Table Data - Equifax Subprime Credit Population for Cabarrus County, NC

Title Equifax Subprime Credit Population for Cabarrus County, NC
Series ID EQFXSUBPRIME037025
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:53 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 43.254352030947770
2018-04-01 43.525872442839955
2018-07-01 43.256480707203444
2018-10-01 43.933301797540210
2019-01-01 43.519171959538930
2019-04-01 44.039580908032590
2019-07-01 43.752155420163234
2019-10-01 44.539835164835170
2020-01-01 43.572811112376180
2020-04-01 42.176025307874816
2020-07-01 40.966551068352160
2020-10-01 41.138049374515670
2021-01-01 39.830415152516240
2021-04-01 38.952787819038230
2021-07-01 39.128071319852140
2021-10-01 39.341252699784020
2022-01-01 38.895480530687090
2022-04-01 39.081567116249200
2022-07-01 39.673739204606036
2022-10-01 39.472284285562296
2023-01-01 38.994985596927340
2023-04-01 38.501928846978140
2023-07-01 38.871207298960330
2023-10-01 39.268446499894890
2024-01-01 39.477549307595470
2024-04-01 39.286085961078160
2024-07-01 38.891183150939504
2024-10-01 39.308657081676350
2025-01-01 39.159987825910520
2025-04-01 39.067556634304204
2025-07-01 39.321117452688500
2025-10-01 39.430569430569430
2026-01-01 39.058309327505710
2026-04-01 39.160011830819286

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