Table Data - Equifax Subprime Credit Population for Herkimer County, NY

Title Equifax Subprime Credit Population for Herkimer County, NY
Series ID EQFXSUBPRIME036043
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:53 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 40.487062404870620
2018-04-01 39.565879664889565
2018-07-01 40.000000000000000
2018-10-01 40.855288277968690
2019-01-01 40.878122634367905
2019-04-01 40.981132075471700
2019-07-01 40.438397581254726
2019-10-01 41.889348889725255
2020-01-01 41.409193669932180
2020-04-01 39.832763207905740
2020-07-01 39.605462822458270
2020-10-01 38.893100833965130
2021-01-01 38.819523269012485
2021-04-01 38.545591559909570
2021-07-01 38.487457880943470
2021-10-01 38.225383751403970
2022-01-01 38.429906542056074
2022-04-01 39.261744966442954
2022-07-01 38.524897042306250
2022-10-01 39.327102803738320
2023-01-01 38.918106686701730
2023-04-01 38.993238166791890
2023-07-01 39.128802102891480
2023-10-01 39.745031871016124
2024-01-01 39.305922293474160
2024-04-01 39.579421704844160
2024-07-01 39.849906191369605
2024-10-01 39.670658682634730
2025-01-01 40.059902658180455
2025-04-01 39.692076605332330
2025-07-01 40.202702702702700
2025-10-01 40.475292342512260
2026-01-01 39.061317183951550
2026-04-01 39.324990519529770

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