Table Data - Equifax Subprime Credit Population for Saratoga County, NY

Title Equifax Subprime Credit Population for Saratoga County, NY
Series ID EQFXSUBPRIME036091
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:53 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 29.927302100161550
2018-04-01 29.838546922300708
2018-07-01 30.124472997390082
2018-10-01 30.334602284111400
2019-01-01 30.014067524115756
2019-04-01 30.493183640737770
2019-07-01 30.400159267370096
2019-10-01 31.297029702970296
2020-01-01 30.642927794263110
2020-04-01 29.959434055605026
2020-07-01 29.233811171527435
2020-10-01 29.446950382427930
2021-01-01 28.550440744368267
2021-04-01 27.824227104802645
2021-07-01 27.821293878735133
2021-10-01 27.914346072594586
2022-01-01 27.772448196469686
2022-04-01 28.192863292834590
2022-07-01 28.402592451391534
2022-10-01 28.941377347751850
2023-01-01 28.215648854961835
2023-04-01 27.902104561470340
2023-07-01 28.193205541848550
2023-10-01 28.801582815149800
2024-01-01 28.661402519270540
2024-04-01 28.599605522682450
2024-07-01 28.599257884972168
2024-10-01 29.141274238227150
2025-01-01 28.985105005088350
2025-04-01 28.754730914797378
2025-07-01 29.113807685236260
2025-10-01 29.119618103369138
2026-01-01 28.804846704608040
2026-04-01 28.652456316896895

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