Table Data - Large Bank Consumer Credit Card Originations: Percentage of New Commitments with <660 Credit Score

Title Large Bank Consumer Credit Card Originations: Percentage of New Commitments with <660 Credit Score
Series ID RCCCOCOMPCTSCORELT660
Source Federal Reserve Bank of Philadelphia
Release FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly, End of Quarter
Units Percent
Date Range 2012-07-01 to 2026-04-01
Last Updated 2026-10-07 1:20 PM CDT
Notes The percentage of new credit card commitments that were originated in the observed quarter with a credit score less than 660 at the time of origination.

For more detail see the methodology.
DATE VALUE
2012-07-01 5.93
2012-10-01 5.23
2013-01-01 4.91
2013-04-01 5.20
2013-07-01 5.83
2013-10-01 6.33
2014-01-01 6.53
2014-04-01 7.24
2014-07-01 7.92
2014-10-01 8.54
2015-01-01 8.20
2015-04-01 8.27
2015-07-01 8.08
2015-10-01 8.61
2016-01-01 7.22
2016-04-01 7.33
2016-07-01 6.68
2016-10-01 7.03
2017-01-01 5.76
2017-04-01 6.32
2017-07-01 5.89
2017-10-01 5.97
2018-01-01 5.39
2018-04-01 5.78
2018-07-01 5.87
2018-10-01 5.86
2019-01-01 5.21
2019-04-01 6.08
2019-07-01 6.23
2019-10-01 6.09
2020-01-01 5.28
2020-04-01 5.08
2020-07-01 4.68
2020-10-01 5.68
2021-01-01 5.83
2021-04-01 6.63
2021-07-01 6.67
2021-10-01 6.92
2022-01-01 6.16
2022-04-01 6.47
2022-07-01 6.06
2022-10-01 5.84
2023-01-01 4.65
2023-04-01 4.47
2023-07-01 4.33
2023-10-01 4.45
2024-01-01 3.94
2024-04-01 3.90
2024-07-01 3.81
2024-10-01 3.91
2025-01-01 3.55
2025-04-01 3.58
2025-07-01 3.81
2025-10-01 4.16
2026-01-01 4.06
2026-04-01 4.19

Back to Top