Table Data - Equifax Subprime Credit Population for St. Joseph County, IN

Title Equifax Subprime Credit Population for St. Joseph County, IN
Series ID EQFXSUBPRIME018141
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:52 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 44.405594405594410
2018-04-01 43.527463428098265
2018-07-01 43.625333210773050
2018-10-01 44.542285819115754
2019-01-01 44.390556368960470
2019-04-01 44.433299899699094
2019-07-01 44.667457348782044
2019-10-01 45.350630499863920
2020-01-01 44.840406238665220
2020-04-01 44.351540488957560
2020-07-01 43.495567215487604
2020-10-01 43.603863862056514
2021-01-01 42.290669316231590
2021-04-01 41.492617933021250
2021-07-01 41.365932876217970
2021-10-01 40.404858299595140
2022-01-01 39.906272530641670
2022-04-01 39.897445124145380
2022-07-01 40.461234745154340
2022-10-01 40.711285854704670
2023-01-01 40.112994350282490
2023-04-01 39.998196248196250
2023-07-01 40.304148294789890
2023-10-01 40.249483980974600
2024-01-01 40.488765553665740
2024-04-01 40.305848685387230
2024-07-01 40.526362585578376
2024-10-01 40.768277571251550
2025-01-01 40.934017335927830
2025-04-01 40.555555555555560
2025-07-01 40.992808279249250
2025-10-01 41.222776174232486
2026-01-01 40.596130381732614
2026-04-01 41.067083767813690

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