Table Data - Equifax Subprime Credit Population for Shelby County, KY

Title Equifax Subprime Credit Population for Shelby County, KY
Series ID EQFXSUBPRIME021211
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:53 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 41.343963553530750
2018-04-01 39.829059829059830
2018-07-01 40.227920227920230
2018-10-01 41.319052987598646
2019-01-01 40.078256008943540
2019-04-01 40.189520624303235
2019-07-01 40.011191941801904
2019-10-01 39.834254143646405
2020-01-01 39.671232876712330
2020-04-01 39.573070607553370
2020-07-01 38.390429581294185
2020-10-01 38.909875876956285
2021-01-01 37.830545062061525
2021-04-01 37.500000000000000
2021-07-01 37.078651685393260
2021-10-01 36.078639744952180
2022-01-01 35.562632696390660
2022-04-01 35.423197492163010
2022-07-01 36.051948051948050
2022-10-01 36.589147286821710
2023-01-01 36.194415718717680
2023-04-01 35.440414507772020
2023-07-01 35.221421215242020
2023-10-01 34.863331614234140
2024-01-01 35.115681233933160
2024-04-01 34.640855832908810
2024-07-01 35.297079556898290
2024-10-01 35.446829755366950
2025-01-01 35.132433783108446
2025-04-01 33.794466403162055
2025-07-01 35.165923724616150
2025-10-01 34.621099554234770
2026-01-01 33.843117908238780
2026-04-01 34.394904458598724

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