Table Data - Equifax Subprime Credit Population for Oceana County, MI

Title Equifax Subprime Credit Population for Oceana County, MI
Series ID EQFXSUBPRIME026127
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:53 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 41.523809523809526
2018-04-01 41.889312977099240
2018-07-01 40.835707502374170
2018-10-01 42.816901408450704
2019-01-01 42.404473438956195
2019-04-01 42.580645161290320
2019-07-01 42.187500000000000
2019-10-01 41.836734693877550
2020-01-01 42.590866728797764
2020-04-01 40.055762081784390
2020-07-01 39.309056956115780
2020-10-01 39.388322520852640
2021-01-01 38.170055452865064
2021-04-01 38.148148148148145
2021-07-01 37.002775208140610
2021-10-01 34.981343283582090
2022-01-01 34.697674418604650
2022-04-01 35.009310986964620
2022-07-01 35.899814471243040
2022-10-01 36.355311355311350
2023-01-01 35.694315004659835
2023-04-01 36.142322097378276
2023-07-01 36.549165120593690
2023-10-01 36.160298229263750
2024-01-01 36.363636363636370
2024-04-01 35.674676524953790
2024-07-01 35.224153705397990
2024-10-01 35.224153705397990
2025-01-01 35.315645013723696
2025-04-01 35.390199637023590
2025-07-01 36.183618361836180
2025-10-01 36.021505376344090
2026-01-01 35.618878005342830
2026-04-01 36.226749335695310

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