Table Data - Equifax Subprime Credit Population for Harris County, TX

Title Equifax Subprime Credit Population for Harris County, TX
Series ID EQFXSUBPRIME048201
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:55 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 48.501807910266706
2018-04-01 48.263302210555246
2018-07-01 48.612194071712030
2018-10-01 49.141152275294730
2019-01-01 48.810429928960240
2019-04-01 48.868199444712150
2019-07-01 49.235433919035216
2019-10-01 49.289185014825090
2020-01-01 49.204159235454455
2020-04-01 48.292682926829265
2020-07-01 47.368391782619820
2020-10-01 47.538207855158750
2021-01-01 46.666372914589750
2021-04-01 45.848834342382816
2021-07-01 45.900031066564200
2021-10-01 45.539990519312810
2022-01-01 45.446300560455310
2022-04-01 45.776822230484470
2022-07-01 46.079346682978130
2022-10-01 46.609852732301710
2023-01-01 46.337482799449580
2023-04-01 45.502639830622030
2023-07-01 45.803610462450550
2023-10-01 46.284334695779236
2024-01-01 46.784560002102110
2024-04-01 46.372318772506650
2024-07-01 46.292980501972700
2024-10-01 46.870047748096525
2025-01-01 46.704616939434250
2025-04-01 46.601946731831525
2025-07-01 46.927160430810070
2025-10-01 47.271627774615820
2026-01-01 46.995779822084586
2026-04-01 46.698960540922400

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