Table Data - Equifax Subprime Credit Population for Clay County, AL

Title Equifax Subprime Credit Population for Clay County, AL
Series ID EQFXSUBPRIME001027
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:51 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 56.574394463667820
2018-04-01 55.423728813559320
2018-07-01 57.286432160804026
2018-10-01 56.260434056761270
2019-01-01 56.761268781302164
2019-04-01 55.837563451776650
2019-07-01 56.143344709897610
2019-10-01 56.806722689075630
2020-01-01 56.738768718802000
2020-04-01 56.694214876033060
2020-07-01 55.371900826446286
2020-10-01 54.950495049504950
2021-01-01 55.463576158940400
2021-04-01 54.026845637583900
2021-07-01 55.201342281879190
2021-10-01 53.923205342237054
2022-01-01 53.198653198653204
2022-04-01 52.525252525252530
2022-07-01 52.173913043478260
2022-10-01 52.173913043478260
2023-01-01 52.307692307692314
2023-04-01 51.652173913043480
2023-07-01 52.667814113597245
2023-10-01 51.215277777777780
2024-01-01 52.090592334494780
2024-04-01 50.868055555555560
2024-07-01 52.941176470588240
2024-10-01 55.136986301369860
2025-01-01 52.901023890784984
2025-04-01 54.159592529711375
2025-07-01 54.653130287648054
2025-10-01 53.885135135135130
2026-01-01 53.445378151260506
2026-04-01 51.913477537437600

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