 10.1052553737 |
| 1952-04-01 | 10.9061988987 |
| 1952-07-01 | 11.0508699621 |
| 1952-10-01 | 11.7889256249 |
| 1953-01-01 | 11.7508594202 |
| 1953-04-01 | 12.2459229607 |
| 1953-07-01 | 12.4941469975 |
| 1953-10-01 | 12.9535171789 |
| 1954-01-01 | 12.1305074260 |
| 1954-04-01 | 12.6032169595 |
| 1954-07-01 | 12.5992538027 |
| 1954-10-01 | 12.9964981768 |
| 1955-01-01 | 12.6556612301 |
| 1955-04-01 | 13.4271786468 |
| 1955-07-01 | 13.7384067474 |
| 1955-10-01 | 14.3472276970 |
| 1956-01-01 | 13.9159332841 |
| 1956-04-01 | 14.3512741816 |
| 1956-07-01 | 14.3616172066 |
| 1956-10-01 | 14.5610733555 |
| 1957-01-01 | 13.9726797390 |
| 1957-04-01 | 14.3908942693 |
| 1957-07-01 | 14.4281494938 |
| 1957-10-01 | 14.8255586281 |
| 1958-01-01 | 14.0421610068 |
| 1958-04-01 | 14.1964360113 |
| 1958-07-01 | 13.9495094102 |
| 1958-10-01 | 14.1881993400 |
| 1959-01-01 | 13.8697476375 |
| 1959-04-01 | 14.3954802887 |
| 1959-07-01 | 14.8919245875 |
| 1959-10-01 | 15.6049357125 |
| 1960-01-01 | 15.0143122962 |
| 1960-04-01 | 15.6027840251 |
| 1960-07-01 | 15.7709337377 |
| 1960-10-01 | 16.1451715794 |
| 1961-01-01 | 15.4668411299 |
| 1961-04-01 | 15.5603545677 |
| 1961-07-01 | 15.4235790218 |
| 1961-10-01 | 15.6945069844 |
| 1962-01-01 | 15.1336925790 |
| 1962-04-01 | 15.7361492547 |
| 1962-07-01 | 15.8944410251 |
| 1962-10-01 | 16.3472758862 |
| 1963-01-01 | 16.0647577411 |
| 1963-04-01 | 16.6498746942 |
| 1963-07-01 | 16.8774015492 |
| 1963-10-01 | 17.3261213474 |
| 1964-01-01 | 16.9509895915 |
| 1964-04-01 | 17.2658165871 |
| 1964-07-01 | 17.4718171379 |
| 1964-10-01 | 17.8752749783 |
| 1965-01-01 | 17.6696504173 |
| 1965-04-01 | 18.2967733745 |
| 1965-07-01 | 18.1568990292 |
| 1965-10-01 | 18.3265157269 |
| 1966-01-01 | 17.9350727315 |
| 1966-04-01 | 18.3109118087 |
| 1966-07-01 | 18.0930370052 |
| 1966-10-01 | 18.1741500472 |
| 1967-01-01 | 17.4942432706 |
| 1967-04-01 | 17.7487148370 |
| 1967-07-01 | 17.6568208889 |
| 1967-10-01 | 17.8775852984 |
| 1968-01-01 | 17.1922930216 |
| 1968-04-01 | 17.3881827036 |
| 1968-07-01 | 17.5796017487 |
| 1968-10-01 | 18.0338720744 |
| 1969-01-01 | 17.7503449017 |
| 1969-04-01 | 18.0560624863 |
| 1969-07-01 | 17.7832588907 |
| 1969-10-01 | 17.9204506217 |
| 1970-01-01 | 17.1823790506 |
| 1970-04-01 | 17.1527593702 |
| 1970-07-01 | 16.9793623437 |
| 1970-10-01 | 17.0880072003 |
| 1971-01-01 | 16.6481234975 |
| 1971-04-01 | 16.8103104012 |
| 1971-07-01 | 17.1034372586 |
| 1971-10-01 | 17.4791996552 |
| 1972-01-01 | 17.1729233439 |
| 1972-04-01 | 17.7360739769 |
| 1972-07-01 | 17.8318980221 |
| 1972-10-01 | 17.7664942555 |
| 1973-01-01 | 17.7074321911 |
| 1973-04-01 | 18.1180882594 |
| 1973-07-01 | 18.3316477323 |
| 1973-10-01 | 18.3668030837 |
| 1974-01-01 | 17.8997871311 |
| 1974-04-01 | 18.1531109748 |
| 1974-07-01 | 18.0616249817 |
| 1974-10-01 | 17.6993151712 |
| 1975-01-01 | 16.8826490778 |
| 1975-04-01 | 15.9439395160 |
| 1975-07-01 | 16.3079876172 |
| 1975-10-01 | 16.3741283772 |
| 1976-01-01 | 15.8400136053 |
| 1976-04-01 | 16.2472873293 |
| 1976-07-01 | 16.4415362460 |
| 1976-10-01 | 16.6864168379 |
