Table Data - Large Bank Consumer Mortgage Balances: Current Credit Score: 50th Percentile

Title Large Bank Consumer Mortgage Balances: Current Credit Score: 50th Percentile
Series ID RCMFLBSCOREPCT50
Source Federal Reserve Bank of Philadelphia
Release FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly, End of Quarter
Units Credit Score
Date Range 2012-07-01 to 2025-10-01
Last Updated 2026-04-08 8:33 AM CDT
Notes The 50th percentile credit score among outstanding first-lien mortgages. The current credit score is the most recently determined commercially available credit score of the primary borrower on the mortgage loan. For more detail see: methodology.
DATE VALUE
2012-07-01 718
2012-10-01 720
2013-01-01 722
2013-04-01 724
2013-07-01 725
2013-10-01 728
2014-01-01 730
2014-04-01 734
2014-07-01 736
2014-10-01 739
2015-01-01 740
2015-04-01 743
2015-07-01 745
2015-10-01 749
2016-01-01 750
2016-04-01 755
2016-07-01 757
2016-10-01 759
2017-01-01 765
2017-04-01 768
2017-07-01 770
2017-10-01 771
2018-01-01 773
2018-04-01 775
2018-07-01 776
2018-10-01 777
2019-01-01 778
2019-04-01 779
2019-07-01 780
2019-10-01 780
2020-01-01 782
2020-04-01 785
2020-07-01 785
2020-10-01 784
2021-01-01 785
2021-04-01 785
2021-07-01 784
2021-10-01 785
2022-01-01 786
2022-04-01 786
2022-07-01 786
2022-10-01 787
2023-01-01 788
2023-04-01 789
2023-07-01 790
2023-10-01 790
2024-01-01 791
2024-04-01 791
2024-07-01 792
2024-10-01 792
2025-01-01 792
2025-04-01 792
2025-07-01 793
2025-10-01 793

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