Table Data - Large Bank Consumer Credit Card Originations: Average Original Purchase APR: Private Label
| Title | Large Bank Consumer Credit Card Originations: Average Original Purchase APR: Private Label |
|---|---|
| Series ID | RCCCOAPRAVGPCTPL |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Percent |
| Date Range | 2012-07-01 to 2026-04-01 |
| Last Updated | 2026-10-07 1:20 PM CDT |
| Notes | The average original purchase APR among private label credit card accounts originated in the observed quarter. For more detail see the methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 25.49 |
| 2012-10-01 | 25.23 |
| 2013-01-01 | 25.36 |
| 2013-04-01 | 25.12 |
| 2013-07-01 | 25.82 |
| 2013-10-01 | 25.89 |
| 2014-01-01 | 25.95 |
| 2014-04-01 | 25.68 |
| 2014-07-01 | 25.85 |
| 2014-10-01 | 25.83 |
| 2015-01-01 | 25.85 |
| 2015-04-01 | 25.57 |
| 2015-07-01 | 25.68 |
| 2015-10-01 | 25.57 |
| 2016-01-01 | 25.76 |
| 2016-04-01 | 25.66 |
| 2016-07-01 | 25.78 |
| 2016-10-01 | 25.92 |
| 2017-01-01 | 26.13 |
| 2017-04-01 | 26.10 |
| 2017-07-01 | 26.37 |
| 2017-10-01 | 26.48 |
| 2018-01-01 | 26.61 |
| 2018-04-01 | 26.62 |
| 2018-07-01 | 26.99 |
| 2018-10-01 | 27.31 |
| 2019-01-01 | 27.34 |
| 2019-04-01 | 27.00 |
| 2019-07-01 | 27.06 |
| 2019-10-01 | 26.88 |
| 2020-01-01 | 26.54 |
| 2020-04-01 | 26.01 |
| 2020-07-01 | 26.01 |
| 2020-10-01 | 25.97 |
| 2021-01-01 | 25.98 |
| 2021-04-01 | 26.02 |
| 2021-07-01 | 26.09 |
| 2021-10-01 | 26.04 |
| 2022-01-01 | 26.12 |
| 2022-04-01 | 26.35 |
| 2022-07-01 | 27.40 |
| 2022-10-01 | 28.52 |
| 2023-01-01 | 28.81 |
| 2023-04-01 | 28.88 |
| 2023-07-01 | 29.10 |
| 2023-10-01 | 30.01 |
| 2024-01-01 | 30.10 |
| 2024-04-01 | 30.67 |
| 2024-07-01 | 31.95 |
| 2024-10-01 | 32.10 |
| 2025-01-01 | 32.02 |
| 2025-04-01 | 31.90 |
| 2025-07-01 | 31.99 |
| 2025-10-01 | 31.94 |
| 2026-01-01 | 31.80 |
| 2026-04-01 | 31.78 |