Table Data - Large Bank Consumer Credit Card Originations: Percentage of New Accounts with <660 Credit Score
| Title | Large Bank Consumer Credit Card Originations: Percentage of New Accounts with <660 Credit Score |
|---|---|
| Series ID | RCCCOACTPCTSCORELT660 |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Percent |
| Date Range | 2012-07-01 to 2026-04-01 |
| Last Updated | 2026-10-07 1:20 PM CDT |
| Notes | The percentage of new credit card accounts that were originated in the observed quarter with a credit score less than 660 at the time of origination. For more detail see the methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 20.49 |
| 2012-10-01 | 18.05 |
| 2013-01-01 | 17.29 |
| 2013-04-01 | 17.61 |
| 2013-07-01 | 19.52 |
| 2013-10-01 | 21.21 |
| 2014-01-01 | 22.28 |
| 2014-04-01 | 23.65 |
| 2014-07-01 | 25.28 |
| 2014-10-01 | 25.99 |
| 2015-01-01 | 26.13 |
| 2015-04-01 | 26.58 |
| 2015-07-01 | 25.90 |
| 2015-10-01 | 27.00 |
| 2016-01-01 | 25.48 |
| 2016-04-01 | 25.15 |
| 2016-07-01 | 23.27 |
| 2016-10-01 | 24.45 |
| 2017-01-01 | 22.68 |
| 2017-04-01 | 23.44 |
| 2017-07-01 | 22.82 |
| 2017-10-01 | 22.89 |
| 2018-01-01 | 22.65 |
| 2018-04-01 | 22.83 |
| 2018-07-01 | 22.85 |
| 2018-10-01 | 22.86 |
| 2019-01-01 | 21.08 |
| 2019-04-01 | 23.05 |
| 2019-07-01 | 23.53 |
| 2019-10-01 | 24.23 |
| 2020-01-01 | 22.04 |
| 2020-04-01 | 18.21 |
| 2020-07-01 | 18.25 |
| 2020-10-01 | 23.56 |
| 2021-01-01 | 22.41 |
| 2021-04-01 | 24.69 |
| 2021-07-01 | 24.00 |
| 2021-10-01 | 25.07 |
| 2022-01-01 | 22.98 |
| 2022-04-01 | 23.77 |
| 2022-07-01 | 22.59 |
| 2022-10-01 | 23.01 |
| 2023-01-01 | 19.96 |
| 2023-04-01 | 19.33 |
| 2023-07-01 | 18.07 |
| 2023-10-01 | 18.37 |
| 2024-01-01 | 17.25 |
| 2024-04-01 | 16.48 |
| 2024-07-01 | 15.43 |
| 2024-10-01 | 16.43 |
| 2025-01-01 | 15.93 |
| 2025-04-01 | 16.08 |
| 2025-07-01 | 16.40 |
| 2025-10-01 | 17.72 |
| 2026-01-01 | 19.18 |
| 2026-04-01 | 18.52 |