Table Data - Large Bank Consumer Mortgage Balances: Current Credit Score: 25th Percentile
| Title | Large Bank Consumer Mortgage Balances: Current Credit Score: 25th Percentile |
|---|---|
| Series ID | RCMFLBSCOREPCT25 |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Credit Score |
| Date Range | 2012-07-01 to 2025-10-01 |
| Last Updated | 2026-04-08 8:33 AM CDT |
| Notes | The 25th percentile credit score among outstanding first-lien mortgages. The current credit score is the most recently determined commercially available credit score of the primary borrower on the mortgage loan. For more detail see: methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 628 |
| 2012-10-01 | 630 |
| 2013-01-01 | 632 |
| 2013-04-01 | 637 |
| 2013-07-01 | 640 |
| 2013-10-01 | 643 |
| 2014-01-01 | 645 |
| 2014-04-01 | 651 |
| 2014-07-01 | 654 |
| 2014-10-01 | 657 |
| 2015-01-01 | 659 |
| 2015-04-01 | 663 |
| 2015-07-01 | 667 |
| 2015-10-01 | 672 |
| 2016-01-01 | 674 |
| 2016-04-01 | 681 |
| 2016-07-01 | 685 |
| 2016-10-01 | 689 |
| 2017-01-01 | 696 |
| 2017-04-01 | 702 |
| 2017-07-01 | 707 |
| 2017-10-01 | 709 |
| 2018-01-01 | 712 |
| 2018-04-01 | 717 |
| 2018-07-01 | 720 |
| 2018-10-01 | 723 |
| 2019-01-01 | 725 |
| 2019-04-01 | 728 |
| 2019-07-01 | 729 |
| 2019-10-01 | 731 |
| 2020-01-01 | 734 |
| 2020-04-01 | 737 |
| 2020-07-01 | 738 |
| 2020-10-01 | 738 |
| 2021-01-01 | 738 |
| 2021-04-01 | 740 |
| 2021-07-01 | 741 |
| 2021-10-01 | 742 |
| 2022-01-01 | 744 |
| 2022-04-01 | 746 |
| 2022-07-01 | 746 |
| 2022-10-01 | 747 |
| 2023-01-01 | 748 |
| 2023-04-01 | 751 |
| 2023-07-01 | 752 |
| 2023-10-01 | 751 |
| 2024-01-01 | 753 |
| 2024-04-01 | 754 |
| 2024-07-01 | 754 |
| 2024-10-01 | 755 |
| 2025-01-01 | 755 |
| 2025-04-01 | 756 |
| 2025-07-01 | 756 |
| 2025-10-01 | 755 |