Table Data - Asset Quality Measures, Net Charge-Offs on All Loans and Leases, To Consumers, All Commercial Banks
| Title | Asset Quality Measures, Net Charge-Offs on All Loans and Leases, To Consumers, All Commercial Banks |
|---|---|
| Series ID | NCOALLCACB |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly |
| Units | Millions of Dollars |
| Date Range | 1985-01-01 to 2025-10-01 |
| Last Updated | 2026-02-24 1:20 PM CST |
| Notes | Charge-offs are the value of loans and leases removed from the books and charged against loss reserves. |
| DATE | VALUE |
|---|---|
| 1985-01-01 | 535 |
| 1985-04-01 | 663 |
| 1985-07-01 | 797 |
| 1985-10-01 | 1086 |
| 1986-01-01 | 997 |
| 1986-04-01 | 1078 |
| 1986-07-01 | 1127 |
| 1986-10-01 | 1356 |
| 1987-01-01 | 1169 |
| 1987-04-01 | 1180 |
| 1987-07-01 | 1137 |
| 1987-10-01 | 1431 |
| 1988-01-01 | 1230 |
| 1988-04-01 | 1262 |
| 1988-07-01 | 1300 |
| 1988-10-01 | 1496 |
| 1989-01-01 | 1421 |
| 1989-04-01 | 1411 |
| 1989-07-01 | 1384 |
| 1989-10-01 | 1764 |
| 1990-01-01 | 1596 |
| 1990-04-01 | 1650 |
| 1990-07-01 | 1708 |
| 1990-10-01 | 2137 |
| 1991-01-01 | 2146 |
| 1991-04-01 | 2214 |
| 1991-07-01 | 2206 |
| 1991-10-01 | 2379 |
| 1992-01-01 | 2257 |
| 1992-04-01 | 2119 |
| 1992-07-01 | 1912 |
| 1992-10-01 | 2136 |
| 1993-01-01 | 1741 |
| 1993-04-01 | 1714 |
| 1993-07-01 | 1638 |
| 1993-10-01 | 1711 |
| 1994-01-01 | 1545 |
| 1994-04-01 | 1504 |
| 1994-07-01 | 1538 |
| 1994-10-01 | 1821 |
| 1995-01-01 | 1738 |
| 1995-04-01 | 2005 |
| 1995-07-01 | 2283 |
| 1995-10-01 | 2789 |
| 1996-01-01 | 2841 |
| 1996-04-01 | 2964 |
| 1996-07-01 | 3125 |
| 1996-10-01 | 3544 |
| 1997-01-01 | 3540 |
| 1997-04-01 | 3684 |
| 1997-07-01 | 3766 |
| 1997-10-01 | 3878 |
| 1998-01-01 | 3578 |
| 1998-04-01 | 3456 |
| 1998-07-01 | 3415 |
| 1998-10-01 | 3656 |
| 1999-01-01 | 3350 |
| 1999-04-01 | 2677 |
| 1999-07-01 | 2873 |
| 1999-10-01 | 3120 |
| 2000-01-01 | 3110 |
| 2000-04-01 | 2829 |
| 2000-07-01 | 3044 |
| 2000-10-01 | 4225 |
| 2001-01-01 | 3474 |
| 2001-04-01 | 3649 |
| 2001-07-01 | 3926 |
| 2001-10-01 | 5000 |
| 2002-01-01 | 5579 |
| 2002-04-01 | 4554 |
| 2002-07-01 | 4635 |
| 2002-10-01 | 4822 |
| 2003-01-01 | 4640 |
| 2003-04-01 | 4663 |
| 2003-07-01 | 4444 |
| 2003-10-01 | 5261 |
| 2004-01-01 | 4831 |
| 2004-04-01 | 4701 |
| 2004-07-01 | 4559 |
| 2004-10-01 | 5329 |
| 2005-01-01 | 4843 |
| 2005-04-01 | 4549 |
| 2005-07-01 | 5846 |
| 2005-10-01 | 6347 |
| 2006-01-01 | 3549 |
| 2006-04-01 | 3778 |
| 2006-07-01 | 4375 |
| 2006-10-01 | 4574 |
| 2007-01-01 | 4997 |
| 2007-04-01 | 4882 |
| 2007-07-01 | 5368 |
| 2007-10-01 | 6573 |
| 2008-01-01 | 7137 |
| 2008-04-01 | 7846 |
| 2008-07-01 | 8822 |
| 2008-10-01 | 10542 |
| 2009-01-01 | 11967 |
| 2009-04-01 | 13624 |
| 2009-07-01 | 13701 |
| 2009-10-01 | 13676 |
| 2010-01-01 | 21676 |
| 2010-04-01 | 21108 |
| 2010-07-01 | 16485 |
| 2010-10-01 | 15084 |
| 2011-01-01 | 13304 |
| 2011-04-01 | 10386 |
| 2011-07-01 | 10457 |
| 2011-10-01 | 8865 |
| 2012-01-01 | 7924 |
| 2012-04-01 | 7588 |
| 2012-07-01 | 7162 |
| 2012-10-01 | 7450 |
| 2013-01-01 | 7036 |
| 2013-04-01 | 6537 |
| 2013-07-01 | 6184 |
| 2013-10-01 | 6510 |
| 2014-01-01 | 6240 |
| 2014-04-01 | 6213 |
| 2014-07-01 | 5653 |
| 2014-10-01 | 5952 |
| 2015-01-01 | 5728 |
| 2015-04-01 | 5556 |
| 2015-07-01 | 5412 |
| 2015-10-01 | 6010 |
| 2016-01-01 | 6360 |
| 2016-04-01 | 6151 |
| 2016-07-01 | 6183 |
| 2016-10-01 | 7619 |
| 2017-01-01 | 8035 |
| 2017-04-01 | 7444 |
| 2017-07-01 | 7471 |
| 2017-10-01 | 8405 |
| 2018-01-01 | 8643 |
| 2018-04-01 | 8413 |
| 2018-07-01 | 8168 |
| 2018-10-01 | 8814 |
| 2019-01-01 | 9166 |
| 2019-04-01 | 9008 |
| 2019-07-01 | 8842 |
| 2019-10-01 | 9509 |
| 2020-01-01 | 9912 |
| 2020-04-01 | 8999 |
| 2020-07-01 | 7136 |
| 2020-10-01 | 5952 |
| 2021-01-01 | 6292 |
| 2021-04-01 | 4911 |
| 2021-07-01 | 3637 |
| 2021-10-01 | 3861 |
| 2022-01-01 | 4495 |
| 2022-04-01 | 4866 |
| 2022-07-01 | 5538 |
| 2022-10-01 | 7745 |
| 2023-01-01 | 8753 |
| 2023-04-01 | 9899 |
| 2023-07-01 | 10600 |
| 2023-10-01 | 13031 |
| 2024-01-01 | 14166 |
| 2024-04-01 | 14013 |
| 2024-07-01 | 13547 |
| 2024-10-01 | 14394 |
| 2025-01-01 | 14409 |
| 2025-04-01 | 13113 |
| 2025-07-01 | 12506 |
| 2025-10-01 | 13491 |