Table Data - Households and Nonprofit Organizations; Consumer Credit as a Percentage of Disposable Personal Income; Liability, Level
| Title | Households and Nonprofit Organizations; Consumer Credit as a Percentage of Disposable Personal Income; Liability, Level |
|---|---|
| Series ID | BOGZ1FL153166006Q |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Z.1 Financial Accounts of the United States |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Period |
| Units | Percent |
| Date Range | 1946-10-01 to 2025-07-01 |
| Last Updated | 2026-01-09 11:57 AM CST |
| Notes | For more information about the Flow of Funds tables, see the Financial Accounts Guide. |
| DATE | VALUE |
|---|---|
| 1946-10-01 | 5.913841910430428 |
| 1947-01-01 | . |
| 1947-04-01 | . |
| 1947-07-01 | . |
| 1947-10-01 | 7.612298286689068 |
| 1948-01-01 | . |
| 1948-04-01 | . |
| 1948-07-01 | . |
| 1948-10-01 | 8.405947779361885 |
| 1949-01-01 | . |
| 1949-04-01 | . |
| 1949-07-01 | . |
| 1949-10-01 | 9.969228869289587 |
| 1950-01-01 | . |
| 1950-04-01 | . |
| 1950-07-01 | . |
| 1950-10-01 | 11.147316628107792 |
| 1951-01-01 | . |
| 1951-04-01 | . |
| 1951-07-01 | . |
| 1951-10-01 | 10.688220189984694 |
| 1952-01-01 | 10.105255373693552 |
| 1952-04-01 | 10.906198898749022 |
| 1952-07-01 | 11.050869962103398 |
| 1952-10-01 | 11.788925624942063 |
| 1953-01-01 | 11.750859420157584 |
| 1953-04-01 | 12.245922960730738 |
| 1953-07-01 | 12.494146997456520 |
| 1953-10-01 | 12.953517178922000 |
| 1954-01-01 | 12.130507425971820 |
| 1954-04-01 | 12.603216959454452 |
| 1954-07-01 | 12.599253802736058 |
| 1954-10-01 | 12.996498176811352 |
| 1955-01-01 | 12.655661230118080 |
| 1955-04-01 | 13.427178646784302 |
| 1955-07-01 | 13.738406747383152 |
| 1955-10-01 | 14.347227696974151 |
| 1956-01-01 | 13.915933284148400 |
| 1956-04-01 | 14.351274181577760 |
| 1956-07-01 | 14.361617206608300 |
| 1956-10-01 | 14.561073355549023 |
| 1957-01-01 | 13.972679738965809 |
| 1957-04-01 | 14.390894269301680 |
| 1957-07-01 | 14.428149493807185 |
| 1957-10-01 | 14.825558628085330 |
| 1958-01-01 | 14.042161006772660 |
| 1958-04-01 | 14.196436011284774 |
| 1958-07-01 | 13.949509410244772 |
| 1958-10-01 | 14.188199340043749 |
| 1959-01-01 | 13.869747637463126 |
| 1959-04-01 | 14.395480288697671 |
| 1959-07-01 | 14.891924587501586 |
| 1959-10-01 | 15.604935712454380 |
| 1960-01-01 | 15.014312296187788 |
| 1960-04-01 | 15.602784025125429 |
| 1960-07-01 | 15.770933737729823 |
| 1960-10-01 | 16.145171579352485 |
| 1961-01-01 | 15.466841129875172 |
| 1961-04-01 | 15.560354567678052 |
| 1961-07-01 | 15.423579021791278 |
| 1961-10-01 | 15.694506984408168 |
| 1962-01-01 | 15.133692579031209 |
| 1962-04-01 | 15.736149254736356 |
| 1962-07-01 | 15.894441025053796 |
| 1962-10-01 | 16.347275886212174 |
| 1963-01-01 | 16.064757741076235 |
| 1963-04-01 | 16.649874694228554 |
| 1963-07-01 | 16.877401549247505 |
| 1963-10-01 | 17.326121347374603 |
| 1964-01-01 | 16.950989591478567 |
