Table Data - Equifax Subprime Credit Population for Bay County, FL

Title Equifax Subprime Credit Population for Bay County, FL
Series ID EQFXSUBPRIME012005
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:52 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 49.009137296784150
2018-04-01 49.128217293322265
2018-07-01 49.158922479708270
2018-10-01 49.673435458971620
2019-01-01 48.508446148316760
2019-04-01 48.697853870267664
2019-07-01 48.225826118766000
2019-10-01 48.546051831123000
2020-01-01 48.280924996941150
2020-04-01 47.258677787317550
2020-07-01 46.549622043404050
2020-10-01 46.594370659193370
2021-01-01 45.694562189657260
2021-04-01 44.460466234078346
2021-07-01 44.358393899678305
2021-10-01 43.497864261983864
2022-01-01 43.344020900130620
2022-04-01 43.819166470449730
2022-07-01 43.579538803698940
2022-10-01 44.247581303182190
2023-01-01 43.944153577661430
2023-04-01 42.994039967278255
2023-07-01 43.130656764910654
2023-10-01 43.418173442358630
2024-01-01 43.636363636363630
2024-04-01 43.390641011044060
2024-07-01 42.860355295704970
2024-10-01 43.188664509650785
2025-01-01 43.203289985550740
2025-04-01 43.022998673153474
2025-07-01 43.233165167799960
2025-10-01 43.102697998259350
2026-01-01 43.219237435008665
2026-04-01 43.017241379310340

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