Table Data - Equifax Subprime Credit Population for James City County, VA

Title Equifax Subprime Credit Population for James City County, VA
Series ID EQFXSUBPRIME051095
Source Equifax, Federal Reserve Bank of New York
Release Equifax Credit Quality (Not a Press Release)
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 2018-01-01 to 2026-04-01
Last Updated 2026-08-10 10:56 AM CDT
Notes Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."
DATE VALUE
2018-01-01 31.454545454545457
2018-04-01 30.993099309930994
2018-07-01 31.504796163069543
2018-10-01 32.062443710597414
2019-01-01 32.017804154302674
2019-04-01 31.834319526627220
2019-07-01 32.503660322108345
2019-10-01 32.222544190089830
2020-01-01 31.869401906963308
2020-04-01 31.421158835399250
2020-07-01 30.450913242009133
2020-10-01 30.411347517730498
2021-01-01 30.227976358007318
2021-04-01 29.535274356103024
2021-07-01 29.459084604715674
2021-10-01 28.404993065187238
2022-01-01 28.634727222376070
2022-04-01 28.374655647382920
2022-07-01 28.336980306345733
2022-10-01 29.012008733624455
2023-01-01 28.423913043478260
2023-04-01 27.874659400544960
2023-07-01 28.021828103683493
2023-10-01 28.175895765472315
2024-01-01 28.061638280616386
2024-04-01 27.653856490190808
2024-07-01 27.523427041499332
2024-10-01 27.991452991452990
2025-01-01 27.863612147043153
2025-04-01 27.900107411385605
2025-07-01 27.596281540504650
2025-10-01 27.577115739520170
2026-01-01 28.109387325795428
2026-04-01 28.365636458878996

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