Table Data - Large Bank Consumer Credit Card Originations: Percentage of New Commitments with <660 Credit Score
| Title | Large Bank Consumer Credit Card Originations: Percentage of New Commitments with <660 Credit Score |
|---|---|
| Series ID | RCCCOCOMPCTSCORELT660 |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Percent |
| Date Range | 2012-07-01 to 2025-04-01 |
| Last Updated | 2025-10-17 8:01 AM CDT |
| Notes | The percentage of new credit card commitments that were originated in the observed quarter with a credit score less than 660 at the time of origination. For more detail see the methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 5.85 |
| 2012-10-01 | 5.17 |
| 2013-01-01 | 4.87 |
| 2013-04-01 | 5.19 |
| 2013-07-01 | 5.86 |
| 2013-10-01 | 6.36 |
| 2014-01-01 | 6.57 |
| 2014-04-01 | 7.33 |
| 2014-07-01 | 8.01 |
| 2014-10-01 | 8.63 |
| 2015-01-01 | 8.29 |
| 2015-04-01 | 8.38 |
| 2015-07-01 | 8.19 |
| 2015-10-01 | 8.70 |
| 2016-01-01 | 7.33 |
| 2016-04-01 | 7.43 |
| 2016-07-01 | 6.77 |
| 2016-10-01 | 7.08 |
| 2017-01-01 | 5.81 |
| 2017-04-01 | 6.45 |
| 2017-07-01 | 6.00 |
| 2017-10-01 | 6.16 |
| 2018-01-01 | 5.59 |
| 2018-04-01 | 5.94 |
| 2018-07-01 | 6.04 |
| 2018-10-01 | 6.01 |
| 2019-01-01 | 5.32 |
| 2019-04-01 | 6.17 |
| 2019-07-01 | 6.21 |
| 2019-10-01 | 6.04 |
| 2020-01-01 | 5.24 |
| 2020-04-01 | 5.02 |
| 2020-07-01 | 4.63 |
| 2020-10-01 | 5.64 |
| 2021-01-01 | 5.85 |
| 2021-04-01 | 6.74 |
| 2021-07-01 | 6.77 |
| 2021-10-01 | 7.01 |
| 2022-01-01 | 6.26 |
| 2022-04-01 | 6.57 |
| 2022-07-01 | 6.21 |
| 2022-10-01 | 6.04 |
| 2023-01-01 | 4.82 |
| 2023-04-01 | 4.59 |
| 2023-07-01 | 4.40 |
| 2023-10-01 | 4.55 |
| 2024-01-01 | 3.99 |
| 2024-04-01 | 3.96 |
| 2024-07-01 | 3.89 |
| 2024-10-01 | 4.00 |
| 2025-01-01 | 3.58 |
| 2025-04-01 | 3.59 |