Table Data - Personal Sector; Net Lending (+) or Borrowing (-) (Financial Account), Level
| Title | Personal Sector; Net Lending (+) or Borrowing (-) (Financial Account), Level |
|---|---|
| Series ID | BOGZ1FL175000005Q |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Z.1 Financial Accounts of the United States |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Period |
| Units | Millions of U.S. Dollars |
| Date Range | 1945-10-01 to 2025-07-01 |
| Last Updated | 2026-01-09 12:02 PM CST |
| Notes | For more information about the Flow of Funds tables, see the Financial Accounts Guide. |
| DATE | VALUE |
|---|---|
| 1945-10-01 | 428601 |
| 1946-01-01 | . |
| 1946-04-01 | . |
| 1946-07-01 | . |
| 1946-10-01 | 436681 |
| 1947-01-01 | . |
| 1947-04-01 | . |
| 1947-07-01 | . |
| 1947-10-01 | 440425 |
| 1948-01-01 | . |
| 1948-04-01 | . |
| 1948-07-01 | . |
| 1948-10-01 | 442087 |
| 1949-01-01 | . |
| 1949-04-01 | . |
| 1949-07-01 | . |
| 1949-10-01 | 454895 |
| 1950-01-01 | . |
| 1950-04-01 | . |
| 1950-07-01 | . |
| 1950-10-01 | 480048 |
| 1951-01-01 | . |
| 1951-04-01 | . |
| 1951-07-01 | . |
| 1951-10-01 | 515783 |
| 1952-01-01 | 525341 |
| 1952-04-01 | 534050 |
| 1952-07-01 | 541506 |
| 1952-10-01 | 537291 |
| 1953-01-01 | 539765 |
| 1953-04-01 | 533341 |
| 1953-07-01 | 535209 |
| 1953-10-01 | 555607 |
| 1954-01-01 | 572154 |
| 1954-04-01 | 589325 |
| 1954-07-01 | 613196 |
| 1954-10-01 | 618737 |
| 1955-01-01 | 630575 |
| 1955-04-01 | 649940 |
| 1955-07-01 | 669961 |
| 1955-10-01 | 675828 |
| 1956-01-01 | 700407 |
| 1956-04-01 | 693666 |
| 1956-07-01 | 696276 |
| 1956-10-01 | 723755 |
| 1957-01-01 | 721684 |
| 1957-04-01 | 743383 |
| 1957-07-01 | 728367 |
| 1957-10-01 | 738582 |
| 1958-01-01 | 764942 |
| 1958-04-01 | 782257 |
| 1958-07-01 | 822592 |
| 1958-10-01 | 840909 |
| 1959-01-01 | 855044 |
| 1959-04-01 | 867663 |
| 1959-07-01 | 867917 |
| 1959-10-01 | 891043 |
| 1960-01-01 | 879845 |
| 1960-04-01 | 888256 |
| 1960-07-01 | 871483 |
| 1960-10-01 | 918782 |
| 1961-01-01 | 966287 |
| 1961-04-01 | 971696 |
| 1961-07-01 | 990044 |
| 1961-10-01 | 1029572 |
| 1962-01-01 | 1025921 |
| 1962-04-01 | 918079 |
| 1962-07-01 | 943703 |
| 1962-10-01 | 1033457 |
| 1963-01-01 | 1054337 |
| 1963-04-01 | 1079791 |
| 1963-07-01 | 1106842 |
| 1963-10-01 | 1088383 |
| 1964-01-01 | 1127699 |
| 1964-04-01 | 1147756 |
| 1964-07-01 | 1179013 |
| 1964-10-01 | 1198433 |
| 1965-01-01 | 1224254 |
| 1965-04-01 | 1204884 |
| 1965-07-01 | 1267986 |
| 1965-10-01 | 1315304 |
| 1966-01-01 | 1311760 |
| 1966-04-01 | 1291887 |
| 1966-07-01 | 1247721 |
| 1966-10-01 | 1298615 |
| 1967-01-01 | 1391894 |
| 1967-04-01 | 1409127 |
| 1967-07-01 | 1469325 |
| 1967-10-01 | 1498151 |
| 1968-01-01 | 1476754 |
| 1968-04-01 | 1577591 |
| 1968-07-01 | 1608185 |
| 1968-10-01 | 1709246 |
| 1969-01-01 | 1680939 |
| 1969-04-01 | 1648562 |
| 1969-07-01 | 1643663 |
