Table Data - Equifax Subprime Credit Population for Garrard County, KY

Title Equifax Subprime Credit Population for Garrard County, KY
Series ID EQFXSUBPRIME021079
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:53 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 49.857549857549860
2018-04-01 49.644381223328594
2018-07-01 49.646393210749640
2018-10-01 50.698324022346360
2019-01-01 49.363507779349360
2019-04-01 50.486787204450620
2019-07-01 50.413223140495866
2019-10-01 49.584487534626035
2020-01-01 49.930264993026505
2020-04-01 48.953974895397490
2020-07-01 47.988904299583915
2020-10-01 47.599451303155010
2021-01-01 46.820027063599454
2021-04-01 44.786096256684495
2021-07-01 45.600000000000000
2021-10-01 45.442536327608984
2022-01-01 44.518716577540104
2022-04-01 44.327176781002635
2022-07-01 45.811518324607334
2022-10-01 45.784695201037614
2023-01-01 45.207253886010360
2023-04-01 45.371577574967404
2023-07-01 44.823066841415470
2023-10-01 45.098039215686280
2024-01-01 45.131578947368425
2024-04-01 43.889618922470430
2024-07-01 44.556962025316450
2024-10-01 43.055555555555560
2025-01-01 43.765903307888046
2025-04-01 43.954659949622170
2025-07-01 44.430538172715890
2025-10-01 43.789209535759100
2026-01-01 44.540942928039700
2026-04-01 44.059405940594060

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