Title:               Large Bank Consumer Credit Card Originations: Original Credit Score: 50th Percentile
Series ID:           RCCCOSCOREPCT50
Source:              Federal Reserve Bank of Philadelphia
Release:             FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment: Not Seasonally Adjusted
Frequency:           Quarterly, End of Quarter
Units:               Credit Score
Date Range:          2012-07-01 to 2022-07-01
Last Updated:        2023-01-13 8:28 AM CST
Notes:               The 50th percentile original credit score among credit card
                     originations. The original credit score is the commercially available
                     credit score at origination for the primary account holder. If a
                     commercially available credit bureau score was not obtained during the
                     origination process, the institution is instructed to map the internal
                     credit score used to evaluate the primary account holder's
                     creditworthiness at origination to a commercially available credit
                     bureau score. The source of the original credit score may vary by FR
                     Y-14M reporting firm and even within the firm's reporting. Only credit
                     card accounts with original credit scores between 150 and 950 are
                     included in the original credit score percentile calculations. For
                     more detail see: methodology
                     (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

DATE       VALUE
2012-07-01   735
2012-10-01   741
2013-01-01   740
2013-04-01   737
2013-07-01   731
2013-10-01   731
2014-01-01   726
2014-04-01   722
2014-07-01   715
2014-10-01   715
2015-01-01   713
2015-04-01   712
2015-07-01   711
2015-10-01   712
2016-01-01   715
2016-04-01   716
2016-07-01   720
2016-10-01   719
2017-01-01   724
2017-04-01   722
2017-07-01   724
2017-10-01   725
2018-01-01   727
2018-04-01   725
2018-07-01   725
2018-10-01   727
2019-01-01   731
2019-04-01   727
2019-07-01   725
2019-10-01   724
2020-01-01   728
2020-04-01   730
2020-07-01   734
2020-10-01   725
2021-01-01   727
2021-04-01   721
2021-07-01   721
2021-10-01   721
2022-01-01   724
2022-04-01   720
2022-07-01   722