| 1969-10-01 | 1617152 |
| 1970-01-01 | 1626044 |
| 1970-04-01 | 1501454 |
| 1970-07-01 | 1623129 |
| 1970-10-01 | 1706295 |
| 1971-01-01 | 1810316 |
| 1971-04-01 | 1829699 |
| 1971-07-01 | 1840830 |
| 1971-10-01 | 1914697 |
| 1972-01-01 | 1995101 |
| 1972-04-01 | 2007625 |
| 1972-07-01 | 2057804 |
| 1972-10-01 | 2205822 |
| 1973-01-01 | 2148628 |
| 1973-04-01 | 2082270 |
| 1973-07-01 | 2144804 |
| 1973-10-01 | 2020274 |
| 1974-01-01 | 2020310 |
| 1974-04-01 | 1952613 |
| 1974-07-01 | 1819056 |
| 1974-10-01 | 1856083 |
| 1975-01-01 | 1995780 |
| 1975-04-01 | 2118351 |
| 1975-07-01 | 2078001 |
| 1975-10-01 | 2161680 |
| 1976-01-01 | 2285271 |
| 1976-04-01 | 2326811 |
| 1976-07-01 | 2356904 |
| 1976-10-01 | 2411030 |
| 1977-01-01 | 2387967 |
| 1977-04-01 | 2411691 |
| 1977-07-01 | 2403915 |
| 1977-10-01 | 2397590 |
| 1978-01-01 | 2405584 |
| 1978-04-01 | 2451578 |
| 1978-07-01 | 2515298 |
| 1978-10-01 | 2508757 |
| 1979-01-01 | 2583021 |
| 1979-04-01 | 2615072 |
| 1979-07-01 | 2679704 |
| 1979-10-01 | 2755755 |
| 1980-01-01 | 2737207 |
| 1980-04-01 | 2894746 |
| 1980-07-01 | 3060036 |
| 1980-10-01 | 3219149 |
| 1981-01-01 | 3287502 |
| 1981-04-01 | 3319298 |
| 1981-07-01 | 3263485 |
| 1981-10-01 | 3459054 |
| 1982-01-01 | 3444011 |
| 1982-04-01 | 3501571 |
| 1982-07-01 | 3681148 |
| 1982-10-01 | 3930944 |
| 1983-01-01 | 4162096 |
| 1983-04-01 | 4379098 |
| 1983-07-01 | 4439171 |
| 1983-10-01 | 4415696 |
| 1984-01-01 | 4447522 |
| 1984-04-01 | 4481146 |
| 1984-07-01 | 4624019 |
| 1984-10-01 | 4725488 |
| 1985-01-01 | 4926247 |
| 1985-04-01 | 5056267 |
| 1985-07-01 | 5018640 |
| 1985-10-01 | 5257926 |
| 1986-01-01 | 5592250 |
| 1986-04-01 | 5750662 |
| 1986-07-01 | 5690337 |
| 1986-10-01 | 6038009 |
| 1987-01-01 | 6439484 |
| 1987-04-01 | 6501686 |
| 1987-07-01 | 6691990 |
| 1987-10-01 | 6436600 |
| 1988-01-01 | 6698850 |
| 1988-04-01 | 6842904 |
| 1988-07-01 | 6937562 |
| 1988-10-01 | 7209138 |
| 1989-01-01 | 7421910 |
| 1989-04-01 | 7617261 |
| 1989-07-01 | 7879421 |
| 1989-10-01 | 8088578 |
| 1990-01-01 | 8054623 |
| 1990-04-01 | 8217296 |
| 1990-07-01 | 7948518 |
| 1990-10-01 | 8387293 |
| 1991-01-01 | 8878348 |
| 1991-04-01 | 8894452 |
| 1991-07-01 | 9185937 |
| 1991-10-01 | 9735052 |
| 1992-01-01 | 9698270 |
| 1992-04-01 | 9764613 |
| 1992-07-01 | 10027661 |
| 1992-10-01 | 10540793 |
| 1993-01-01 | 10824630 |
| 1993-04-01 | 10946455 |
| 1993-07-01 | 11191959 |
| 1993-10-01 | 11461007 |
| 1994-01-01 | 11446834 |
| 1994-04-01 | 11441976 |
| 1994-07-01 | 11639463 |
| 1994-10-01 | 11711079 |
| 1995-01-01 | 12148759 |
| 1995-04-01 | 12591217 |
| 1995-07-01 | 13054155 |
| 1995-10-01 | 13617648 |
| 1996-01-01 | 13986635 |
| 1996-04-01 | 14295095 |
| 1996-07-01 | 14426951 |
| 1996-10-01 | 14926359 |
| 1997-01-01 | 14962739 |
| 1997-04-01 | 16115952 |
| 1997-07-01 | 16874988 |
| 1997-10-01 | 17134020 |
| 1998-01-01 | 18490804 |
