Table Data - Equifax Subprime Credit Population for Howard County, IA

Title Equifax Subprime Credit Population for Howard County, IA
Series ID EQFXSUBPRIME019089
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:53 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 31.134564643799470
2018-04-01 28.947368421052634
2018-07-01 30.971128608923888
2018-10-01 31.688311688311690
2019-01-01 33.246753246753244
2019-04-01 33.076923076923070
2019-07-01 33.846153846153850
2019-10-01 33.846153846153850
2020-01-01 34.010152284263960
2020-04-01 31.958762886597935
2020-07-01 34.025974025974020
2020-10-01 32.904884318766065
2021-01-01 33.503836317135550
2021-04-01 32.142857142857146
2021-07-01 29.974811083123427
2021-10-01 31.840796019900500
2022-01-01 31.407035175879400
2022-04-01 30.050505050505050
2022-07-01 31.139240506329113
2022-10-01 29.487179487179490
2023-01-01 28.534031413612563
2023-04-01 26.822916666666668
2023-07-01 25.459317585301840
2023-10-01 27.083333333333332
2024-01-01 30.256410256410255
2024-04-01 29.262086513994912
2024-07-01 28.205128205128204
2024-10-01 27.864583333333332
2025-01-01 28.385416666666668
2025-04-01 28.791773778920310
2025-07-01 29.123711340206190
2025-10-01 29.381443298969074
2026-01-01 30.129870129870127
2026-04-01 29.820051413881750

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