Table Data - Large Bank Consumer Credit Card Originations: Average Original Purchase APR: General Purpose
| Title | Large Bank Consumer Credit Card Originations: Average Original Purchase APR: General Purpose |
|---|---|
| Series ID | RCCCOAPRAVGPCTGP |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Percent |
| Date Range | 2012-07-01 to 2026-04-01 |
| Last Updated | 2026-10-07 1:20 PM CDT |
| Notes | The average original purchase APR among general purpose credit card accounts originated in the observed quarter. For more detail see the methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 19.03 |
| 2012-10-01 | 19.40 |
| 2013-01-01 | 18.66 |
| 2013-04-01 | 19.10 |
| 2013-07-01 | 18.89 |
| 2013-10-01 | 19.04 |
| 2014-01-01 | 18.57 |
| 2014-04-01 | 19.05 |
| 2014-07-01 | 18.68 |
| 2014-10-01 | 19.02 |
| 2015-01-01 | 18.67 |
| 2015-04-01 | 18.94 |
| 2015-07-01 | 19.29 |
| 2015-10-01 | 19.60 |
| 2016-01-01 | 19.64 |
| 2016-04-01 | 20.42 |
| 2016-07-01 | 20.09 |
| 2016-10-01 | 20.49 |
| 2017-01-01 | 20.09 |
| 2017-04-01 | 20.91 |
| 2017-07-01 | 21.06 |
| 2017-10-01 | 21.63 |
| 2018-01-01 | 21.16 |
| 2018-04-01 | 21.53 |
| 2018-07-01 | 21.73 |
| 2018-10-01 | 22.29 |
| 2019-01-01 | 22.27 |
| 2019-04-01 | 22.59 |
| 2019-07-01 | 22.62 |
| 2019-10-01 | 22.31 |
| 2020-01-01 | 21.75 |
| 2020-04-01 | 20.33 |
| 2020-07-01 | 20.83 |
| 2020-10-01 | 21.63 |
| 2021-01-01 | 21.48 |
| 2021-04-01 | 21.77 |
| 2021-07-01 | 21.71 |
| 2021-10-01 | 21.74 |
| 2022-01-01 | 21.69 |
| 2022-04-01 | 22.41 |
| 2022-07-01 | 23.63 |
| 2022-10-01 | 25.33 |
| 2023-01-01 | 25.94 |
| 2023-04-01 | 26.28 |
| 2023-07-01 | 26.76 |
| 2023-10-01 | 27.39 |
| 2024-01-01 | 26.94 |
| 2024-04-01 | 27.50 |
| 2024-07-01 | 28.00 |
| 2024-10-01 | 27.99 |
| 2025-01-01 | 27.10 |
| 2025-04-01 | 27.46 |
| 2025-07-01 | 27.59 |
| 2025-10-01 | 27.54 |
| 2026-01-01 | 26.75 |
| 2026-04-01 | 26.88 |