Table Data - Equifax Subprime Credit Population for Oscoda County, MI

Title Equifax Subprime Credit Population for Oscoda County, MI
Series ID EQFXSUBPRIME026135
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:53 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 44.000000000000000
2018-04-01 45.212765957446810
2018-07-01 44.854881266490764
2018-10-01 44.854881266490764
2019-01-01 44.864864864864870
2019-04-01 44.173441734417345
2019-07-01 43.206521739130430
2019-10-01 44.628099173553720
2020-01-01 45.054945054945060
2020-04-01 43.333333333333336
2020-07-01 42.222222222222220
2020-10-01 43.206521739130430
2021-01-01 42.119565217391305
2021-04-01 38.648648648648646
2021-07-01 39.304812834224600
2021-10-01 38.297872340425535
2022-01-01 38.947368421052630
2022-04-01 39.425587467362924
2022-07-01 41.237113402061850
2022-10-01 41.298701298701300
2023-01-01 39.896373056994820
2023-04-01 39.322916666666670
2023-07-01 39.119170984455955
2023-10-01 40.359897172236500
2024-01-01 38.717948717948720
2024-04-01 40.310077519379846
2024-07-01 39.000000000000000
2024-10-01 39.552238805970150
2025-01-01 38.035264483627200
2025-04-01 38.227848101265820
2025-07-01 37.404580152671755
2025-10-01 38.539042821158695
2026-01-01 36.548223350253810
2026-04-01 36.061381074168800

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