| 1977-01-01 | 16.3680272225 |
| 1977-04-01 | 16.8401132656 |
| 1977-07-01 | 17.1006972026 |
| 1977-10-01 | 17.3258856156 |
| 1978-01-01 | 17.0469986361 |
| 1978-04-01 | 17.6161164378 |
| 1978-07-01 | 17.9931293055 |
| 1978-10-01 | 18.3256197822 |
| 1979-01-01 | 17.9165736542 |
| 1979-04-01 | 18.3557191317 |
| 1979-07-01 | 18.6012566120 |
| 1979-10-01 | 18.8187295755 |
| 1980-01-01 | 17.9463398986 |
| 1980-04-01 | 17.4688187673 |
| 1980-07-01 | 17.1143141177 |
| 1980-10-01 | 16.8428757511 |
| 1981-01-01 | 16.2559076041 |
| 1981-04-01 | 16.3220666343 |
| 1981-07-01 | 16.1699389597 |
| 1981-10-01 | 16.1694367257 |
| 1982-01-01 | 15.7465441129 |
| 1982-04-01 | 15.8057318378 |
| 1982-07-01 | 15.7219756896 |
| 1982-10-01 | 15.8907318417 |
| 1983-01-01 | 15.4157444269 |
| 1983-04-01 | 15.6294096293 |
| 1983-07-01 | 15.8316934987 |
| 1983-10-01 | 16.2811906900 |
| 1984-01-01 | 16.0568342520 |
| 1984-04-01 | 16.6123193173 |
| 1984-07-01 | 17.0200188433 |
| 1984-10-01 | 17.6041454242 |
| 1985-01-01 | 17.7536972310 |
| 1985-04-01 | 18.0255898746 |
| 1985-07-01 | 18.7780975985 |
| 1985-10-01 | 19.2215234824 |
| 1986-01-01 | 18.7144785166 |
| 1986-04-01 | 19.1446117314 |
| 1986-07-01 | 19.6017859400 |
| 1986-10-01 | 19.9748738446 |
| 1987-01-01 | 18.9935931110 |
| 1987-04-01 | 19.4805869138 |
| 1987-07-01 | 19.5122546423 |
| 1987-10-01 | 19.6034141547 |
| 1988-01-01 | 19.0006507635 |
| 1988-04-01 | 19.0197539448 |
| 1988-07-01 | 19.0104701401 |
| 1988-10-01 | 19.1397703092 |
| 1989-01-01 | 18.9202733668 |
| 1989-04-01 | 19.1383506070 |
| 1989-07-01 | 19.2597608196 |
| 1989-10-01 | 19.5519658751 |
| 1990-01-01 | 18.7181409242 |
| 1990-04-01 | 18.5621531123 |
| 1990-07-01 | 18.6385473029 |
| 1990-10-01 | 18.8194007220 |
| 1991-01-01 | 18.1618107679 |
| 1991-04-01 | 17.9086524762 |
| 1991-07-01 | 17.7462858295 |
| 1991-10-01 | 17.7664622982 |
| 1992-01-01 | 16.8497509555 |
| 1992-04-01 | 16.5616979329 |
| 1992-07-01 | 16.5844166668 |
| 1992-10-01 | 16.8637173136 |
| 1993-01-01 | 16.3456308965 |
| 1993-04-01 | 16.4146805024 |
| 1993-07-01 | 16.8089541050 |
| 1993-10-01 | 17.4540534823 |
| 1994-01-01 | 17.2346649435 |
| 1994-04-01 | 17.6360328161 |
| 1994-07-01 | 18.1918258987 |
| 1994-10-01 | 18.9895360881 |
| 1995-01-01 | 18.8007650623 |
| 1995-04-01 | 19.3422662301 |
| 1995-07-01 | 19.9252049940 |
| 1995-10-01 | 20.7668975482 |
| 1996-01-01 | 20.3575351591 |
| 1996-04-01 | 20.6339845241 |
| 1996-07-01 | 20.9539456758 |
| 1996-10-01 | 21.4488882468 |
| 1997-01-01 | 20.8332398958 |
| 1997-04-01 | 20.9959609441 |
| 1997-07-01 | 21.1456089347 |
| 1997-10-01 | 21.3828316939 |
| 1998-01-01 | 20.6226337893 |
| 1998-04-01 | 20.9710686146 |
| 1998-07-01 | 21.1998696574 |
| 1998-10-01 | 21.5948203788 |
| 1999-01-01 | 21.3413557846 |
| 1999-04-01 | 21.6356567755 |
| 1999-07-01 | 21.9516487167 |
| 1999-10-01 | 22.1345111264 |
| 2000-01-01 | 21.5812144478 |
| 2000-04-01 | 21.8834298942 |
| 2000-07-01 | 22.3347664739 |
| 2000-10-01 | 23.0428003680 |
| 2001-01-01 | 22.8022316350 |
| 2001-04-01 | 23.1615309505 |
| 2001-07-01 | 23.0145512872 |
