Table Data - Equifax Subprime Credit Population for Oldham County, KY

Title Equifax Subprime Credit Population for Oldham County, KY
Series ID EQFXSUBPRIME021185
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:53 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 28.186274509803923
2018-04-01 27.276422764227643
2018-07-01 26.884320838371620
2018-10-01 27.525150905432593
2019-01-01 25.972447325769853
2019-04-01 26.542207792207794
2019-07-01 26.537216828478964
2019-10-01 27.657004830917874
2020-01-01 27.529222087867794
2020-04-01 26.355966251506630
2020-07-01 25.427095748907430
2020-10-01 25.000000000000000
2021-01-01 24.515618821668646
2021-04-01 23.777602523659304
2021-07-01 22.889674126423245
2021-10-01 21.974148061104586
2022-01-01 22.230919765166340
2022-04-01 22.024040325707638
2022-07-01 23.213595983005020
2022-10-01 23.667953667953668
2023-01-01 23.401782254939945
2023-04-01 22.131782945736433
2023-07-01 22.766122766122766
2023-10-01 23.660886319845858
2024-01-01 23.900573613766728
2024-04-01 23.520427644138984
2024-07-01 23.449319213313160
2024-10-01 23.703981968444780
2025-01-01 23.551401869158877
2025-04-01 23.376623376623375
2025-07-01 23.464100666173206
2025-10-01 23.974879940893977
2026-01-01 24.358974358974358
2026-04-01 23.023426061493414

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