Table Data - Delinquency Rate on Credit Card Loans, All Commercial Banks
| Title | Delinquency Rate on Credit Card Loans, All Commercial Banks |
|---|---|
| Series ID | DRCCLACBS |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks |
| Seasonal Adjustment | Seasonally Adjusted |
| Frequency | Quarterly, End of Period |
| Units | Percent |
| Date Range | 1991-01-01 to 2025-07-01 |
| Last Updated | 2025-11-21 7:20 AM CST |
| Notes | For questions on the data, please contact the data source. For questions on FRED functionality, please contact us here. |
| DATE | VALUE |
|---|---|
| 1991-01-01 | 5.26 |
| 1991-04-01 | 5.48 |
| 1991-07-01 | 5.35 |
| 1991-10-01 | 5.32 |
| 1992-01-01 | 5.27 |
| 1992-04-01 | 5.10 |
| 1992-07-01 | 4.98 |
| 1992-10-01 | 4.69 |
| 1993-01-01 | 4.60 |
| 1993-04-01 | 4.46 |
| 1993-07-01 | 4.08 |
| 1993-10-01 | 3.91 |
| 1994-01-01 | 3.60 |
| 1994-04-01 | 3.29 |
| 1994-07-01 | 3.25 |
| 1994-10-01 | 3.29 |
| 1995-01-01 | 3.48 |
| 1995-04-01 | 3.70 |
| 1995-07-01 | 3.85 |
| 1995-10-01 | 3.95 |
| 1996-01-01 | 4.04 |
| 1996-04-01 | 4.27 |
| 1996-07-01 | 4.46 |
| 1996-10-01 | 4.60 |
| 1997-01-01 | 4.70 |
| 1997-04-01 | 4.73 |
| 1997-07-01 | 4.70 |
| 1997-10-01 | 4.81 |
| 1998-01-01 | 4.76 |
| 1998-04-01 | 4.76 |
| 1998-07-01 | 4.72 |
| 1998-10-01 | 4.74 |
| 1999-01-01 | 4.66 |
| 1999-04-01 | 4.58 |
| 1999-07-01 | 4.60 |
| 1999-10-01 | 4.55 |
| 2000-01-01 | 4.43 |
| 2000-04-01 | 4.51 |
| 2000-07-01 | 4.53 |
| 2000-10-01 | 4.57 |
| 2001-01-01 | 4.81 |
| 2001-04-01 | 4.94 |
| 2001-07-01 | 5.00 |
| 2001-10-01 | 4.69 |
| 2002-01-01 | 4.94 |
| 2002-04-01 | 4.78 |
| 2002-07-01 | 4.89 |
| 2002-10-01 | 4.84 |
| 2003-01-01 | 4.68 |
| 2003-04-01 | 4.53 |
| 2003-07-01 | 4.24 |
| 2003-10-01 | 4.43 |
| 2004-01-01 | 4.21 |
| 2004-04-01 | 4.15 |
| 2004-07-01 | 4.07 |
| 2004-10-01 | 4.03 |
| 2005-01-01 | 3.70 |
| 2005-04-01 | 3.67 |
| 2005-07-01 | 3.90 |
| 2005-10-01 | 3.54 |
| 2006-01-01 | 3.86 |
| 2006-04-01 | 4.13 |
| 2006-07-01 | 4.12 |
| 2006-10-01 | 3.95 |
| 2007-01-01 | 3.98 |
| 2007-04-01 | 4.02 |
| 2007-07-01 | 4.41 |
| 2007-10-01 | 4.60 |
| 2008-01-01 | 4.77 |
| 2008-04-01 | 4.90 |
| 2008-07-01 | 4.80 |
| 2008-10-01 | 5.64 |
| 2009-01-01 | 6.51 |
| 2009-04-01 | 6.77 |
| 2009-07-01 | 6.49 |
| 2009-10-01 | 6.33 |
| 2010-01-01 | 5.78 |
| 2010-04-01 | 5.10 |
| 2010-07-01 | 4.58 |
| 2010-10-01 | 4.14 |
| 2011-01-01 | 3.82 |
| 2011-04-01 | 3.65 |
| 2011-07-01 | 3.45 |
| 2011-10-01 | 3.25 |
| 2012-01-01 | 3.06 |
| 2012-04-01 | 2.92 |
| 2012-07-01 | 2.82 |
| 2012-10-01 | 2.71 |
| 2013-01-01 | 2.64 |
| 2013-04-01 | 2.53 |
| 2013-07-01 | 2.44 |
| 2013-10-01 | 2.38 |
| 2014-01-01 | 2.32 |
| 2014-04-01 | 2.26 |
| 2014-07-01 | 2.20 |
| 2014-10-01 | 2.15 |
| 2015-01-01 | 2.11 |
| 2015-04-01 | 2.12 |
| 2015-07-01 | 2.15 |
| 2015-10-01 | 2.16 |
| 2016-01-01 | 2.15 |
| 2016-04-01 | 2.21 |
| 2016-07-01 | 2.29 |
| 2016-10-01 | 2.37 |
| 2017-01-01 | 2.40 |
| 2017-04-01 | 2.49 |
| 2017-07-01 | 2.54 |
| 2017-10-01 | 2.48 |
| 2018-01-01 | 2.50 |
| 2018-04-01 | 2.50 |
| 2018-07-01 | 2.52 |
| 2018-10-01 | 2.54 |
| 2019-01-01 | 2.54 |
| 2019-04-01 | 2.59 |
| 2019-07-01 | 2.60 |
| 2019-10-01 | 2.61 |
| 2020-01-01 | 2.69 |
| 2020-04-01 | 2.45 |
| 2020-07-01 | 1.99 |
| 2020-10-01 | 2.10 |
| 2021-01-01 | 1.88 |
| 2021-04-01 | 1.59 |
| 2021-07-01 | 1.53 |
| 2021-10-01 | 1.57 |
| 2022-01-01 | 1.69 |
| 2022-04-01 | 1.83 |
| 2022-07-01 | 2.05 |
| 2022-10-01 | 2.26 |
| 2023-01-01 | 2.47 |
| 2023-04-01 | 2.75 |
| 2023-07-01 | 2.94 |
| 2023-10-01 | 3.10 |
| 2024-01-01 | 3.17 |
| 2024-04-01 | 3.22 |
| 2024-07-01 | 3.19 |
| 2024-10-01 | 3.09 |
| 2025-01-01 | 3.06 |
| 2025-04-01 | 3.04 |
| 2025-07-01 | 2.98 |