| 2001-10-01 | 24.3921046419 |
| 2002-01-01 | 23.6694900164 |
| 2002-04-01 | 23.7305187690 |
| 2002-07-01 | 23.9974974633 |
| 2002-10-01 | 24.2931476567 |
| 2003-01-01 | 24.0076747392 |
| 2003-04-01 | 24.1053155015 |
| 2003-07-01 | 23.9860090591 |
| 2003-10-01 | 24.3040164408 |
| 2004-01-01 | 23.9357032641 |
| 2004-04-01 | 23.7375866891 |
| 2004-07-01 | 24.0288002632 |
| 2004-10-01 | 24.1520106994 |
| 2005-01-01 | 24.1765909728 |
| 2005-04-01 | 24.1031898878 |
| 2005-07-01 | 24.2474890583 |
| 2005-10-01 | 24.2834053726 |
| 2006-01-01 | 23.8922645742 |
| 2006-04-01 | 23.7177643669 |
| 2006-07-01 | 24.1329175345 |
| 2006-10-01 | 24.3301815982 |
| 2007-01-01 | 23.7655217362 |
| 2007-04-01 | 23.8030628437 |
| 2007-07-01 | 24.3790713437 |
| 2007-10-01 | 24.6126689159 |
| 2008-01-01 | 24.2408184689 |
| 2008-04-01 | 23.6891304762 |
| 2008-07-01 | 24.1125977443 |
| 2008-10-01 | 24.2272969407 |
| 2009-01-01 | 23.8046354620 |
| 2009-04-01 | 23.2854023583 |
| 2009-07-01 | 23.4997213972 |
| 2009-10-01 | 23.2521443021 |
| 2010-01-01 | 22.4661582504 |
| 2010-04-01 | 21.9355476517 |
| 2010-07-01 | 21.9972567192 |
| 2010-10-01 | 23.0191566629 |
| 2011-01-01 | 22.4419446989 |
| 2011-04-01 | 22.4773202119 |
| 2011-07-01 | 22.6671121503 |
| 2011-10-01 | 22.9925919178 |
| 2012-01-01 | 22.4047339639 |
| 2012-04-01 | 22.5689730445 |
| 2012-07-01 | 23.1709408768 |
| 2012-10-01 | 22.9091242554 |
| 2013-01-01 | 23.7780523719 |
| 2013-04-01 | 23.9629320848 |
| 2013-07-01 | 24.3450028464 |
| 2013-10-01 | 24.7032403105 |
| 2014-01-01 | 24.3567472260 |
| 2014-04-01 | 24.4667145020 |
| 2014-07-01 | 24.7758863508 |
| 2014-10-01 | 24.9622252444 |
| 2015-01-01 | 24.7158180494 |
| 2015-04-01 | 25.0428552586 |
| 2015-07-01 | 25.4669751178 |
| 2015-10-01 | 24.8831340207 |
| 2016-01-01 | 24.7580039841 |
| 2016-04-01 | 25.1180172794 |
| 2016-07-01 | 25.4980130451 |
| 2016-10-01 | 25.7477926547 |
| 2017-01-01 | 25.2937335928 |
| 2017-04-01 | 25.3302652150 |
| 2017-07-01 | 25.5183358909 |
| 2017-10-01 | 25.7587698035 |
| 2018-01-01 | 25.2419272771 |
| 2018-04-01 | 25.1362118623 |
| 2018-07-01 | 25.2814242848 |
| 2018-10-01 | 25.4077144038 |
| 2019-01-01 | 24.9696448852 |
| 2019-04-01 | 25.2076042093 |
| 2019-07-01 | 25.4230890694 |
| 2019-10-01 | 25.6188594615 |
| 2020-01-01 | 24.9035386644 |
| 2020-04-01 | 22.4617784415 |
| 2020-07-01 | 23.3372516424 |
| 2020-10-01 | 23.9409195587 |
| 2021-01-01 | 20.9978401008 |
| 2021-04-01 | 23.5794917136 |
| 2021-07-01 | 23.9364009400 |
| 2021-10-01 | 24.2789359603 |
| 2022-01-01 | 24.7204390904 |
| 2022-04-01 | 25.0278513877 |
| 2022-07-01 | 24.8513608252 |
| 2022-10-01 | 24.8881772476 |
| 2023-01-01 | 23.9209778997 |
| 2023-04-01 | 23.7599510223 |
| 2023-07-01 | 23.5847245631 |
| 2023-10-01 | 23.5648931124 |
| 2024-01-01 | 22.9723304733 |
| 2024-04-01 | 22.8027565546 |
| 2024-07-01 | 22.8507946388 |
| 2024-10-01 | 22.2352512350 |
| 2025-01-01 | 21.9934741153 |
| 2025-04-01 | 21.9236209335 |
| 2025-07-01 | 21.9102571003 |
| 2025-10-01 | 22.0602180728 |
| 2026-01-01 | 21.6483079447 |
| 2026-04-01 | 21.6572649124 |