Table Data - Large Bank Consumer Credit Card Originations: Original Credit Score: 25th Percentile
| Title | Large Bank Consumer Credit Card Originations: Original Credit Score: 25th Percentile |
|---|---|
| Series ID | RCCCOSCOREPCT25 |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Credit Score |
| Date Range | 2012-07-01 to 2026-04-01 |
| Last Updated | 2026-10-07 1:20 PM CDT |
| Notes | The 25th percentile original credit score among credit card originations. The original credit score is the commercially available credit score at origination for the primary account holder. For more detail see: methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 670 |
| 2012-10-01 | 677 |
| 2013-01-01 | 679 |
| 2013-04-01 | 677 |
| 2013-07-01 | 671 |
| 2013-10-01 | 668 |
| 2014-01-01 | 665 |
| 2014-04-01 | 661 |
| 2014-07-01 | 656 |
| 2014-10-01 | 656 |
| 2015-01-01 | 654 |
| 2015-04-01 | 653 |
| 2015-07-01 | 654 |
| 2015-10-01 | 653 |
| 2016-01-01 | 655 |
| 2016-04-01 | 657 |
| 2016-07-01 | 661 |
| 2016-10-01 | 659 |
| 2017-01-01 | 663 |
| 2017-04-01 | 661 |
| 2017-07-01 | 662 |
| 2017-10-01 | 661 |
| 2018-01-01 | 662 |
| 2018-04-01 | 662 |
| 2018-07-01 | 662 |
| 2018-10-01 | 662 |
| 2019-01-01 | 666 |
| 2019-04-01 | 662 |
| 2019-07-01 | 661 |
| 2019-10-01 | 660 |
| 2020-01-01 | 664 |
| 2020-04-01 | 673 |
| 2020-07-01 | 674 |
| 2020-10-01 | 661 |
| 2021-01-01 | 664 |
| 2021-04-01 | 659 |
| 2021-07-01 | 660 |
| 2021-10-01 | 658 |
| 2022-01-01 | 662 |
| 2022-04-01 | 660 |
| 2022-07-01 | 662 |
| 2022-10-01 | 662 |
| 2023-01-01 | 670 |
| 2023-04-01 | 671 |
| 2023-07-01 | 673 |
| 2023-10-01 | 674 |
| 2024-01-01 | 677 |
| 2024-04-01 | 680 |
| 2024-07-01 | 681 |
| 2024-10-01 | 680 |
| 2025-01-01 | 682 |
| 2025-04-01 | 682 |
| 2025-07-01 | 680 |
| 2025-10-01 | 677 |
| 2026-01-01 | 672 |
| 2026-04-01 | 674 |