Title: Household Financial Obligations as a Percent of Disposable Personal Income Series ID: FODSP Source: Board of Governors of the Federal Reserve System (US) Release: Household Debt Service and Financial Obligations Ratios Seasonal Adjustment: Seasonally Adjusted Frequency: Quarterly Units: Percent Date Range: 1980-01-01 to 2021-10-01 Last Updated: 2022-04-04 1:18 PM CDT Notes: The Financial Obligations Ratio is a broader measure than the Debt Service Ratio (TDSP) (https://fred.stlouisfed.org/series/TDSP). It includes rent payments on tenant-occupied property, auto lease payments, homeowners' insurance, and property tax payments. For more information, please visit the Board of Governors (https://www.federalreserve.gov/releases/housedebt/about.htm). DATE VALUE 1980-01-01 15.419559 1980-04-01 15.506130 1980-07-01 15.262320 1980-10-01 15.088144 1981-01-01 15.138376 1981-04-01 15.324870 1981-07-01 15.180660 1981-10-01 15.322148 1982-01-01 15.425925 1982-04-01 15.495569 1982-07-01 15.418619 1982-10-01 15.426242 1983-01-01 15.393660 1983-04-01 15.416808 1983-07-01 15.394973 1983-10-01 15.420396 1984-01-01 15.425305 1984-04-01 15.540898 1984-07-01 15.691755 1984-10-01 15.929233 1985-01-01 16.369068 1985-04-01 16.474531 1985-07-01 16.885492 1985-10-01 17.066061 1986-01-01 17.064555 1986-04-01 17.183377 1986-07-01 17.330634 1986-10-01 17.539071 1987-01-01 17.394269 1987-04-01 17.600464 1987-07-01 17.419134 1987-10-01 17.242252 1988-01-01 17.145897 1988-04-01 17.082064 1988-07-01 16.997349 1988-10-01 16.849392 1989-01-01 16.792459 1989-04-01 16.976871 1989-07-01 17.053178 1989-10-01 17.007589 1990-01-01 16.900919 1990-04-01 16.875752 1990-07-01 16.888249 1990-10-01 16.960268 1991-01-01 16.960137 1991-04-01 16.818953 1991-07-01 16.703078 1991-10-01 16.479746 1992-01-01 16.160733 1992-04-01 15.971127 1992-07-01 15.826784 1992-10-01 15.752581 1993-01-01 15.673178 1993-04-01 15.593555 1993-07-01 15.669738 1993-10-01 15.641764 1994-01-01 15.690103 1994-04-01 15.761009 1994-07-01 15.914829 1994-10-01 15.995620 1995-01-01 16.198637 1995-04-01 16.411955 1995-07-01 16.529220 1995-10-01 16.572483 1996-01-01 16.558361 1996-04-01 16.557834 1996-07-01 16.606741 1996-10-01 16.664822 1997-01-01 16.631998 1997-04-01 16.653272 1997-07-01 16.649240 1997-10-01 16.548342 1998-01-01 16.325270 1998-04-01 16.305444 1998-07-01 16.275289 1998-10-01 16.349509 1999-01-01 16.402076 1999-04-01 16.596273 1999-07-01 16.704224 1999-10-01 16.660038 2000-01-01 16.564586 2000-04-01 16.672077 2000-07-01 16.793402 2000-10-01 16.996536 2001-01-01 17.090243 2001-04-01 17.377009 2001-07-01 17.278910 2001-10-01 17.756633 2002-01-01 17.430072 2002-04-01 17.268408 2002-07-01 17.252066 2002-10-01 17.175968 2003-01-01 17.190113 2003-04-01 17.070140 2003-07-01 16.833623 2003-10-01 16.919630 2004-01-01 16.922814 2004-04-01 16.839778 2004-07-01 16.974768 2004-10-01 16.951873 2005-01-01 17.387407 2005-04-01 17.390249 2005-07-01 17.418386 2005-10-01 17.413716 2006-01-01 17.358325 2006-04-01 17.410856 2006-07-01 17.547986 2006-10-01 17.657484 2007-01-01 17.678529 2007-04-01 17.733308 2007-07-01 17.872088 2007-10-01 18.000001 2008-01-01 17.952811 2008-04-01 17.521074 2008-07-01 17.690935 2008-10-01 17.708490 2009-01-01 17.705345 2009-04-01 17.388937 2009-07-01 17.322097 2009-10-01 16.997924 2010-01-01 16.659551 2010-04-01 16.268544 2010-07-01 16.060632 2010-10-01 15.903378 2011-01-01 15.670062 2011-04-01 15.593999 2011-07-01 15.488759 2011-10-01 15.394466 2012-01-01 15.133485 2012-04-01 15.015028 2012-07-01 15.144957 2012-10-01 14.746547 2013-01-01 15.323946 2013-04-01 15.253630 2013-07-01 15.225707 2013-10-01 15.248008 2014-01-01 15.125209 2014-04-01 15.026283 2014-07-01 14.963537 2014-10-01 14.912398 2015-01-01 14.929875 2015-04-01 14.977086 2015-07-01 15.049965 2015-10-01 15.022963 2016-01-01 15.003538 2016-04-01 15.120329 2016-07-01 15.169986 2016-10-01 15.125136 2017-01-01 15.015708 2017-04-01 14.942616 2017-07-01 14.924248 2017-10-01 14.917961 2018-01-01 14.808995 2018-04-01 14.744729 2018-07-01 14.733869 2018-10-01 14.733671 2019-01-01 14.754117 2019-04-01 14.856639 2019-07-01 14.886396 2019-10-01 14.866036 2020-01-01 14.761567 2020-04-01 13.347582 2020-07-01 13.883399 2020-10-01 14.192940 2021-01-01 12.643580 2021-04-01 13.719832 2021-07-01 13.826693 2021-10-01 14.003128