Table Data - Equifax Subprime Credit Population for Payne County, OK

Title Equifax Subprime Credit Population for Payne County, OK
Series ID EQFXSUBPRIME040119
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:54 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 46.505939902166320
2018-04-01 46.143057503506310
2018-07-01 46.048472075869334
2018-10-01 46.426068675543100
2019-01-01 46.017391304347825
2019-04-01 46.044413601665510
2019-07-01 45.768025078369910
2019-10-01 46.480331262939960
2020-01-01 45.849121598346535
2020-04-01 45.852134675459910
2020-07-01 44.525294525294530
2020-10-01 45.550992470910340
2021-01-01 44.118661607450846
2021-04-01 43.982118294360380
2021-07-01 44.544509871839274
2021-10-01 43.957182320441990
2022-01-01 42.857142857142854
2022-04-01 42.575966850828730
2022-07-01 43.814432989690720
2022-10-01 43.756379720993536
2023-01-01 43.129251700680270
2023-04-01 43.095238095238095
2023-07-01 42.241968557758030
2023-10-01 42.533783783783780
2024-01-01 43.263371699390660
2024-04-01 43.159663865546214
2024-07-01 43.416610398379476
2024-10-01 43.356643356643350
2025-01-01 43.202917771883286
2025-04-01 42.790697674418600
2025-07-01 42.519160279906700
2025-10-01 43.050959629384510
2026-01-01 42.621870882740446
2026-04-01 42.994051553205550

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