Table Data - Large Bank Consumer Credit Card Balances: Average Purchase APR: General Purpose
| Title | Large Bank Consumer Credit Card Balances: Average Purchase APR: General Purpose |
|---|---|
| Series ID | RCCCBAPRAVGPCTGP |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Percent |
| Date Range | 2012-07-01 to 2025-04-01 |
| Last Updated | 2025-10-17 8:01 AM CDT |
| Notes | The average purchase (nonpromotional) APR for active general purpose credit card accounts using the APR reported at quarter end. Any reported values below 5 percent are assumed to be promotional APRs and are therefore excluded. Active credit card accounts are defined as credit card accounts that are open and have had debit, credit, or balance activity in the last 12 months. For more detail see the methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 16.80 |
| 2012-10-01 | 16.78 |
| 2013-01-01 | 16.71 |
| 2013-04-01 | 16.70 |
| 2013-07-01 | 16.68 |
| 2013-10-01 | 16.69 |
| 2014-01-01 | 16.67 |
| 2014-04-01 | 16.72 |
| 2014-07-01 | 16.79 |
| 2014-10-01 | 16.85 |
| 2015-01-01 | 16.89 |
| 2015-04-01 | 16.97 |
| 2015-07-01 | 17.22 |
| 2015-10-01 | 17.40 |
| 2016-01-01 | 17.60 |
| 2016-04-01 | 17.75 |
| 2016-07-01 | 17.80 |
| 2016-10-01 | 17.98 |
| 2017-01-01 | 18.23 |
| 2017-04-01 | 18.52 |
| 2017-07-01 | 18.73 |
| 2017-10-01 | 18.86 |
| 2018-01-01 | 19.17 |
| 2018-04-01 | 19.51 |
| 2018-07-01 | 19.71 |
| 2018-10-01 | 20.06 |
| 2019-01-01 | 20.30 |
| 2019-04-01 | 20.36 |
| 2019-07-01 | 20.12 |
| 2019-10-01 | 19.83 |
| 2020-01-01 | 19.22 |
| 2020-04-01 | 18.41 |
| 2020-07-01 | 18.44 |
| 2020-10-01 | 18.49 |
| 2021-01-01 | 18.52 |
| 2021-04-01 | 18.62 |
| 2021-07-01 | 18.73 |
| 2021-10-01 | 18.86 |
| 2022-01-01 | 19.03 |
| 2022-04-01 | 19.92 |
| 2022-07-01 | 21.36 |
| 2022-10-01 | 22.87 |
| 2023-01-01 | 23.72 |
| 2023-04-01 | 24.21 |
| 2023-07-01 | 24.53 |
| 2023-10-01 | 24.64 |
| 2024-01-01 | 24.68 |
| 2024-04-01 | 24.76 |
| 2024-07-01 | 24.87 |
| 2024-10-01 | 24.44 |
| 2025-01-01 | 24.33 |
| 2025-04-01 | 24.39 |