Table Data - Equifax Subprime Credit Population for Merced County, CA

Title Equifax Subprime Credit Population for Merced County, CA
Series ID EQFXSUBPRIME006047
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-07-01
Last Updated 2026-10-22 10:58 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 46.812620734063100
2018-04-01 46.663101604278076
2018-07-01 46.331840477713800
2018-10-01 46.783625730994146
2019-01-01 45.647784036560740
2019-04-01 46.257136815394375
2019-07-01 46.081735833157786
2019-10-01 46.161912751677850
2020-01-01 46.036712557363366
2020-04-01 44.276457883369330
2020-07-01 42.963872684474470
2020-10-01 42.733299337072920
2021-01-01 42.036924325420976
2021-04-01 41.346057257659470
2021-07-01 41.360111354145950
2021-10-01 40.995752247357500
2022-01-01 41.087940192799530
2022-04-01 42.046120773890950
2022-07-01 42.737782959292720
2022-10-01 42.970182379619800
2023-01-01 43.203930257200650
2023-04-01 42.985074626865670
2023-07-01 43.314121037463980
2023-10-01 43.475347056007660
2024-01-01 44.402277039848200
2024-04-01 43.921605756485520
2024-07-01 44.047619047619044
2024-10-01 44.631657774033510
2025-01-01 44.230769230769226
2025-04-01 44.778334260805046
2025-07-01 44.913220088626296
2025-10-01 44.853008939268270
2026-01-01 44.030537159676230
2026-04-01 44.253875080253140
2026-07-01 45.064618842479870

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