Table Data - Personal Sector; Net Lending (+) or Borrowing (-) (Financial Account), Level
| Title | Personal Sector; Net Lending (+) or Borrowing (-) (Financial Account), Level |
|---|---|
| Series ID | BOGZ1FL175000005Q |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Z.1 Financial Accounts of the United States |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Period |
| Units | Millions of U.S. Dollars |
| Date Range | 1945-10-01 to 2026-04-01 |
| Last Updated | 2026-09-11 11:51 AM CDT |
| Notes | For more information about the Flow of Funds tables, see the Financial Accounts Guide. |
| DATE | VALUE |
|---|---|
| 1945-10-01 | 428705 |
| 1946-01-01 | . |
| 1946-04-01 | . |
| 1946-07-01 | . |
| 1946-10-01 | 436790 |
| 1947-01-01 | . |
| 1947-04-01 | . |
| 1947-07-01 | . |
| 1947-10-01 | 440517 |
| 1948-01-01 | . |
| 1948-04-01 | . |
| 1948-07-01 | . |
| 1948-10-01 | 442157 |
| 1949-01-01 | . |
| 1949-04-01 | . |
| 1949-07-01 | . |
| 1949-10-01 | 454968 |
| 1950-01-01 | . |
| 1950-04-01 | . |
| 1950-07-01 | . |
| 1950-10-01 | 480135 |
| 1951-01-01 | . |
| 1951-04-01 | . |
| 1951-07-01 | . |
| 1951-10-01 | 515867 |
| 1952-01-01 | 525425 |
| 1952-04-01 | 534134 |
| 1952-07-01 | 541590 |
| 1952-10-01 | 537373 |
| 1953-01-01 | 539846 |
| 1953-04-01 | 533420 |
| 1953-07-01 | 535287 |
| 1953-10-01 | 555683 |
| 1954-01-01 | 572234 |
| 1954-04-01 | 589414 |
| 1954-07-01 | 613293 |
| 1954-10-01 | 618838 |
| 1955-01-01 | 630676 |
| 1955-04-01 | 650036 |
| 1955-07-01 | 670051 |
| 1955-10-01 | 675912 |
| 1956-01-01 | 700491 |
| 1956-04-01 | 693751 |
| 1956-07-01 | 696362 |
| 1956-10-01 | 723841 |
| 1957-01-01 | 721771 |
| 1957-04-01 | 743471 |
| 1957-07-01 | 728456 |
| 1957-10-01 | 738674 |
| 1958-01-01 | 765040 |
| 1958-04-01 | 782364 |
| 1958-07-01 | 822707 |
| 1958-10-01 | 841028 |
| 1959-01-01 | 855163 |
| 1959-04-01 | 867779 |
| 1959-07-01 | 868029 |
| 1959-10-01 | 892497 |
| 1960-01-01 | 881653 |
| 1960-04-01 | 890271 |
| 1960-07-01 | 873188 |
| 1960-10-01 | 919983 |
| 1961-01-01 | 968552 |
| 1961-04-01 | 973021 |
| 1961-07-01 | 991996 |
| 1961-10-01 | 1031653 |
| 1962-01-01 | 1028290 |
| 1962-04-01 | 920040 |
| 1962-07-01 | 945241 |
| 1962-10-01 | 1035659 |
| 1963-01-01 | 1057094 |
| 1963-04-01 | 1081963 |
| 1963-07-01 | 1109134 |
| 1963-10-01 | 1090860 |
| 1964-01-01 | 1129206 |
| 1964-04-01 | 1150394 |
| 1964-07-01 | 1180846 |
| 1964-10-01 | 1201041 |
| 1965-01-01 | 1226757 |
| 1965-04-01 | 1207603 |
| 1965-07-01 | 1270818 |
| 1965-10-01 | 1318305 |
| 1966-01-01 | 1315362 |
| 1966-04-01 | 1294981 |
| 1966-07-01 | 1250439 |
| 1966-10-01 | 1301585 |
| 1967-01-01 | 1394791 |
| 1967-04-01 | 1411884 |
| 1967-07-01 | 1472293 |
| 1967-10-01 | 1501246 |
| 1968-01-01 | 1480720 |
| 1968-04-01 | 1580524 |
| 1968-07-01 | 1609897 |
| 1968-10-01 | 1712043 |
| 1969-01-01 | 1686589 |
| 1969-04-01 | 1651877 |
| 1969-07-01 | 1649104 |
| 1969-10-01 | 1620156 |