| 1998-04-01 | 18776881 |
| 1998-07-01 | 17775773 |
| 1998-10-01 | 19511831 |
| 1999-01-01 | 19651327 |
| 1999-04-01 | 20313972 |
| 1999-07-01 | 19675596 |
| 1999-10-01 | 21815226 |
| 2000-01-01 | 22482871 |
| 2000-04-01 | 21770221 |
| 2000-07-01 | 21680610 |
| 2000-10-01 | 20545156 |
| 2001-01-01 | 19552772 |
| 2001-04-01 | 20256750 |
| 2001-07-01 | 18686605 |
| 2001-10-01 | 19849977 |
| 2002-01-01 | 19995508 |
| 2002-04-01 | 18895174 |
| 2002-07-01 | 17210093 |
| 2002-10-01 | 17547321 |
| 2003-01-01 | 17225867 |
| 2003-04-01 | 18522273 |
| 2003-07-01 | 18868810 |
| 2003-10-01 | 20173085 |
| 2004-01-01 | 21638695 |
| 2004-04-01 | 21411590 |
| 2004-07-01 | 21446409 |
| 2004-10-01 | 22741705 |
| 2005-01-01 | 22663269 |
| 2005-04-01 | 23045890 |
| 2005-07-01 | 23445686 |
| 2005-10-01 | 23836049 |
| 2006-01-01 | 25527279 |
| 2006-04-01 | 25017469 |
| 2006-07-01 | 25518385 |
| 2006-10-01 | 26660469 |
| 2007-01-01 | 27663940 |
| 2007-04-01 | 28183514 |
| 2007-07-01 | 29003210 |
| 2007-10-01 | 28608232 |
| 2008-01-01 | 27595963 |
| 2008-04-01 | 27017111 |
| 2008-07-01 | 25354283 |
| 2008-10-01 | 23145359 |
| 2009-01-01 | 22348369 |
| 2009-04-01 | 24011234 |
| 2009-07-01 | 26270040 |
| 2009-10-01 | 26894464 |
| 2010-01-01 | 28147701 |
| 2010-04-01 | 27290589 |
| 2010-07-01 | 29388091 |
| 2010-10-01 | 31269274 |
| 2011-01-01 | 32623504 |
| 2011-04-01 | 33096811 |
| 2011-07-01 | 31209342 |
| 2011-10-01 | 32587366 |
| 2012-01-01 | 34713636 |
| 2012-04-01 | 34443954 |
| 2012-07-01 | 35795513 |
| 2012-10-01 | 36446506 |
| 2013-01-01 | 38728424 |
| 2013-04-01 | 38999589 |
| 2013-07-01 | 40546877 |
| 2013-10-01 | 42269164 |
| 2014-01-01 | 43726056 |
| 2014-04-01 | 45084387 |
| 2014-07-01 | 45008151 |
| 2014-10-01 | 45989721 |
| 2015-01-01 | 46979316 |
| 2015-04-01 | 46929625 |
| 2015-07-01 | 45312621 |
| 2015-10-01 | 46433142 |
| 2016-01-01 | 47298648 |
| 2016-04-01 | 47996511 |
| 2016-07-01 | 48793976 |
| 2016-10-01 | 48928291 |
| 2017-01-01 | 50863478 |
| 2017-04-01 | 51802777 |
| 2017-07-01 | 52925004 |
| 2017-10-01 | 54783102 |
| 2018-01-01 | 54963520 |
| 2018-04-01 | 55527885 |
| 2018-07-01 | 56897535 |
| 2018-10-01 | 52849746 |
| 2019-01-01 | 57981928 |
| 2019-04-01 | 59256731 |
| 2019-07-01 | 59504559 |
| 2019-10-01 | 62476325 |
| 2020-01-01 | 55418594 |
| 2020-04-01 | 62493592 |
| 2020-07-01 | 65539716 |
| 2020-10-01 | 72191592 |
| 2021-01-01 | 75657225 |
| 2021-04-01 | 78916821 |
| 2021-07-01 | 79455783 |
| 2021-10-01 | 82064114 |
| 2022-01-01 | 79136886 |
| 2022-04-01 | 70085973 |
| 2022-07-01 | 67613681 |
| 2022-10-01 | 69923772 |
| 2023-01-01 | 73339665 |
| 2023-04-01 | 76119195 |
| 2023-07-01 | 74438917 |
| 2023-10-01 | 79625075 |
| 2024-01-01 | 84216252 |
| 2024-04-01 | 85240211 |
| 2024-07-01 | 89495493 |
| 2024-10-01 | 90310618 |
| 2025-01-01 | 88961148 |
| 2025-04-01 | 94793050 |
| 2025-07-01 | 100871575 |