Table Data - Large Bank Consumer Credit Card Originations: Percentage of New Commitments with <660 Credit Score
| Title | Large Bank Consumer Credit Card Originations: Percentage of New Commitments with <660 Credit Score |
|---|---|
| Series ID | RCCCOCOMPCTSCORELT660 |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Percent |
| Date Range | 2012-07-01 to 2026-04-01 |
| Last Updated | 2026-10-07 1:20 PM CDT |
| Notes | The percentage of new credit card commitments that were originated in the observed quarter with a credit score less than 660 at the time of origination. For more detail see the methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 5.93 |
| 2012-10-01 | 5.23 |
| 2013-01-01 | 4.91 |
| 2013-04-01 | 5.20 |
| 2013-07-01 | 5.83 |
| 2013-10-01 | 6.33 |
| 2014-01-01 | 6.53 |
| 2014-04-01 | 7.24 |
| 2014-07-01 | 7.92 |
| 2014-10-01 | 8.54 |
| 2015-01-01 | 8.20 |
| 2015-04-01 | 8.27 |
| 2015-07-01 | 8.08 |
| 2015-10-01 | 8.61 |
| 2016-01-01 | 7.22 |
| 2016-04-01 | 7.33 |
| 2016-07-01 | 6.68 |
| 2016-10-01 | 7.03 |
| 2017-01-01 | 5.76 |
| 2017-04-01 | 6.32 |
| 2017-07-01 | 5.89 |
| 2017-10-01 | 5.97 |
| 2018-01-01 | 5.39 |
| 2018-04-01 | 5.78 |
| 2018-07-01 | 5.87 |
| 2018-10-01 | 5.86 |
| 2019-01-01 | 5.21 |
| 2019-04-01 | 6.08 |
| 2019-07-01 | 6.23 |
| 2019-10-01 | 6.09 |
| 2020-01-01 | 5.28 |
| 2020-04-01 | 5.08 |
| 2020-07-01 | 4.68 |
| 2020-10-01 | 5.68 |
| 2021-01-01 | 5.83 |
| 2021-04-01 | 6.63 |
| 2021-07-01 | 6.67 |
| 2021-10-01 | 6.92 |
| 2022-01-01 | 6.16 |
| 2022-04-01 | 6.47 |
| 2022-07-01 | 6.06 |
| 2022-10-01 | 5.84 |
| 2023-01-01 | 4.65 |
| 2023-04-01 | 4.47 |
| 2023-07-01 | 4.33 |
| 2023-10-01 | 4.45 |
| 2024-01-01 | 3.94 |
| 2024-04-01 | 3.90 |
| 2024-07-01 | 3.81 |
| 2024-10-01 | 3.91 |
| 2025-01-01 | 3.55 |
| 2025-04-01 | 3.58 |
| 2025-07-01 | 3.81 |
| 2025-10-01 | 4.16 |
| 2026-01-01 | 4.06 |
| 2026-04-01 | 4.19 |