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Table Data - Large Bank Consumer Credit Card Balances: Current Credit Score: 50th Percentile

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Title Large Bank Consumer Credit Card Balances: Current Credit Score: 50th Percentile
Series ID RCCCBSCOREPCT50
Source Federal Reserve Bank of Philadelphia
Release FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly, End of Quarter
Units Credit Score
Date Range 2012-07-01 to 2023-10-01
Last Updated 2024-04-15 2:19 PM CDT
Notes The 50th percentile credit score among credit card accounts. The current credit score is the most recently determined commercially available credit score of the primary account holder. If an updated commercial credit bureau score is not available or is not currently being used by the reporting institution to evaluate the primary account holder's creditworthiness, the institution is instructed to map the most current internal credit score used to evaluate the primary account holder's creditworthiness to a commercially available credit bureau score. The source of the current credit score may vary by FR Y-14M reporting firm and even within the firm's reporting. Only credit card accounts with current credit scores between 150 and 950 are included in the current credit score percentile calculations. For more detail see: methodology.
DATE VALUE
2012-07-01 761
2012-10-01 761
2013-01-01 761
2013-04-01 761
2013-07-01 760
2013-10-01 761
2014-01-01 761
2014-04-01 762
2014-07-01 760
2014-10-01 760
2015-01-01 759
2015-04-01 760
2015-07-01 757
2015-10-01 756
2016-01-01 756
2016-04-01 757
2016-07-01 756
2016-10-01 756
2017-01-01 756
2017-04-01 757
2017-07-01 757
2017-10-01 757
2018-01-01 757
2018-04-01 758
2018-07-01 758
2018-10-01 758
2019-01-01 759
2019-04-01 760
2019-07-01 759
2019-10-01 758
2020-01-01 758
2020-04-01 763
2020-07-01 764
2020-10-01 764
2021-01-01 766
2021-04-01 767
2021-07-01 766
2021-10-01 764
2022-01-01 765
2022-04-01 764
2022-07-01 763
2022-10-01 762
2023-01-01 762
2023-04-01 764
2023-07-01 763
2023-10-01 763

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