Table Data - Charge-Off Rate on Loans Secured by Real Estate, All Commercial Banks
| Title | Charge-Off Rate on Loans Secured by Real Estate, All Commercial Banks |
|---|---|
| Series ID | CORSREACBS |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks |
| Seasonal Adjustment | Seasonally Adjusted |
| Frequency | Quarterly |
| Units | Percent |
| Date Range | 1985-01-01 to 2025-10-01 |
| Last Updated | 2026-02-24 1:20 PM CST |
| Notes | Charge-off rates are annualized, net of recoveries. |
| DATE | VALUE |
|---|---|
| 1985-01-01 | 0.28 |
| 1985-04-01 | 0.27 |
| 1985-07-01 | 0.26 |
| 1985-10-01 | 0.29 |
| 1986-01-01 | 0.33 |
| 1986-04-01 | 0.40 |
| 1986-07-01 | 0.43 |
| 1986-10-01 | 0.46 |
| 1987-01-01 | 0.45 |
| 1987-04-01 | 0.43 |
| 1987-07-01 | 0.44 |
| 1987-10-01 | 0.46 |
| 1988-01-01 | 0.45 |
| 1988-04-01 | 0.64 |
| 1988-07-01 | 0.42 |
| 1988-10-01 | 0.36 |
| 1989-01-01 | 0.47 |
| 1989-04-01 | 0.46 |
| 1989-07-01 | 0.51 |
| 1989-10-01 | 0.58 |
| 1990-01-01 | 0.66 |
| 1990-04-01 | 0.72 |
| 1990-07-01 | 0.76 |
| 1990-10-01 | 1.06 |
| 1991-01-01 | 0.84 |
| 1991-04-01 | 0.91 |
| 1991-07-01 | 0.99 |
| 1991-10-01 | 1.26 |
| 1992-01-01 | 0.96 |
| 1992-04-01 | 0.91 |
| 1992-07-01 | 1.18 |
| 1992-10-01 | 1.16 |
| 1993-01-01 | 0.75 |
| 1993-04-01 | 0.71 |
| 1993-07-01 | 0.60 |
| 1993-10-01 | 0.53 |
| 1994-01-01 | 0.42 |
| 1994-04-01 | 0.33 |
| 1994-07-01 | 0.27 |
| 1994-10-01 | 0.28 |
| 1995-01-01 | 0.21 |
| 1995-04-01 | 0.22 |
| 1995-07-01 | 0.16 |
| 1995-10-01 | 0.14 |
| 1996-01-01 | 0.15 |
| 1996-04-01 | 0.09 |
| 1996-07-01 | 0.10 |
| 1996-10-01 | 0.06 |
| 1997-01-01 | 0.07 |
| 1997-04-01 | 0.06 |
| 1997-07-01 | 0.06 |
| 1997-10-01 | 0.06 |
| 1998-01-01 | 0.06 |
| 1998-04-01 | 0.04 |
| 1998-07-01 | 0.05 |
| 1998-10-01 | 0.05 |
| 1999-01-01 | 0.07 |
| 1999-04-01 | 0.07 |
| 1999-07-01 | 0.08 |
| 1999-10-01 | 0.09 |
| 2000-01-01 | 0.09 |
| 2000-04-01 | 0.09 |
| 2000-07-01 | 0.08 |
| 2000-10-01 | 0.10 |
| 2001-01-01 | 0.13 |
| 2001-04-01 | 0.14 |
| 2001-07-01 | 0.29 |
| 2001-10-01 | 0.19 |
| 2002-01-01 | 0.18 |
| 2002-04-01 | 0.16 |
| 2002-07-01 | 0.15 |
| 2002-10-01 | 0.15 |
| 2003-01-01 | 0.15 |
| 2003-04-01 | 0.16 |
| 2003-07-01 | 0.14 |
| 2003-10-01 | 0.23 |
| 2004-01-01 | 0.12 |
| 2004-04-01 | 0.10 |
| 2004-07-01 | 0.08 |
| 2004-10-01 | 0.07 |
| 2005-01-01 | 0.07 |
| 2005-04-01 | 0.07 |
| 2005-07-01 | 0.07 |
| 2005-10-01 | 0.04 |
| 2006-01-01 | 0.06 |
| 2006-04-01 | 0.08 |
| 2006-07-01 | 0.10 |
| 2006-10-01 | 0.09 |
| 2007-01-01 | 0.11 |
| 2007-04-01 | 0.17 |
| 2007-07-01 | 0.25 |
| 2007-10-01 | 0.38 |
| 2008-01-01 | 0.66 |
| 2008-04-01 | 1.06 |
| 2008-07-01 | 1.51 |
| 2008-10-01 | 1.78 |
| 2009-01-01 | 1.55 |
| 2009-04-01 | 2.26 |
| 2009-07-01 | 2.46 |
| 2009-10-01 | 2.82 |
| 2010-01-01 | 2.27 |
| 2010-04-01 | 2.18 |
| 2010-07-01 | 2.09 |
| 2010-10-01 | 2.05 |
| 2011-01-01 | 1.60 |
| 2011-04-01 | 1.55 |
| 2011-07-01 | 1.43 |
| 2011-10-01 | 1.26 |
| 2012-01-01 | 1.12 |
| 2012-04-01 | 1.02 |
| 2012-07-01 | 1.32 |
| 2012-10-01 | 0.83 |
| 2013-01-01 | 0.69 |
| 2013-04-01 | 0.55 |
| 2013-07-01 | 0.40 |
| 2013-10-01 | 0.30 |
| 2014-01-01 | 0.25 |
| 2014-04-01 | 0.20 |
| 2014-07-01 | 0.20 |
| 2014-10-01 | 0.14 |
| 2015-01-01 | 0.18 |
| 2015-04-01 | 0.14 |
| 2015-07-01 | 0.11 |
| 2015-10-01 | 0.11 |
| 2016-01-01 | 0.07 |
| 2016-04-01 | 0.07 |
| 2016-07-01 | 0.05 |
| 2016-10-01 | 0.03 |
| 2017-01-01 | 0.04 |
| 2017-04-01 | 0.03 |
| 2017-07-01 | 0.03 |
| 2017-10-01 | 0.02 |
| 2018-01-01 | 0.02 |
| 2018-04-01 | 0.01 |
| 2018-07-01 | 0.00 |
| 2018-10-01 | 0.00 |
| 2019-01-01 | 0.03 |
| 2019-04-01 | 0.00 |
| 2019-07-01 | 0.00 |
| 2019-10-01 | 0.01 |
| 2020-01-01 | 0.01 |
| 2020-04-01 | 0.05 |
| 2020-07-01 | 0.06 |
| 2020-10-01 | 0.06 |
| 2021-01-01 | 0.02 |
| 2021-04-01 | 0.01 |
| 2021-07-01 | 0.00 |
| 2021-10-01 | 0.00 |
| 2022-01-01 | 0.01 |
| 2022-04-01 | -0.01 |
| 2022-07-01 | 0.00 |
| 2022-10-01 | 0.00 |
| 2023-01-01 | 0.04 |
| 2023-04-01 | 0.09 |
| 2023-07-01 | 0.06 |
| 2023-10-01 | 0.12 |
| 2024-01-01 | 0.11 |
| 2024-04-01 | 0.13 |
| 2024-07-01 | 0.11 |
| 2024-10-01 | 0.12 |
| 2025-01-01 | 0.10 |
| 2025-04-01 | 0.09 |
| 2025-07-01 | 0.10 |
| 2025-10-01 | 0.08 |