Table Data - Asset Quality Measures, Net Charge-Offs on All Loans and Leases, To Consumers, Credit Cards, All Commercial Banks
| Title | Asset Quality Measures, Net Charge-Offs on All Loans and Leases, To Consumers, Credit Cards, All Commercial Banks |
|---|---|
| Series ID | NCOALLCCACB |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly |
| Units | Millions of Dollars |
| Date Range | 1985-01-01 to 2025-10-01 |
| Last Updated | 2026-02-24 1:20 PM CST |
| Notes | Charge-offs are the value of loans and leases removed from the books and charged against loss reserves. |
| DATE | VALUE |
|---|---|
| 1985-01-01 | 309 |
| 1985-04-01 | 378 |
| 1985-07-01 | 461 |
| 1985-10-01 | 551 |
| 1986-01-01 | 630 |
| 1986-04-01 | 648 |
| 1986-07-01 | 702 |
| 1986-10-01 | 752 |
| 1987-01-01 | 782 |
| 1987-04-01 | 751 |
| 1987-07-01 | 716 |
| 1987-10-01 | 805 |
| 1988-01-01 | 816 |
| 1988-04-01 | 830 |
| 1988-07-01 | 830 |
| 1988-10-01 | 887 |
| 1989-01-01 | 887 |
| 1989-04-01 | 913 |
| 1989-07-01 | 885 |
| 1989-10-01 | 1027 |
| 1990-01-01 | 979 |
| 1990-04-01 | 1028 |
| 1990-07-01 | 1098 |
| 1990-10-01 | 1255 |
| 1991-01-01 | 1378 |
| 1991-04-01 | 1541 |
| 1991-07-01 | 1561 |
| 1991-10-01 | 1565 |
| 1992-01-01 | 1633 |
| 1992-04-01 | 1593 |
| 1992-07-01 | 1401 |
| 1992-10-01 | 1521 |
| 1993-01-01 | 1348 |
| 1993-04-01 | 1351 |
| 1993-07-01 | 1255 |
| 1993-10-01 | 1251 |
| 1994-01-01 | 1242 |
| 1994-04-01 | 1187 |
| 1994-07-01 | 1204 |
| 1994-10-01 | 1355 |
| 1995-01-01 | 1356 |
| 1995-04-01 | 1582 |
| 1995-07-01 | 1776 |
| 1995-10-01 | 2089 |
| 1996-01-01 | 2219 |
| 1996-04-01 | 2336 |
| 1996-07-01 | 2400 |
| 1996-10-01 | 2666 |
| 1997-01-01 | 2744 |
| 1997-04-01 | 2921 |
| 1997-07-01 | 2958 |
| 1997-10-01 | 2944 |
| 1998-01-01 | 2747 |
| 1998-04-01 | 2706 |
| 1998-07-01 | 2626 |
| 1998-10-01 | 2689 |
| 1999-01-01 | 2510 |
| 1999-04-01 | 1977 |
| 1999-07-01 | 1977 |
| 1999-10-01 | 2118 |
| 2000-01-01 | 2248 |
| 2000-04-01 | 2116 |
| 2000-07-01 | 2250 |
| 2000-10-01 | 2579 |
| 2001-01-01 | 2429 |
| 2001-04-01 | 2645 |
| 2001-07-01 | 2717 |
| 2001-10-01 | 3398 |
| 2002-01-01 | 4140 |
| 2002-04-01 | 3298 |
| 2002-07-01 | 3137 |
| 2002-10-01 | 3133 |
| 2003-01-01 | 3120 |
| 2003-04-01 | 3204 |
| 2003-07-01 | 2937 |
| 2003-10-01 | 3629 |
| 2004-01-01 | 3376 |
| 2004-04-01 | 3370 |
| 2004-07-01 | 3190 |
| 2004-10-01 | 3481 |
| 2005-01-01 | 3541 |
| 2005-04-01 | 3369 |
| 2005-07-01 | 3393 |
| 2005-10-01 | 4725 |
| 2006-01-01 | 2417 |
| 2006-04-01 | 2683 |
| 2006-07-01 | 3024 |
| 2006-10-01 | 2883 |
| 2007-01-01 | 3182 |
| 2007-04-01 | 3079 |
| 2007-07-01 | 3318 |
| 2007-10-01 | 3675 |
| 2008-01-01 | 4202 |
| 2008-04-01 | 4754 |
| 2008-07-01 | 5156 |
| 2008-10-01 | 5984 |
| 2009-01-01 | 7503 |
| 2009-04-01 | 9031 |
| 2009-07-01 | 9148 |
| 2009-10-01 | 9201 |
| 2010-01-01 | 17935 |
| 2010-04-01 | 18013 |
| 2010-07-01 | 13743 |
| 2010-10-01 | 12195 |
| 2011-01-01 | 10892 |
| 2011-04-01 | 8534 |
| 2011-07-01 | 8643 |
| 2011-10-01 | 6948 |
| 2012-01-01 | 6476 |
| 2012-04-01 | 6217 |
| 2012-07-01 | 5661 |
| 2012-10-01 | 5789 |
| 2013-01-01 | 5715 |
| 2013-04-01 | 5448 |
| 2013-07-01 | 4840 |
| 2013-10-01 | 5036 |
| 2014-01-01 | 4948 |
| 2014-04-01 | 5176 |
| 2014-07-01 | 4405 |
| 2014-10-01 | 4606 |
| 2015-01-01 | 4622 |
| 2015-04-01 | 4586 |
| 2015-07-01 | 4286 |
| 2015-10-01 | 4622 |
| 2016-01-01 | 5039 |
| 2016-04-01 | 5029 |
| 2016-07-01 | 4778 |
| 2016-10-01 | 5882 |
| 2017-01-01 | 6056 |
| 2017-04-01 | 6126 |
| 2017-07-01 | 5829 |
| 2017-10-01 | 6617 |
| 2018-01-01 | 6932 |
| 2018-04-01 | 6925 |
| 2018-07-01 | 6518 |
| 2018-10-01 | 6909 |
| 2019-01-01 | 7389 |
| 2019-04-01 | 7399 |
| 2019-07-01 | 6886 |
| 2019-10-01 | 7420 |
| 2020-01-01 | 7894 |
| 2020-04-01 | 7297 |
| 2020-07-01 | 5957 |
| 2020-10-01 | 4620 |
| 2021-01-01 | 5079 |
| 2021-04-01 | 4354 |
| 2021-07-01 | 2969 |
| 2021-10-01 | 2911 |
| 2022-01-01 | 3415 |
| 2022-04-01 | 3841 |
| 2022-07-01 | 4004 |
| 2022-10-01 | 5247 |
| 2023-01-01 | 6665 |
| 2023-04-01 | 7641 |
| 2023-07-01 | 8168 |
| 2023-10-01 | 9841 |
| 2024-01-01 | 11315 |
| 2024-04-01 | 11561 |
| 2024-07-01 | 10899 |
| 2024-10-01 | 11402 |
| 2025-01-01 | 11842 |
| 2025-04-01 | 10964 |
| 2025-07-01 | 10122 |
| 2025-10-01 | 10614 |