| 1970-01-01 | 1629660 |
| 1970-04-01 | 1504594 |
| 1970-07-01 | 1626030 |
| 1970-10-01 | 1707434 |
| 1971-01-01 | 1813177 |
| 1971-04-01 | 1832543 |
| 1971-07-01 | 1844260 |
| 1971-10-01 | 1916297 |
| 1972-01-01 | 1998549 |
| 1972-04-01 | 2010534 |
| 1972-07-01 | 2062236 |
| 1972-10-01 | 2208501 |
| 1973-01-01 | 2153477 |
| 1973-04-01 | 2085690 |
| 1973-07-01 | 2149149 |
| 1973-10-01 | 2021900 |
| 1974-01-01 | 2024222 |
| 1974-04-01 | 1954125 |
| 1974-07-01 | 1820337 |
| 1974-10-01 | 1856834 |
| 1975-01-01 | 1997201 |
| 1975-04-01 | 2119118 |
| 1975-07-01 | 2081062 |
| 1975-10-01 | 2161790 |
| 1976-01-01 | 2285785 |
| 1976-04-01 | 2328368 |
| 1976-07-01 | 2359296 |
| 1976-10-01 | 2409336 |
| 1977-01-01 | 2392443 |
| 1977-04-01 | 2415597 |
| 1977-07-01 | 2409387 |
| 1977-10-01 | 2397985 |
| 1978-01-01 | 2411245 |
| 1978-04-01 | 2456918 |
| 1978-07-01 | 2520581 |
| 1978-10-01 | 2506131 |
| 1979-01-01 | 2586634 |
| 1979-04-01 | 2619146 |
| 1979-07-01 | 2682691 |
| 1979-10-01 | 2751710 |
| 1980-01-01 | 2740129 |
| 1980-04-01 | 2895316 |
| 1980-07-01 | 3058748 |
| 1980-10-01 | 3213164 |
| 1981-01-01 | 3288760 |
| 1981-04-01 | 3320944 |
| 1981-07-01 | 3264496 |
| 1981-10-01 | 3455424 |
| 1982-01-01 | 3444539 |
| 1982-04-01 | 3499776 |
| 1982-07-01 | 3681173 |
| 1982-10-01 | 3925469 |
| 1983-01-01 | 4165503 |
| 1983-04-01 | 4382587 |
| 1983-07-01 | 4440979 |
| 1983-10-01 | 4413680 |
| 1984-01-01 | 4446654 |
| 1984-04-01 | 4480922 |
| 1984-07-01 | 4621323 |
| 1984-10-01 | 4718833 |
| 1985-01-01 | 4923327 |
| 1985-04-01 | 5048932 |
| 1985-07-01 | 5013695 |
| 1985-10-01 | 5243015 |
| 1986-01-01 | 5580717 |
| 1986-04-01 | 5743295 |
| 1986-07-01 | 5677728 |
| 1986-10-01 | 6022983 |
| 1987-01-01 | 6427959 |
| 1987-04-01 | 6490799 |
| 1987-07-01 | 6680229 |
| 1987-10-01 | 6434626 |
| 1988-01-01 | 6696249 |
| 1988-04-01 | 6838883 |
| 1988-07-01 | 6931672 |
| 1988-10-01 | 7205133 |
| 1989-01-01 | 7417181 |
| 1989-04-01 | 7613164 |
| 1989-07-01 | 7879928 |
| 1989-10-01 | 8086566 |
| 1990-01-01 | 8055044 |
| 1990-04-01 | 8215939 |
| 1990-07-01 | 7948519 |
| 1990-10-01 | 8385004 |
| 1991-01-01 | 8874451 |
| 1991-04-01 | 8892146 |
| 1991-07-01 | 9182068 |
| 1991-10-01 | 9726922 |
| 1992-01-01 | 9691960 |
| 1992-04-01 | 9743178 |
| 1992-07-01 | 10019185 |
| 1992-10-01 | 10531647 |
| 1993-01-01 | 10810577 |
| 1993-04-01 | 10921054 |
| 1993-07-01 | 11182242 |
| 1993-10-01 | 11451141 |
| 1994-01-01 | 11440972 |
| 1994-04-01 | 11439588 |
| 1994-07-01 | 11631578 |
| 1994-10-01 | 11704550 |
| 1995-01-01 | 12141519 |
| 1995-04-01 | 12581395 |
| 1995-07-01 | 13043867 |
| 1995-10-01 | 13600135 |
| 1996-01-01 | 13971791 |
| 1996-04-01 | 14278915 |
| 1996-07-01 | 14419916 |
| 1996-10-01 | 14899537 |
| 1997-01-01 | 14954202 |
| 1997-04-01 | 16106378 |
| 1997-07-01 | 16866563 |
| 1997-10-01 | 17130268 |
| 1998-01-01 | 18479569 |
| 1998-04-01 | 18765958 |
| 1998-07-01 | 17755073 |
