Table Data - Equifax Subprime Credit Population for Watauga County, NC

Title Equifax Subprime Credit Population for Watauga County, NC
Series ID EQFXSUBPRIME037189
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:54 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 33.682983682983680
2018-04-01 32.432432432432435
2018-07-01 33.430571761960320
2018-10-01 33.625218914185640
2019-01-01 33.820093457943926
2019-04-01 33.722287047841310
2019-07-01 34.586466165413530
2019-10-01 34.049970947123770
2020-01-01 33.779069767441860
2020-04-01 32.025389497980385
2020-07-01 32.435530085959880
2020-10-01 32.187147688838780
2021-01-01 30.821529745042493
2021-04-01 30.338983050847457
2021-07-01 29.190101237345335
2021-10-01 29.604519774011300
2022-01-01 28.926553672316384
2022-04-01 29.358830146231725
2022-07-01 29.938097917839060
2022-10-01 29.017857142857146
2023-01-01 28.740824392998306
2023-04-01 28.392246294184720
2023-07-01 27.986348122866893
2023-10-01 27.319294251565168
2024-01-01 27.937043282743110
2024-04-01 28.674832962138087
2024-07-01 29.306487695749440
2024-10-01 29.175946547884184
2025-01-01 29.264214046822744
2025-04-01 29.075630252100844
2025-07-01 28.691275167785236
2025-10-01 28.770172509738450
2026-01-01 29.212860310421284
2026-04-01 29.834254143646410

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