Table Data - Equifax Subprime Credit Population for Ottawa County, MI

Title Equifax Subprime Credit Population for Ottawa County, MI
Series ID EQFXSUBPRIME026139
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:53 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 29.918817841831610
2018-04-01 29.214812119006460
2018-07-01 29.169675090252706
2018-10-01 29.844856963501030
2019-01-01 29.437112846754648
2019-04-01 29.492467718794835
2019-07-01 29.276345141429466
2019-10-01 29.968090764048927
2020-01-01 29.215668936245470
2020-04-01 27.679686106652400
2020-07-01 27.058927937522190
2020-10-01 26.910884114124688
2021-01-01 26.410616980137107
2021-04-01 25.918474457662700
2021-07-01 26.017745302713983
2021-10-01 25.481891261128880
2022-01-01 25.555364215601863
2022-04-01 25.546132099717294
2022-07-01 25.942671898993346
2022-10-01 25.957627118644066
2023-01-01 25.636024423337854
2023-04-01 25.591816029759890
2023-07-01 25.421159029649598
2023-10-01 25.740663029794376
2024-01-01 25.550071111854766
2024-04-01 25.472562244982928
2024-07-01 25.656265477959384
2024-10-01 25.807509427775045
2025-01-01 25.750615258408533
2025-04-01 25.614837813546860
2025-07-01 25.806976176924950
2025-10-01 26.317067249332360
2026-01-01 25.685705066150373
2026-04-01 25.539770447066378

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