Table Data - Equifax Subprime Credit Population for Santa Barbara County, CA

Title Equifax Subprime Credit Population for Santa Barbara County, CA
Series ID EQFXSUBPRIME006083
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:51 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 35.313767597232165
2018-04-01 35.451027091396250
2018-07-01 35.310953431518690
2018-10-01 35.556479391851770
2019-01-01 35.305286892541390
2019-04-01 35.769139886578450
2019-07-01 35.445357290620010
2019-10-01 35.482924539373315
2020-01-01 34.923339011925044
2020-04-01 34.058395872420260
2020-07-01 33.237805591297224
2020-10-01 33.393607092860480
2021-01-01 32.436046511627910
2021-04-01 31.639534883720934
2021-07-01 31.380607814761213
2021-10-01 31.004492569980417
2022-01-01 31.457448030320435
2022-04-01 31.520742608297040
2022-07-01 31.717229536348025
2022-10-01 32.106889448386360
2023-01-01 31.866490492330673
2023-04-01 31.819491671949745
2023-07-01 32.305129530702510
2023-10-01 32.342667353833820
2024-01-01 32.723216839215230
2024-04-01 32.683846637335010
2024-07-01 32.835054487362356
2024-10-01 33.152824488399930
2025-01-01 32.772146824715110
2025-04-01 32.842406876790830
2025-07-01 33.314256281119440
2025-10-01 33.272530353987340
2026-01-01 33.055177111716624
2026-04-01 33.150452488687780

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