Table Data - Large Bank Consumer Credit Card Originations: Average Original Purchase APR: Private Label
| Title | Large Bank Consumer Credit Card Originations: Average Original Purchase APR: Private Label |
|---|---|
| Series ID | RCCCOAPRAVGPCTPL |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Percent |
| Date Range | 2012-07-01 to 2025-04-01 |
| Last Updated | 2025-10-17 8:01 AM CDT |
| Notes | The average original purchase APR among private label credit card accounts originated in the observed quarter. For more detail see the methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 25.51 |
| 2012-10-01 | 25.25 |
| 2013-01-01 | 25.38 |
| 2013-04-01 | 25.14 |
| 2013-07-01 | 25.84 |
| 2013-10-01 | 25.91 |
| 2014-01-01 | 25.97 |
| 2014-04-01 | 25.70 |
| 2014-07-01 | 25.87 |
| 2014-10-01 | 25.85 |
| 2015-01-01 | 25.87 |
| 2015-04-01 | 25.60 |
| 2015-07-01 | 25.70 |
| 2015-10-01 | 25.60 |
| 2016-01-01 | 25.78 |
| 2016-04-01 | 25.69 |
| 2016-07-01 | 25.80 |
| 2016-10-01 | 25.94 |
| 2017-01-01 | 26.15 |
| 2017-04-01 | 26.12 |
| 2017-07-01 | 26.39 |
| 2017-10-01 | 26.50 |
| 2018-01-01 | 26.64 |
| 2018-04-01 | 26.65 |
| 2018-07-01 | 27.02 |
| 2018-10-01 | 27.33 |
| 2019-01-01 | 27.36 |
| 2019-04-01 | 27.02 |
| 2019-07-01 | 27.08 |
| 2019-10-01 | 26.90 |
| 2020-01-01 | 26.56 |
| 2020-04-01 | 26.03 |
| 2020-07-01 | 26.03 |
| 2020-10-01 | 25.99 |
| 2021-01-01 | 26.00 |
| 2021-04-01 | 26.04 |
| 2021-07-01 | 26.11 |
| 2021-10-01 | 26.06 |
| 2022-01-01 | 26.14 |
| 2022-04-01 | 26.37 |
| 2022-07-01 | 27.40 |
| 2022-10-01 | 28.52 |
| 2023-01-01 | 28.81 |
| 2023-04-01 | 28.87 |
| 2023-07-01 | 29.09 |
| 2023-10-01 | 30.01 |
| 2024-01-01 | 30.10 |
| 2024-04-01 | 30.67 |
| 2024-07-01 | 31.95 |
| 2024-10-01 | 32.09 |
| 2025-01-01 | 32.01 |
| 2025-04-01 | 31.89 |