| 1964-04-01 | 17.265816587103608 |
| 1964-07-01 | 17.471817137921082 |
| 1964-10-01 | 17.875274978257533 |
| 1965-01-01 | 17.669650417321883 |
| 1965-04-01 | 18.296773374538084 |
| 1965-07-01 | 18.156899029167295 |
| 1965-10-01 | 18.326515726864628 |
| 1966-01-01 | 17.935072731470790 |
| 1966-04-01 | 18.310911808669650 |
| 1966-07-01 | 18.093037005186640 |
| 1966-10-01 | 18.174150047182990 |
| 1967-01-01 | 17.494243270581820 |
| 1967-04-01 | 17.748714836985425 |
| 1967-07-01 | 17.656820888930530 |
| 1967-10-01 | 17.877585298379660 |
| 1968-01-01 | 17.192293021600953 |
| 1968-04-01 | 17.388182703593640 |
| 1968-07-01 | 17.579601748720723 |
| 1968-10-01 | 18.033872074430302 |
| 1969-01-01 | 17.750344901725406 |
| 1969-04-01 | 18.056062486312868 |
| 1969-07-01 | 17.783258890710690 |
| 1969-10-01 | 17.920450621726523 |
| 1970-01-01 | 17.182379050637035 |
| 1970-04-01 | 17.152759370195620 |
| 1970-07-01 | 16.979362343705994 |
| 1970-10-01 | 17.088007200333426 |
| 1971-01-01 | 16.648123497506607 |
| 1971-04-01 | 16.810310401161736 |
| 1971-07-01 | 17.103437258585995 |
| 1971-10-01 | 17.479199655201490 |
| 1972-01-01 | 17.172923343878423 |
| 1972-04-01 | 17.736073976941810 |
| 1972-07-01 | 17.831898022063424 |
| 1972-10-01 | 17.766494255475273 |
| 1973-01-01 | 17.707432191089296 |
| 1973-04-01 | 18.118088259368730 |
| 1973-07-01 | 18.331647732293824 |
| 1973-10-01 | 18.366803083658517 |
| 1974-01-01 | 17.899787131062418 |
| 1974-04-01 | 18.153110974782855 |
| 1974-07-01 | 18.061624981713190 |
| 1974-10-01 | 17.699315171154620 |
| 1975-01-01 | 16.882649077845013 |
| 1975-04-01 | 15.943939516001066 |
| 1975-07-01 | 16.307987617203302 |
| 1975-10-01 | 16.374128377229237 |
| 1976-01-01 | 15.840013605337004 |
| 1976-04-01 | 16.247287329283733 |
| 1976-07-01 | 16.441536245985315 |
| 1976-10-01 | 16.686416837931990 |
| 1977-01-01 | 16.368027222546030 |
| 1977-04-01 | 16.840113265568800 |
| 1977-07-01 | 17.100697202603847 |
| 1977-10-01 | 17.325885615614045 |
| 1978-01-01 | 17.046998636091970 |
| 1978-04-01 | 17.616116437770952 |
| 1978-07-01 | 17.993129305504404 |
| 1978-10-01 | 18.325619782168214 |
| 1979-01-01 | 17.916573654183107 |
| 1979-04-01 | 18.355719131740200 |
| 1979-07-01 | 18.601256612027573 |
| 1979-10-01 | 18.818729575488568 |
| 1980-01-01 | 17.946339898633475 |
| 1980-04-01 | 17.468818767266047 |
| 1980-07-01 | 17.114314117736140 |
| 1980-10-01 | 16.842875751074070 |
| 1981-01-01 | 16.255907604129778 |
| 1981-04-01 | 16.322066634258150 |
| 1981-07-01 | 16.169938959706450 |
| 1981-10-01 | 16.169436725667882 |
| 1982-01-01 | 15.746544112935590 |
| 1982-04-01 | 15.805731837830727 |
| 1982-07-01 | 15.721975689598130 |
| 1982-10-01 | 15.890731841747188 |
| 1983-01-01 | 15.415744426931669 |
| 1983-04-01 | 15.629409629256369 |
| 1983-07-01 | 15.831693498727024 |
| 1983-10-01 | 16.281190690021393 |
| 1984-01-01 | 16.056834252022067 |
| 1984-04-01 | 16.612319317280033 |
| 1984-07-01 | 17.020018843339138 |