| 1998-10-01 | 19497008 |
| 1999-01-01 | 19628173 |
| 1999-04-01 | 20298913 |
| 1999-07-01 | 19655894 |
| 1999-10-01 | 21793362 |
| 2000-01-01 | 22449872 |
| 2000-04-01 | 21741797 |
| 2000-07-01 | 21646371 |
| 2000-10-01 | 20497074 |
| 2001-01-01 | 19514525 |
| 2001-04-01 | 20214885 |
| 2001-07-01 | 18634683 |
| 2001-10-01 | 19801135 |
| 2002-01-01 | 19934491 |
| 2002-04-01 | 18842712 |
| 2002-07-01 | 17164300 |
| 2002-10-01 | 17517329 |
| 2003-01-01 | 17199987 |
| 2003-04-01 | 18482447 |
| 2003-07-01 | 18831422 |
| 2003-10-01 | 20126127 |
| 2004-01-01 | 21592791 |
| 2004-04-01 | 21362986 |
| 2004-07-01 | 21400726 |
| 2004-10-01 | 22685518 |
| 2005-01-01 | 22610938 |
| 2005-04-01 | 22997931 |
| 2005-07-01 | 23399791 |
| 2005-10-01 | 23790418 |
| 2006-01-01 | 25476850 |
| 2006-04-01 | 24973793 |
| 2006-07-01 | 25474820 |
| 2006-10-01 | 26617620 |
| 2007-01-01 | 27615008 |
| 2007-04-01 | 28125948 |
| 2007-07-01 | 28958657 |
| 2007-10-01 | 28560844 |
| 2008-01-01 | 27540849 |
| 2008-04-01 | 26992193 |
| 2008-07-01 | 25336168 |
| 2008-10-01 | 23152153 |
| 2009-01-01 | 22352817 |
| 2009-04-01 | 23995310 |
| 2009-07-01 | 26240342 |
| 2009-10-01 | 26862237 |
| 2010-01-01 | 28127841 |
| 2010-04-01 | 27273398 |
| 2010-07-01 | 29369039 |
| 2010-10-01 | 31238207 |
| 2011-01-01 | 32587250 |
| 2011-04-01 | 33069611 |
| 2011-07-01 | 31223088 |
| 2011-10-01 | 32608409 |
| 2012-01-01 | 34745265 |
| 2012-04-01 | 34471710 |
| 2012-07-01 | 35810358 |
| 2012-10-01 | 36054370 |
| 2013-01-01 | 38438021 |
| 2013-04-01 | 38676126 |
| 2013-07-01 | 40183232 |
| 2013-10-01 | 41765356 |
| 2014-01-01 | 43166280 |
| 2014-04-01 | 44546636 |
| 2014-07-01 | 44463658 |
| 2014-10-01 | 45427394 |
| 2015-01-01 | 46430744 |
| 2015-04-01 | 46417372 |
| 2015-07-01 | 44782744 |
| 2015-10-01 | 45905074 |
| 2016-01-01 | 46780958 |
| 2016-04-01 | 47520335 |
| 2016-07-01 | 48418357 |
| 2016-10-01 | 48586251 |
| 2017-01-01 | 50550070 |
| 2017-04-01 | 51490165 |
| 2017-07-01 | 52601378 |
| 2017-10-01 | 54515021 |
| 2018-01-01 | 54750611 |
| 2018-04-01 | 55304758 |
| 2018-07-01 | 56684730 |
| 2018-10-01 | 52651115 |
| 2019-01-01 | 57440312 |
| 2019-04-01 | 58621204 |
| 2019-07-01 | 58858647 |
| 2019-10-01 | 61830845 |
| 2020-01-01 | 54784671 |
| 2020-04-01 | 61729806 |
| 2020-07-01 | 64961877 |
| 2020-10-01 | 71622578 |
| 2021-01-01 | 75109705 |
| 2021-04-01 | 78324861 |
| 2021-07-01 | 78805710 |
| 2021-10-01 | 81522011 |
| 2022-01-01 | 78540753 |
| 2022-04-01 | 69560455 |
| 2022-07-01 | 67114812 |
| 2022-10-01 | 69349296 |
| 2023-01-01 | 72846363 |
| 2023-04-01 | 75682384 |
| 2023-07-01 | 74092117 |
| 2023-10-01 | 79313027 |
| 2024-01-01 | 83729397 |
| 2024-04-01 | 84662133 |
| 2024-07-01 | 88831490 |
| 2024-10-01 | 89673400 |
| 2025-01-01 | 89058956 |
| 2025-04-01 | 94252342 |
| 2025-07-01 | 99231421 |
| 2025-10-01 | 101222414 |
| 2026-01-01 | 100598008 |
| 2026-04-01 | 111849136 |