Table Data - Equifax Subprime Credit Population for Monterey County, CA

Title Equifax Subprime Credit Population for Monterey County, CA
Series ID EQFXSUBPRIME006053
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-07-01
Last Updated 2026-10-22 10:58 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 38.785664798135660
2018-04-01 38.376036171816125
2018-07-01 38.230143839899940
2018-10-01 38.409728718428440
2019-01-01 38.195610271715470
2019-04-01 38.647372997143215
2019-07-01 38.350387596899225
2019-10-01 38.823674780674660
2020-01-01 38.532279965436366
2020-04-01 37.470064476512130
2020-07-01 36.297841020608440
2020-10-01 36.345208845208845
2021-01-01 35.428325441239780
2021-04-01 34.457181389076200
2021-07-01 34.146341463414636
2021-10-01 33.870082342177490
2022-01-01 33.900579444952726
2022-04-01 34.604854900529290
2022-07-01 34.551192571463254
2022-10-01 35.101545923006974
2023-01-01 35.034816833181960
2023-04-01 34.942905733722064
2023-07-01 35.019973368841550
2023-10-01 35.204389243940670
2024-01-01 35.923321915750260
2024-04-01 35.437357903553910
2024-07-01 35.759268060836504
2024-10-01 35.976697182261326
2025-01-01 35.527103027402180
2025-04-01 35.699373695198325
2025-07-01 35.829575124614290
2025-10-01 36.336744956516590
2026-01-01 36.279262236935445
2026-04-01 36.191877575044145
2026-07-01 36.507742958175830

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