| 1984-10-01 | 17.604145424153785 |
| 1985-01-01 | 17.753697230972644 |
| 1985-04-01 | 18.025589874601820 |
| 1985-07-01 | 18.778097598481608 |
| 1985-10-01 | 19.221523482360524 |
| 1986-01-01 | 18.714478516557467 |
| 1986-04-01 | 19.144611731403256 |
| 1986-07-01 | 19.601785939960543 |
| 1986-10-01 | 19.974873844637507 |
| 1987-01-01 | 18.993593110958216 |
| 1987-04-01 | 19.480586913775834 |
| 1987-07-01 | 19.512254642305813 |
| 1987-10-01 | 19.603414154672910 |
| 1988-01-01 | 19.000650763496770 |
| 1988-04-01 | 19.019753944816230 |
| 1988-07-01 | 19.010470140090767 |
| 1988-10-01 | 19.139770309195207 |
| 1989-01-01 | 18.920273366830127 |
| 1989-04-01 | 19.138350607037367 |
| 1989-07-01 | 19.259760819581220 |
| 1989-10-01 | 19.551965875111044 |
| 1990-01-01 | 18.718140924222386 |
| 1990-04-01 | 18.562153112338496 |
| 1990-07-01 | 18.638547302855340 |
| 1990-10-01 | 18.819400722011768 |
| 1991-01-01 | 18.161810767899200 |
| 1991-04-01 | 17.908652476182876 |
| 1991-07-01 | 17.746285829529953 |
| 1991-10-01 | 17.766462298213840 |
| 1992-01-01 | 16.849750955527103 |
| 1992-04-01 | 16.561697932933580 |
| 1992-07-01 | 16.584416666787302 |
| 1992-10-01 | 16.863717313562840 |
| 1993-01-01 | 16.345630896539213 |
| 1993-04-01 | 16.414680502396350 |
| 1993-07-01 | 16.808954105045290 |
| 1993-10-01 | 17.454053482335475 |
| 1994-01-01 | 17.234664943478357 |
| 1994-04-01 | 17.636032816099558 |
| 1994-07-01 | 18.191825898734407 |
| 1994-10-01 | 18.989536088129680 |
| 1995-01-01 | 18.800765062278290 |
| 1995-04-01 | 19.342266230113303 |
| 1995-07-01 | 19.925204994019380 |
| 1995-10-01 | 20.766897548241760 |
| 1996-01-01 | 20.357535159101182 |
| 1996-04-01 | 20.633984524067568 |
| 1996-07-01 | 20.953945675845407 |
| 1996-10-01 | 21.448888246819863 |
| 1997-01-01 | 20.833239895835050 |
| 1997-04-01 | 20.995960944073880 |
| 1997-07-01 | 21.145608934689985 |
| 1997-10-01 | 21.382831693865980 |
| 1998-01-01 | 20.622633789274992 |
| 1998-04-01 | 20.971068614601663 |
| 1998-07-01 | 21.199869657363237 |
| 1998-10-01 | 21.594820378786476 |
| 1999-01-01 | 21.341355784597010 |
| 1999-04-01 | 21.635656775483938 |
| 1999-07-01 | 21.951648716704895 |
| 1999-10-01 | 22.134511126437760 |
| 2000-01-01 | 21.581214447766530 |
| 2000-04-01 | 21.883429894224527 |
| 2000-07-01 | 22.334766473915487 |
| 2000-10-01 | 23.042800367993070 |
| 2001-01-01 | 22.802231635020213 |
| 2001-04-01 | 23.161530950469015 |
| 2001-07-01 | 23.014551287214616 |
| 2001-10-01 | 24.392104641899024 |
| 2002-01-01 | 23.669490016360527 |
| 2002-04-01 | 23.730518768966743 |
| 2002-07-01 | 23.997497463279647 |
| 2002-10-01 | 24.293147656736400 |
| 2003-01-01 | 24.007674739175580 |
| 2003-04-01 | 24.105315501458588 |
| 2003-07-01 | 23.986009059058564 |
| 2003-10-01 | 24.304016440817687 |
| 2004-01-01 | 23.935703264101733 |
| 2004-04-01 | 23.737586689145390 |
| 2004-07-01 | 24.028800263188828 |
| 2004-10-01 | 24.152010699419968 |
| 2005-01-01 | 24.176590972760167 |
