Table Data - Equifax Subprime Credit Population for Cortland County, NY

Title Equifax Subprime Credit Population for Cortland County, NY
Series ID EQFXSUBPRIME036023
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:53 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 41.685393258426970
2018-04-01 40.293453724604966
2018-07-01 40.730337078651690
2018-10-01 40.898876404494380
2019-01-01 40.656851642129105
2019-04-01 41.266252119841720
2019-07-01 41.530669667979744
2019-10-01 42.175360710321860
2020-01-01 41.532481954469740
2020-04-01 41.173184357541900
2020-07-01 39.932697700504770
2020-10-01 40.245947456679710
2021-01-01 39.113355780022445
2021-04-01 39.025755879059346
2021-07-01 39.464882943143810
2021-10-01 38.427464008859360
2022-01-01 37.486095661846500
2022-04-01 37.500000000000000
2022-07-01 36.836283185840706
2022-10-01 38.082039911308200
2023-01-01 36.968680089485450
2023-04-01 36.029411764705884
2023-07-01 37.577464788732390
2023-10-01 38.530566461020750
2024-01-01 36.871823828345570
2024-04-01 36.491821771009580
2024-07-01 35.845896147403685
2024-10-01 36.865588399330726
2025-01-01 36.956521739130430
2025-04-01 36.768802228412255
2025-07-01 36.991643454039000
2025-10-01 36.672231496939350
2026-01-01 36.042600896860990
2026-04-01 36.541689983212090

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