Table Data - Equifax Subprime Credit Population for Santa Clara County, CA

Title Equifax Subprime Credit Population for Santa Clara County, CA
Series ID EQFXSUBPRIME006085
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-07-01
Last Updated 2026-10-22 10:58 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 25.272558423550066
2018-04-01 25.253115512138113
2018-07-01 25.037346499556907
2018-10-01 25.126707870423033
2019-01-01 24.748317903576670
2019-04-01 24.992428831011510
2019-07-01 25.057540655774820
2019-10-01 25.174625978400872
2020-01-01 24.673831047574293
2020-04-01 23.969514680632926
2020-07-01 23.327028396939014
2020-10-01 23.472254886185002
2021-01-01 22.866678246197363
2021-04-01 22.583366415244143
2021-07-01 22.672420188431960
2021-10-01 22.306333897279472
2022-01-01 22.625781114925780
2022-04-01 22.961331134467226
2022-07-01 23.122338009843993
2022-10-01 23.445784607849140
2023-01-01 23.221833997116818
2023-04-01 23.235760458592512
2023-07-01 23.480619306503208
2023-10-01 23.692341245320055
2024-01-01 23.806305218944622
2024-04-01 23.731504871887406
2024-07-01 23.996607578001814
2024-10-01 24.149334988896584
2025-01-01 23.606533801517205
2025-04-01 23.703305883757010
2025-07-01 23.842112129802047
2025-10-01 23.975778219320652
2026-01-01 23.801555503181714
2026-04-01 23.817587431501210
2026-07-01 24.734354320287387

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