| 2005-04-01 | 24.103189887839285 |
| 2005-07-01 | 24.247489058280450 |
| 2005-10-01 | 24.283405372569560 |
| 2006-01-01 | 23.892264574185827 |
| 2006-04-01 | 23.717764366890780 |
| 2006-07-01 | 24.132917534457170 |
| 2006-10-01 | 24.330181598215223 |
| 2007-01-01 | 23.765521736225590 |
| 2007-04-01 | 23.803062843735310 |
| 2007-07-01 | 24.379071343702616 |
| 2007-10-01 | 24.612668915891746 |
| 2008-01-01 | 24.240818468875610 |
| 2008-04-01 | 23.689130476249108 |
| 2008-07-01 | 24.112597744327644 |
| 2008-10-01 | 24.227296940674770 |
| 2009-01-01 | 23.804635461967310 |
| 2009-04-01 | 23.285402358273767 |
| 2009-07-01 | 23.499721397200160 |
| 2009-10-01 | 23.252144302120424 |
| 2010-01-01 | 22.466158250415607 |
| 2010-04-01 | 21.935547651665928 |
| 2010-07-01 | 21.997256719210487 |
| 2010-10-01 | 23.019156662938870 |
| 2011-01-01 | 22.441944698893200 |
| 2011-04-01 | 22.477320211861870 |
| 2011-07-01 | 22.667112150311976 |
| 2011-10-01 | 22.992591917812700 |
| 2012-01-01 | 22.404733963877742 |
| 2012-04-01 | 22.568973044548530 |
| 2012-07-01 | 23.170940876831143 |
| 2012-10-01 | 22.909124255419353 |
| 2013-01-01 | 23.778052371935335 |
| 2013-04-01 | 23.962932084816448 |
| 2013-07-01 | 24.345002846399048 |
| 2013-10-01 | 24.703240310542250 |
| 2014-01-01 | 24.356747225960984 |
| 2014-04-01 | 24.466714502001760 |
| 2014-07-01 | 24.775886350783914 |
| 2014-10-01 | 24.962225244420560 |
| 2015-01-01 | 24.715818049413954 |
| 2015-04-01 | 25.042855258620676 |
| 2015-07-01 | 25.466975117849620 |
| 2015-10-01 | 24.883134020715130 |
| 2016-01-01 | 24.758003984079643 |
| 2016-04-01 | 25.118017279363880 |
| 2016-07-01 | 25.498013045145413 |
| 2016-10-01 | 25.747792654691185 |
| 2017-01-01 | 25.293733592780963 |
| 2017-04-01 | 25.330265215007877 |
| 2017-07-01 | 25.518335890941223 |
| 2017-10-01 | 25.758769803459840 |
| 2018-01-01 | 25.241927277100600 |
| 2018-04-01 | 25.136211862258467 |
| 2018-07-01 | 25.281424284814808 |
| 2018-10-01 | 25.407714403797460 |
| 2019-01-01 | 24.969644885163150 |
| 2019-04-01 | 25.207604209260143 |
| 2019-07-01 | 25.423089069407170 |
| 2019-10-01 | 25.618859461474800 |
| 2020-01-01 | 24.903538664425472 |
| 2020-04-01 | 22.461778441466297 |
| 2020-07-01 | 23.337251642366144 |
| 2020-10-01 | 23.940919558668160 |
| 2021-01-01 | 20.997840100793940 |
| 2021-04-01 | 23.579491713627130 |
| 2021-07-01 | 23.936400939974880 |
| 2021-10-01 | 24.278935960319743 |
| 2022-01-01 | 24.720439090362380 |
| 2022-04-01 | 25.027851387713287 |
| 2022-07-01 | 24.851501958194113 |
| 2022-10-01 | 24.888325805058248 |
| 2023-01-01 | 23.921111013549070 |
| 2023-04-01 | 23.760086608801240 |
| 2023-07-01 | 23.584853782857166 |
| 2023-10-01 | 23.565020663226260 |
| 2024-01-01 | 22.972446346202336 |
| 2024-04-01 | 22.802861850433160 |
| 2024-07-01 | 22.850890082224016 |
| 2024-10-01 | 22.239022107922477 |
| 2025-01-01 | 21.997210207340256 |
| 2025-04-01 | 21.926530537012745 |
| 2025-07-01 | 21.974508330174384 |