Table Data - Equifax Subprime Credit Population for Clay County, NC

Title Equifax Subprime Credit Population for Clay County, NC
Series ID EQFXSUBPRIME037043
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:54 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 40.824742268041234
2018-04-01 40.292275574112736
2018-07-01 38.775510204081634
2018-10-01 37.218813905930470
2019-01-01 37.525773195876290
2019-04-01 36.960985626283370
2019-07-01 37.987679671457910
2019-10-01 39.759036144578310
2020-01-01 39.321357285429144
2020-04-01 38.811881188118810
2020-07-01 38.779527559055120
2020-10-01 38.223938223938230
2021-01-01 36.893203883495150
2021-04-01 34.782608695652170
2021-07-01 34.971644612476370
2021-10-01 33.958724202626640
2022-01-01 33.958724202626640
2022-04-01 33.768656716417910
2022-07-01 35.018726591760300
2022-10-01 34.225621414913960
2023-01-01 33.205374280230320
2023-04-01 34.782608695652170
2023-07-01 34.476190476190474
2023-10-01 34.905660377358490
2024-01-01 34.888059701492540
2024-04-01 34.572490706319705
2024-07-01 34.420289855072460
2024-10-01 34.296028880866420
2025-01-01 33.513513513513516
2025-04-01 33.631484794275494
2025-07-01 33.333333333333330
2025-10-01 34.690265486725664
2026-01-01 35.879218472468914
2026-04-01 34.336283185840710

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